Patents by Inventor Fred Bishop
Fred Bishop has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).
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Patent number: 11120417Abstract: A system and method for interconnecting multiple point of sale devices creating a mesh-like network structure which reduces connectivity costs while providing greater reliability due to multiple network paths is disclosed. By linking point of sale devices within a virtual network, the need for individual connections to a point of sale controller is eliminated and alternative network paths are provided, thereby ensuring maximum up-time and optimal connection speeds.Type: GrantFiled: January 29, 2016Date of Patent: September 14, 2021Assignee: American Express Travel Related Services Company, Inc.Inventor: Fred Bishop
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Patent number: 10599495Abstract: A data deletion system may trigger and orchestrate data deletion of data across various data stores. The system may schedule a record having a unique identifier for deletion in response to a data deletion rule. The record may be deleted from a system of record based on the unique identifier. The system may broadcast a deletion message containing the unique identifier. The deletion message may trigger a purge of data associated with the unique identifier by a subscribing entity such as, for example, an application or third party. The system may monitor the subscribing entity to determine whether the purge was successfully completed.Type: GrantFiled: May 12, 2017Date of Patent: March 24, 2020Assignee: AMERICAN EXPRESS TRAVEL RELATED SERVICES COMPANY, INC.Inventors: Sripriya Tiku, Fred Bishop, Diane Derocher
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Patent number: 10355863Abstract: The present invention provides for an authenticity marker to be embedded within web page and/or email content which allows a user to validate that the content originates from the true source of the content and is not merely a copy. The method includes a user requesting content in the form of a web page and/or email from a server using a web browser or email client. The server receives the request, retrieves the content and forwards it to an authentication server. The authentication server inserts into the retrieved content a unique fractal icon and/or information only known between the owner of the content and the user.Type: GrantFiled: December 8, 2017Date of Patent: July 16, 2019Assignee: SECURE AXCESS LLCInventors: Fred Bishop, Danielle R. Domenica, Vicki R. Mendivil, Hermes H. Villalobos
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Publication number: 20180329940Abstract: A data deletion system may trigger and orchestrate data deletion of data across various data stores. The system may schedule a record having a unique identifier for deletion in response to a data deletion rule. The record may be deleted from a system of record based on the unique identifier. The system may broadcast a deletion message containing the unique identifier. The deletion message may trigger a purge of data associated with the unique identifier by a subscribing entity such as, for example, an application or third party. The system may monitor the subscribing entity to determine whether the purge was successfully completed.Type: ApplicationFiled: May 12, 2017Publication date: November 15, 2018Applicant: American Express Travel Related Services Company, Inc.Inventors: Sripriya Tiku, Fred Bishop, Diane Derocher
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Publication number: 20180181943Abstract: A nontraditional transaction device, for example a mobile device, may be employed to complete a transaction. The mobile device may utilize radio frequency (RF) communication and/or authentication to facilitate completion of a transaction. Secondary identification information, for example voice recognition data, biometric recognition data, or alphanumeric data, may be utilized for secondary end user authentication. For security reasons, the mobile device account data may transmitted after the secondary identification information is verified.Type: ApplicationFiled: January 5, 2018Publication date: June 28, 2018Inventors: Fred Bishop, Peter D. Saunders
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Publication number: 20180158064Abstract: Systems and methods for facilitating risk assessment for point of sale transactions utilizing at least one risk triggering value (RTV) is disclosed. An RTV is a condensed version of a set of complex risk data and strategies usually found in central processing sites. After receiving a request for payment authorization, a risk value is calculated for the request. The distributed processing site compares the risk value to the RTV to determine whether to authorize payment. If the risk value is less than or equal to the RTV, the payment is authorized while a risk value greater than the RTV will not be authorized. The central site calculates a new RTV for the account and distributes the new RTV to the distributed processing site.Type: ApplicationFiled: August 21, 2017Publication date: June 7, 2018Inventors: Fred Bishop, Eric James Eldridge, William S. Schwarz, JR.
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Publication number: 20180109383Abstract: The present invention provides for an authenticity marker to be embedded within web page and/or email content which allows a user to validate that the content originates from the true source of the content and is not merely a copy. The method includes a user requesting content in the form of a web page and/or email from a server using a web browser or email client. The server receives the request, retrieves the content and forwards it to an authentication server. The authentication server inserts into the retrieved content a unique fractal icon and/or information only known between the owner of the content and the user.Type: ApplicationFiled: December 8, 2017Publication date: April 19, 2018Inventors: Fred Bishop, Danielle R. Domenica, Vicki R. Mendivil, Hermes H. Villalobos
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Patent number: 9898483Abstract: The disclosed system may comprise a mainframe computing resource, a data library, a data processing appliance, and a distributed system. The data library may be securely connected to the mainframe computing resource. The data library may be configured to receive data from the mainframe computing resource via a first interface. The data processing appliance may be configured to read and write data to the data library via a second user interface. The distributed system may be configured to receive data from the data processing appliance. The distributed system may be further configured to process the data based on a workflow from the mainframe computing system.Type: GrantFiled: August 10, 2015Date of Patent: February 20, 2018Assignee: AMERICAN EXPRESS TRAVEL RELATED SERVICES COMPANY, INC.Inventors: Fred Bishop, Tapan Ganguly, Michael Henrichs, Curtis Howard, Ron Indeck, Rajiv R. Prakash, Imran Shah, Robin Thomas Vetrady
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Patent number: 9898484Abstract: The disclosed system may comprise a mainframe computing resource, a data library, a data processing appliance, and a distributed system. The data library may be securely connected to the mainframe computing resource. The data library may be configured to receive data from the mainframe computing resource via a first interface. The data processing appliance may be configured to read and write data to the data library via a second user interface. The distributed system may be configured to receive data from the data processing appliance. The distributed system may be further configured to process the data based on a workflow from the mainframe computing system.Type: GrantFiled: August 10, 2015Date of Patent: February 20, 2018Assignee: AMERICAN EXPRESS TRAVEL RELATED SERVICES COMPANY, INC.Inventors: Fred Bishop, Tapan Ganguly, Michael Henrichs, Curtis Howard, Ron Indeck, Rajiv R. Prakash, Imran Shah, Robin Thomas Vetrady
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Publication number: 20180039973Abstract: The present invention includes systems and methods for facilitating transactions using non-traditional devices. A method of the present invention includes the steps of forming a transaction request at a non-traditional device, and communicating the transaction request to a reader. In one embodiment, the non-traditional device may be configured with a transponder or other RF operable device. In another embodiment, the non-traditional device may be configured with an RFID protocol, such as a protocol in ISO 8583 format. In yet another embodiment, the non-traditional device may be configured to facilitate transactions using a random number, an authentication tag, a counter, or an encrypted payload.Type: ApplicationFiled: March 31, 2017Publication date: February 8, 2018Inventors: Fred Bishop, Peter D. Saunders
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Patent number: 9881294Abstract: A nontraditional transaction device, for example a mobile device, may be employed to complete a transaction. The mobile device may utilize radio frequency (RF) communication and/or authentication to facilitate completion of a transaction. Secondary identification information, for example voice recognition data, biometric recognition data, or alphanumeric data, may be utilized for secondary end user authentication. For security reasons, the mobile device account data may transmitted after the secondary identification information is verified.Type: GrantFiled: January 7, 2009Date of Patent: January 30, 2018Assignee: CHARTOLEAUX KG LIMITED LIABILITY COMPANYInventors: Fred Bishop, Peter D. Saunders
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Patent number: 9843447Abstract: The present invention provides for an authenticity marker to be embedded within web page and/or email content which allows a user to validate that the content originates from the true source of the content and is not merely a copy. The method includes a user requesting content in the form of a web page and/or email from a server using a web browser or email client. The server receives the request, retrieves the content and forwards it to an authentication server. The authentication server inserts into the retrieved content a unique fractal icon and/or information only known between the owner of the content and the user.Type: GrantFiled: March 9, 2005Date of Patent: December 12, 2017Assignee: SECURE AXCESS LLCInventors: Fred Bishop, Danielle R. Domenica, Vicki R. Mendivil, Hermes H. Villalobos
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Patent number: 9741038Abstract: Systems and methods for facilitating risk assessment for point of sale transactions utilizing at least one risk triggering value (RTV) is disclosed. An RTV is a condensed version of a set of complex risk data and strategies usually found in central processing sites. After receiving a request for payment authorization, a risk value is calculated for the request. The distributed processing site compares the risk value to the RTV to determine whether to authorize payment. If the risk value is less than or equal to the RTV, the payment is authorized while a risk value greater than the RTV will not be authorized. The central site calculates a new RTV for the account and distributes the new RTV to the distributed processing site.Type: GrantFiled: December 7, 2015Date of Patent: August 22, 2017Assignee: III Holdings 1, LLCInventors: Fred Bishop, Eric James Eldridge, William S. Schwarz, Jr.
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Publication number: 20170061430Abstract: A system and method for facilitating automatic reconciliation of transaction card transactions is disclosed, wherein a user may request single-use account codes via the Internet. The system comprises various hardware and software systems to enable a card member, program administrator, or any other designated third-party to request one or more single-use account codes. The requestor may further assign a descriptor for each of the one or more account codes. After receiving a requested account code, the requestor may communicate the account code to a merchant to facilitate a purchase transaction. The system retrieves a list of transactions from the card issuer at regular intervals, matches the account codes in the list to an account code and associated descriptor, and records the reconciled transaction within a database.Type: ApplicationFiled: November 4, 2016Publication date: March 2, 2017Inventors: Bradley Owen Matthews, Fred Bishop
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Publication number: 20170061435Abstract: Systems and methods are configured to manage data sets associated with multiple transaction devices. The first and second data sets are associated with first and second owners, respectively, and are configured to be stored independent of each other The transaction devices user may be permitted to select at least one of the multiple data sets for transaction completion using a secondary identifier indicia. Where the user selects multiple accounts for transaction completion, the user may be permitted to allocate portions of a transaction to the selected transaction accounts from multiple transaction devices.Type: ApplicationFiled: June 30, 2005Publication date: March 2, 2017Applicant: AMERICAN EXPRESS TRAVEL RELATED SERVICES COMPANY, INC.Inventors: David Armes, Fred Bishop, Peter D Saunders
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Publication number: 20170048317Abstract: The disclosed system may comprise a mainframe computing resource, a data library, a data processing appliance, and a distributed system. The data library may be securely connected to the mainframe computing resource. The data library may be configured to receive data from the mainframe computing resource via a first interface. The data processing appliance may be configured to read and write data to the data library via a second user interface. The distributed system may be configured to receive data from the data processing appliance. The distributed system may be further configured to process the data based on a workflow from the mainframe computing system.Type: ApplicationFiled: August 10, 2015Publication date: February 16, 2017Applicants: American Express Travel Related Services Company, Inc., VELOCIDATA, INC.Inventors: Fred Bishop, Tapan Ganguly, Michael Henrichs, Curtis Howard, Ron Indeck, Rajiv R. Prakash, Imran Shah, Robin Thomas Vetrady
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Publication number: 20170046361Abstract: The disclosed system may comprise a mainframe computing resource, a data library, a data processing appliance, and a distributed system. The data library may be securely connected to the mainframe computing resource. The data library may be configured to receive data from the mainframe computing resource via a first interface. The data processing appliance may be configured to read and write data to the data library via a second user interface. The distributed system may be configured to receive data from the data processing appliance. The distributed system may be further configured to process the data based on a workflow from the mainframe computing system.Type: ApplicationFiled: August 10, 2015Publication date: February 16, 2017Applicants: American Express Travel Related Services Company, Inc, VELOCIDATA, INC.Inventors: Fred Bishop, Tapan Ganguly, Michael Henrichs, Curtis Howard, Ron Indeck, Rajiv R. Prakash, Imran Shah, Robin Thomas Vetrady
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Publication number: 20160148183Abstract: A system and method for interconnecting multiple point of sale devices creating a mesh-like network structure which reduces connectivity costs while providing greater reliability due to multiple network paths is disclosed. By linking point of sale devices within a virtual network, the need for individual connections to a point of sale controller is eliminated and alternative network paths are provided, thereby ensuring maximum up-time and optimal connection speeds.Type: ApplicationFiled: January 29, 2016Publication date: May 26, 2016Applicant: AMERICAN EXPRESS TRAVEL RELATED SERVICES COMPANY, INC.Inventor: FRED BISHOP
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Publication number: 20160098724Abstract: Systems and methods for facilitating risk assessment for point of sale transactions utilizing at least one risk triggering value (RTV) is disclosed. An RTV is a condensed version of a set of complex risk data and strategies usually found in central processing sites. After receiving a request for payment authorization, a risk value is calculated for the request. The distributed processing site compares the risk value to the RTV to determine whether to authorize payment. if the risk value is less than or equal to the RTV, the payment is authorized while a risk value greater than the RTV will not be authorized. The central site calculates a new RTV for the account and distributes the new RTV to the distributed processing site.Type: ApplicationFiled: December 7, 2015Publication date: April 7, 2016Inventors: Fred Bishop, Eric James Eldridge, William S. Schwarz, JR.
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Patent number: RE48912Abstract: The disclosed system may comprise a mainframe computing resource, a data library, a data processing appliance, and a distributed system. The data library may be securely connected to the mainframe computing resource. The data library may be configured to receive data from the mainframe computing resource via a first interface. The data processing appliance may be configured to read and write data to the data library via a second user interface. The distributed system may be configured to receive data from the data processing appliance. The distributed system may be further configured to process the data based on a workflow from the mainframe computing system.Type: GrantFiled: April 15, 2019Date of Patent: February 1, 2022Assignee: American Express Travel Related Services Company, Inc.Inventors: Fred Bishop, Tapan Ganguly, Michael Henrichs, Curtis Howard, Ron Indeck, Rajiv R. Prakash, Imran Shah, Robin Thomas Vetrady