Patents by Inventor Fred Bishop

Fred Bishop has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Patent number: 10355863
    Abstract: The present invention provides for an authenticity marker to be embedded within web page and/or email content which allows a user to validate that the content originates from the true source of the content and is not merely a copy. The method includes a user requesting content in the form of a web page and/or email from a server using a web browser or email client. The server receives the request, retrieves the content and forwards it to an authentication server. The authentication server inserts into the retrieved content a unique fractal icon and/or information only known between the owner of the content and the user.
    Type: Grant
    Filed: December 8, 2017
    Date of Patent: July 16, 2019
    Assignee: SECURE AXCESS LLC
    Inventors: Fred Bishop, Danielle R. Domenica, Vicki R. Mendivil, Hermes H. Villalobos
  • Publication number: 20180329940
    Abstract: A data deletion system may trigger and orchestrate data deletion of data across various data stores. The system may schedule a record having a unique identifier for deletion in response to a data deletion rule. The record may be deleted from a system of record based on the unique identifier. The system may broadcast a deletion message containing the unique identifier. The deletion message may trigger a purge of data associated with the unique identifier by a subscribing entity such as, for example, an application or third party. The system may monitor the subscribing entity to determine whether the purge was successfully completed.
    Type: Application
    Filed: May 12, 2017
    Publication date: November 15, 2018
    Applicant: American Express Travel Related Services Company, Inc.
    Inventors: Sripriya Tiku, Fred Bishop, Diane Derocher
  • Publication number: 20180181943
    Abstract: A nontraditional transaction device, for example a mobile device, may be employed to complete a transaction. The mobile device may utilize radio frequency (RF) communication and/or authentication to facilitate completion of a transaction. Secondary identification information, for example voice recognition data, biometric recognition data, or alphanumeric data, may be utilized for secondary end user authentication. For security reasons, the mobile device account data may transmitted after the secondary identification information is verified.
    Type: Application
    Filed: January 5, 2018
    Publication date: June 28, 2018
    Inventors: Fred Bishop, Peter D. Saunders
  • Publication number: 20180158064
    Abstract: Systems and methods for facilitating risk assessment for point of sale transactions utilizing at least one risk triggering value (RTV) is disclosed. An RTV is a condensed version of a set of complex risk data and strategies usually found in central processing sites. After receiving a request for payment authorization, a risk value is calculated for the request. The distributed processing site compares the risk value to the RTV to determine whether to authorize payment. If the risk value is less than or equal to the RTV, the payment is authorized while a risk value greater than the RTV will not be authorized. The central site calculates a new RTV for the account and distributes the new RTV to the distributed processing site.
    Type: Application
    Filed: August 21, 2017
    Publication date: June 7, 2018
    Inventors: Fred Bishop, Eric James Eldridge, William S. Schwarz, JR.
  • Publication number: 20180109383
    Abstract: The present invention provides for an authenticity marker to be embedded within web page and/or email content which allows a user to validate that the content originates from the true source of the content and is not merely a copy. The method includes a user requesting content in the form of a web page and/or email from a server using a web browser or email client. The server receives the request, retrieves the content and forwards it to an authentication server. The authentication server inserts into the retrieved content a unique fractal icon and/or information only known between the owner of the content and the user.
    Type: Application
    Filed: December 8, 2017
    Publication date: April 19, 2018
    Inventors: Fred Bishop, Danielle R. Domenica, Vicki R. Mendivil, Hermes H. Villalobos
  • Patent number: 9898484
    Abstract: The disclosed system may comprise a mainframe computing resource, a data library, a data processing appliance, and a distributed system. The data library may be securely connected to the mainframe computing resource. The data library may be configured to receive data from the mainframe computing resource via a first interface. The data processing appliance may be configured to read and write data to the data library via a second user interface. The distributed system may be configured to receive data from the data processing appliance. The distributed system may be further configured to process the data based on a workflow from the mainframe computing system.
    Type: Grant
    Filed: August 10, 2015
    Date of Patent: February 20, 2018
    Assignee: AMERICAN EXPRESS TRAVEL RELATED SERVICES COMPANY, INC.
    Inventors: Fred Bishop, Tapan Ganguly, Michael Henrichs, Curtis Howard, Ron Indeck, Rajiv R. Prakash, Imran Shah, Robin Thomas Vetrady
  • Patent number: 9898483
    Abstract: The disclosed system may comprise a mainframe computing resource, a data library, a data processing appliance, and a distributed system. The data library may be securely connected to the mainframe computing resource. The data library may be configured to receive data from the mainframe computing resource via a first interface. The data processing appliance may be configured to read and write data to the data library via a second user interface. The distributed system may be configured to receive data from the data processing appliance. The distributed system may be further configured to process the data based on a workflow from the mainframe computing system.
    Type: Grant
    Filed: August 10, 2015
    Date of Patent: February 20, 2018
    Assignee: AMERICAN EXPRESS TRAVEL RELATED SERVICES COMPANY, INC.
    Inventors: Fred Bishop, Tapan Ganguly, Michael Henrichs, Curtis Howard, Ron Indeck, Rajiv R. Prakash, Imran Shah, Robin Thomas Vetrady
  • Publication number: 20180039973
    Abstract: The present invention includes systems and methods for facilitating transactions using non-traditional devices. A method of the present invention includes the steps of forming a transaction request at a non-traditional device, and communicating the transaction request to a reader. In one embodiment, the non-traditional device may be configured with a transponder or other RF operable device. In another embodiment, the non-traditional device may be configured with an RFID protocol, such as a protocol in ISO 8583 format. In yet another embodiment, the non-traditional device may be configured to facilitate transactions using a random number, an authentication tag, a counter, or an encrypted payload.
    Type: Application
    Filed: March 31, 2017
    Publication date: February 8, 2018
    Inventors: Fred Bishop, Peter D. Saunders
  • Patent number: 9881294
    Abstract: A nontraditional transaction device, for example a mobile device, may be employed to complete a transaction. The mobile device may utilize radio frequency (RF) communication and/or authentication to facilitate completion of a transaction. Secondary identification information, for example voice recognition data, biometric recognition data, or alphanumeric data, may be utilized for secondary end user authentication. For security reasons, the mobile device account data may transmitted after the secondary identification information is verified.
    Type: Grant
    Filed: January 7, 2009
    Date of Patent: January 30, 2018
    Assignee: CHARTOLEAUX KG LIMITED LIABILITY COMPANY
    Inventors: Fred Bishop, Peter D. Saunders
  • Patent number: 9843447
    Abstract: The present invention provides for an authenticity marker to be embedded within web page and/or email content which allows a user to validate that the content originates from the true source of the content and is not merely a copy. The method includes a user requesting content in the form of a web page and/or email from a server using a web browser or email client. The server receives the request, retrieves the content and forwards it to an authentication server. The authentication server inserts into the retrieved content a unique fractal icon and/or information only known between the owner of the content and the user.
    Type: Grant
    Filed: March 9, 2005
    Date of Patent: December 12, 2017
    Assignee: SECURE AXCESS LLC
    Inventors: Fred Bishop, Danielle R. Domenica, Vicki R. Mendivil, Hermes H. Villalobos
  • Patent number: 9741038
    Abstract: Systems and methods for facilitating risk assessment for point of sale transactions utilizing at least one risk triggering value (RTV) is disclosed. An RTV is a condensed version of a set of complex risk data and strategies usually found in central processing sites. After receiving a request for payment authorization, a risk value is calculated for the request. The distributed processing site compares the risk value to the RTV to determine whether to authorize payment. If the risk value is less than or equal to the RTV, the payment is authorized while a risk value greater than the RTV will not be authorized. The central site calculates a new RTV for the account and distributes the new RTV to the distributed processing site.
    Type: Grant
    Filed: December 7, 2015
    Date of Patent: August 22, 2017
    Assignee: III Holdings 1, LLC
    Inventors: Fred Bishop, Eric James Eldridge, William S. Schwarz, Jr.
  • Publication number: 20170061430
    Abstract: A system and method for facilitating automatic reconciliation of transaction card transactions is disclosed, wherein a user may request single-use account codes via the Internet. The system comprises various hardware and software systems to enable a card member, program administrator, or any other designated third-party to request one or more single-use account codes. The requestor may further assign a descriptor for each of the one or more account codes. After receiving a requested account code, the requestor may communicate the account code to a merchant to facilitate a purchase transaction. The system retrieves a list of transactions from the card issuer at regular intervals, matches the account codes in the list to an account code and associated descriptor, and records the reconciled transaction within a database.
    Type: Application
    Filed: November 4, 2016
    Publication date: March 2, 2017
    Inventors: Bradley Owen Matthews, Fred Bishop
  • Publication number: 20170061435
    Abstract: Systems and methods are configured to manage data sets associated with multiple transaction devices. The first and second data sets are associated with first and second owners, respectively, and are configured to be stored independent of each other The transaction devices user may be permitted to select at least one of the multiple data sets for transaction completion using a secondary identifier indicia. Where the user selects multiple accounts for transaction completion, the user may be permitted to allocate portions of a transaction to the selected transaction accounts from multiple transaction devices.
    Type: Application
    Filed: June 30, 2005
    Publication date: March 2, 2017
    Applicant: AMERICAN EXPRESS TRAVEL RELATED SERVICES COMPANY, INC.
    Inventors: David Armes, Fred Bishop, Peter D Saunders
  • Publication number: 20170046361
    Abstract: The disclosed system may comprise a mainframe computing resource, a data library, a data processing appliance, and a distributed system. The data library may be securely connected to the mainframe computing resource. The data library may be configured to receive data from the mainframe computing resource via a first interface. The data processing appliance may be configured to read and write data to the data library via a second user interface. The distributed system may be configured to receive data from the data processing appliance. The distributed system may be further configured to process the data based on a workflow from the mainframe computing system.
    Type: Application
    Filed: August 10, 2015
    Publication date: February 16, 2017
    Applicants: American Express Travel Related Services Company, Inc, VELOCIDATA, INC.
    Inventors: Fred Bishop, Tapan Ganguly, Michael Henrichs, Curtis Howard, Ron Indeck, Rajiv R. Prakash, Imran Shah, Robin Thomas Vetrady
  • Publication number: 20170048317
    Abstract: The disclosed system may comprise a mainframe computing resource, a data library, a data processing appliance, and a distributed system. The data library may be securely connected to the mainframe computing resource. The data library may be configured to receive data from the mainframe computing resource via a first interface. The data processing appliance may be configured to read and write data to the data library via a second user interface. The distributed system may be configured to receive data from the data processing appliance. The distributed system may be further configured to process the data based on a workflow from the mainframe computing system.
    Type: Application
    Filed: August 10, 2015
    Publication date: February 16, 2017
    Applicants: American Express Travel Related Services Company, Inc., VELOCIDATA, INC.
    Inventors: Fred Bishop, Tapan Ganguly, Michael Henrichs, Curtis Howard, Ron Indeck, Rajiv R. Prakash, Imran Shah, Robin Thomas Vetrady
  • Publication number: 20160148183
    Abstract: A system and method for interconnecting multiple point of sale devices creating a mesh-like network structure which reduces connectivity costs while providing greater reliability due to multiple network paths is disclosed. By linking point of sale devices within a virtual network, the need for individual connections to a point of sale controller is eliminated and alternative network paths are provided, thereby ensuring maximum up-time and optimal connection speeds.
    Type: Application
    Filed: January 29, 2016
    Publication date: May 26, 2016
    Applicant: AMERICAN EXPRESS TRAVEL RELATED SERVICES COMPANY, INC.
    Inventor: FRED BISHOP
  • Publication number: 20160098724
    Abstract: Systems and methods for facilitating risk assessment for point of sale transactions utilizing at least one risk triggering value (RTV) is disclosed. An RTV is a condensed version of a set of complex risk data and strategies usually found in central processing sites. After receiving a request for payment authorization, a risk value is calculated for the request. The distributed processing site compares the risk value to the RTV to determine whether to authorize payment. if the risk value is less than or equal to the RTV, the payment is authorized while a risk value greater than the RTV will not be authorized. The central site calculates a new RTV for the account and distributes the new RTV to the distributed processing site.
    Type: Application
    Filed: December 7, 2015
    Publication date: April 7, 2016
    Inventors: Fred Bishop, Eric James Eldridge, William S. Schwarz, JR.
  • Patent number: 9280767
    Abstract: A system and method for interconnecting multiple point of sale devices creating a mesh-like network structure which reduces connectivity costs while providing greater reliability due to multiple network paths is disclosed. By linking point of sale devices within a virtual network, the need for individual connections to a point of sale controller is eliminated and alternative network paths are provided, thereby ensuring maximum up-time and optimal connection speeds.
    Type: Grant
    Filed: February 19, 2014
    Date of Patent: March 8, 2016
    Assignee: AMERICAN EXPRESS TRAVEL RELATED SERVICES COMPANY, INC.
    Inventor: Fred Bishop
  • Patent number: 9208484
    Abstract: Systems and methods for facilitating risk assessment for point of sale transactions utilizing at least one risk triggering value (RTV) is disclosed. An RTV is a condensed version of a set of complex risk data and strategies usually found in central processing sites. After receiving a request for payment authorization, a risk value is calculated for the request. The distributed processing site compares the risk value to the RTV to determine whether to authorize payment. If the risk value is less than or equal to the RTV, the payment is authorized while a risk value greater than the RTV will not be authorized. The central site calculates a new RTV for the account and distributes the new RTV to the distributed processing site.
    Type: Grant
    Filed: January 18, 2012
    Date of Patent: December 8, 2015
    Assignee: III Holdings 1, LLC
    Inventors: Fred Bishop, Eric James Eldridge, William S. Schwarz, Jr.
  • Publication number: 20150178753
    Abstract: A system and method for facilitating automatic reconciliation of transaction card transactions is disclosed, wherein a user may request single-use account codes via the Internet. The system comprises various hardware and software systems to enable a card member, program administrator, or any other designated third-party to request one or more single-use account codes. The requestor may further assign a descriptor for each of the one or more account codes. After receiving a requested account code, the requestor may communicate the account code to a merchant to facilitate a purchase transaction. The system retrieves a list of transactions from the card issuer at regular intervals, matches the account codes in the list to an account code and associated descriptor, and records the reconciled transaction within a database.
    Type: Application
    Filed: March 5, 2015
    Publication date: June 25, 2015
    Inventors: Bradley Owen Matthews, Fred Bishop