Patents by Inventor Fred Collopy
Fred Collopy has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).
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Publication number: 20180260908Abstract: Real-time insurance rates can be generated and presented to a driver—as the rate changes, the change can be shown through an interface. Different factors can be evaluated and based upon a result of the evaluation, the rate can be determined. The determination can be performed locally at a vehicle as well as by an insurance company. A bidding process can be used where different insurance companies supply rates and a user or automated process selects the rate for use—the selected rate is conveyed upon the interface.Type: ApplicationFiled: May 11, 2018Publication date: September 13, 2018Inventors: Fred Collopy, Craig Allen Nard, Himanshu S. Amin, Gregory Turocy, Patrica Sue Murphy, Ronald Charles Krosky, David Noonan, Gustavo Arnaldo Narvaez, Brian Asquith
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Patent number: 9996884Abstract: Real-time insurance rates can be generated and presented to a driver—as the rate changes, the change can be shown through an interface. Different factors can be evaluated and based upon a result of the evaluation, the rate can be determined. The determination can be performed locally at a vehicle as well as by an insurance company. A bidding process can be used where different insurance companies supply rates and a user or automated process selects the rate for use—the selected rate is conveyed upon the interface.Type: GrantFiled: July 21, 2015Date of Patent: June 12, 2018Assignee: Great Lakes Incubator, LLCInventors: Fred Collopy, Craig Allen Nard, Himanshu S. Amin, Gregory Turocy, Patrica Sue Murphy, Ronald Charles Krosky, David Noonan, Gustavo Arnaldo Narvaez, Brian Asquith
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Patent number: 9947115Abstract: Described herein are various technologies pertaining to presenting, and configuring, digital objects on a display device for application with a visual music presentation. An interactive screen can be presented on a touchscreen of a display device, wherein a visual musician can interact with one or more components and/or features comprising the screen to control presentation of the digital objects. A portion of the screen can be configured to initially present a continuous hue spectrum, which can subsequently be replaced with a discrete hue spectrum. Further, a spectrum comprising naturally visible hues can be modified such that a plurality of hues in the spectrum are positioned equally across the spectrum, and further, brightness of respective hues can be modified to enable visually appealing visual music presentation.Type: GrantFiled: September 6, 2017Date of Patent: April 17, 2018Inventor: Fred Collopy
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Publication number: 20180012380Abstract: Described herein are various technologies pertaining to presenting, and configuring, digital objects on a display device for application with a visual music presentation. An interactive screen can be presented on a touchscreen of a display device, wherein a visual musician can interact with one or more components and/or features comprising the screen to control presentation of the digital objects. A portion of the screen can be configured to initially present a continuous hue spectrum, which can subsequently be replaced with a discrete hue spectrum. Further, a spectrum comprising naturally visible hues can be modified such that a plurality of hues in the spectrum are positioned equally across the spectrum, and further, brightness of respective hues can be modified to enable visually appealing visual music presentation.Type: ApplicationFiled: September 6, 2017Publication date: January 11, 2018Inventor: Fred Collopy
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Patent number: 9786067Abstract: Described herein are various technologies pertaining to presenting, and configuring, digital objects on a display device for application with a visual music presentation. An interactive screen can be presented on a touchscreen of a display device, wherein a visual musician can interact with one or more components and/or features comprising the screen to control presentation of the digital objects. A portion of the screen can be configured to initially present a continuous hue spectrum, which can subsequently be replaced with a discrete hue spectrum. Further, a spectrum comprising naturally visible hues can be modified such that a plurality of hues in the spectrum are positioned equally across the spectrum, and further, brightness of respective hues can be modified to enable presentment of a visually appealing visual music presentation.Type: GrantFiled: October 2, 2015Date of Patent: October 10, 2017Inventor: Fred Collopy
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Publication number: 20170097804Abstract: Described herein are various technologies pertaining to presenting, and configuring, one or more digital objects on a display device for application with a visual music presentation. An interactive screen can be presented on a touchscreen of a display device, wherein a visual musician can interact with one or more components and/or features comprising the screen to control presentation of the digital objects. Various properties of the digital objects can be configured, e.g., hue, shape, placement, motion, etc. Further, the one or more objects can be presented on the display device in conjunction with selection of a key associated with a particular digital object. Furthermore, during operation, fingertip placement can be monitored to enable placement of the keys on the display device in accordance with hand size, playing style, etc., of a visual musician utilizing the display device.Type: ApplicationFiled: December 15, 2015Publication date: April 6, 2017Inventor: Fred Collopy
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Publication number: 20170098313Abstract: Described herein are various technologies pertaining to presenting, and configuring, digital objects on a display device for application with a visual music presentation. An interactive screen can be presented on a touchscreen of a display device, wherein a visual musician can interact with one or more components and/or features comprising the screen to control presentation of the digital objects. A portion of the screen can be configured to initially present a continuous hue spectrum, which can subsequently be replaced with a discrete hue spectrum. Further, a spectrum comprising naturally visible hues can be modified such that a plurality of hues in the spectrum are positioned equally across the spectrum, and further, brightness of respective hues can be modified to enable presentment of a visually appealing visual music presentation.Type: ApplicationFiled: October 2, 2015Publication date: April 6, 2017Inventor: Fred Collopy
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Publication number: 20150339780Abstract: Vertical insurance market specialization is provided where policies can be created based on granular information related to actual usage of an object. The information can be received in real time or near real time, and specific market definitions can be created based on the information. Insurance companies can bid on specific market definitions, and an owner of the object can select coverage. In cases of automobile insurance, route information or other sensed parameters (such as driving behavior) can be provided to define an insurance market for a specific driver. Allowing companies to bid on the specific instances allows for increased competition and lower cost than current blanket solutions.Type: ApplicationFiled: August 3, 2015Publication date: November 26, 2015Applicant: GREAT LAKES INCUBATOR, LLCInventors: Fred Collopy, Craig Allen Nard, Himanshu S. Amin, Gregory Turocy, Seyed Vahid Sharifi Takieh, Ronald Charles Krosky, David Noonan, Gustavo Arnaldo Narvaez, Brian Asquith
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Publication number: 20150324927Abstract: Real-time insurance rates can be generated and presented to a driver—as the rate changes, the change can be shown through an interface. Different factors can be evaluated and based upon a result of the evaluation, the rate can be determined. The determination can be performed locally at a vehicle as well as by an insurance company. A bidding process can be used where different insurance companies supply rates and a user or automated process selects the rate for use—the selected rate is conveyed upon the interface.Type: ApplicationFiled: July 21, 2015Publication date: November 12, 2015Applicant: Great Lakes Incubator, LLCInventors: Fred Collopy, Craig Allen Nard, Himanshu S. Amin, Gregory Turocy, Seyed Vahid Sharifi Takieh, Patrica Sue Murphy, Ronald Charles Krosky, David Noonan, Gustavo Arnaldo Narvaez, Brian Asquith
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Publication number: 20150324928Abstract: Vertical insurance market specialization is provided where policies can be created based on granular information related to actual usage of an object. The information can be received in real time or near real time, and specific market definitions can be created based on the information. Insurance companies can bid on specific market definitions, and an owner of the object can select coverage. In cases of automobile insurance, route information or other sensed parameters (such as driving behavior) can be provided to define an insurance market for a specific driver. Allowing companies to bid on the specific instances allows for increased competition and lower cost than current blanket solutions.Type: ApplicationFiled: July 21, 2015Publication date: November 12, 2015Applicant: GREAT LAKES INCUBATOR, LLCInventors: Fred Collopy, Craig Allen Nard, Himanshu S. Amin, Gregory Turocy, Seyed Vahid Sharifi Takieh, Ronald Charles Krosky, David Noonan, Gustavo Arnaldo Narvaez, Brian Asquith
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Publication number: 20140100892Abstract: Dynamic insurance rate adjustments are communicated to a vehicle operator in order to allow the vehicle operator to adjust various parameters before an actual change to an insurance rate is communicated to a service provider or trusted third party. The various parameters can be external parameters and/or internal parameters and further can include historical information, current information, and/or predicted information. Communicating the insurance rate adjustments provides for insurance visibility for both the operator and passengers of the vehicle. The insurance rate adjustment is communicated though a device located within a vehicle to enable perception by a vehicle occupant.Type: ApplicationFiled: December 9, 2013Publication date: April 10, 2014Inventors: Fred Collopy, Craig Allen Nard, Himanshu S. Amin, Gregory Turocy, Seyed Vahid Sharifi Takieh, Ronald Charles Krosky, David Noonan, Gustavo Arnaldo Narvaez, Brian Asquith
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Patent number: 8620692Abstract: Dynamic insurance rate adjustments are communicated to a vehicle operator in order to allow the vehicle operator to adjust various parameters before an actual change to an insurance rate is communicated to a service provider or trusted third party. The various parameters can be external parameters and/or internal parameters and further can include historical information, current information, and/or predicted information. Communicating the insurance rate adjustments provides for insurance visibility for both the operator and passengers of the vehicle. The insurance rate adjustment is communicated though a device located within a vehicle to enable perception by a vehicle occupant.Type: GrantFiled: November 5, 2009Date of Patent: December 31, 2013Assignee: Great Lakes Incubator, LLCInventors: Fred Collopy, Craig Allen Nard, Himanshu S. Amin, Gregory Turocy, Seyed Vahid Sharifi Takieh, Ronald Charles Krosky, David Noonan, Gustavo Arnaldo Narvaez, Brian Asquith
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Publication number: 20130297418Abstract: System(s) and method(s) to incentivize adoption of time-dependent customized insurance benefit(s) are provided. A provider of insurance benefit(s) incentivizes adoption of the insurance benefit(s) in exchange for knowledge of operation characteristics of an insured entity. Knowledge is cumulative and collected from the insured entity and environment in which the entity operates. Incentivation is accomplished at least in part through generation of incentive offer(s) based on available knowledge, which is associated with an operator of the insured entity rather than with the entity itself. The operator can regulate the scope of exchanged knowledge, and received incentive offer(s) and related content. Incentive offer(s) can be directed to provision of insurance benefit coverage that is adequate to current or nearly current operation condition(s); discounted real-time or nearly real-time insurance benefits; or subsidized service(s).Type: ApplicationFiled: July 1, 2013Publication date: November 7, 2013Inventors: Fred Collopy, Craig Allen Nard, Himanshu S. Amin, Gregory Turocy, Seyed Vahid Sharifi Takieh, Ronald Charles Krosky, David Noonan, Gustavo Arnaldo Narvaez, Brian Asquith
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Patent number: 8484113Abstract: System(s) and method(s) to incentivize adoption of time-dependent customized insurance benefit(s) are provided. A provider of insurance benefit(s) incentivizes adoption of the insurance benefit(s) in exchange for knowledge of operation characteristics of an insured entity. Knowledge is cumulative and collected from the insured entity and environment in which the entity operates. Incentivation is accomplished at least in part through generation of incentive offer(s) based on available knowledge, which is associated with an operator of the insured entity rather than with the entity itself. The operator can regulate the scope of exchanged knowledge, and received incentive offer(s) and related content. Incentive offer(s) can be directed to provision of insurance benefit coverage that is adequate to current or nearly current operation condition(s); discounted real-time or nearly real-time insurance benefits; or subsidized service(s).Type: GrantFiled: June 21, 2012Date of Patent: July 9, 2013Assignee: Great Lakes Incubator, LLCInventors: Fred Collopy, Craig Allen Nard, Himanshu S. Amin, Gregory Turocy, Seyed Vahid Sharifi Takieh, Ronald Charles Krosky, David Noonan, Gustavo Arnaldo Narvaez, Brian Asquith
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Publication number: 20120259666Abstract: System(s) and method(s) to incentivize adoption of time-dependent customized insurance benefit(s) are provided. A provider of insurance benefit(s) incentivizes adoption of the insurance benefit(s) in exchange for knowledge of operation characteristics of an insured entity. Knowledge is cumulative and collected from the insured entity and environment in which the entity operates. Incentivation is accomplished at least in part through generation of incentive offer(s) based on available knowledge, which is associated with an operator of the insured entity rather than with the entity itself. The operator can regulate the scope of exchanged knowledge, and received incentive offer(s) and related content. Incentive offer(s) can be directed to provision of insurance benefit coverage that is adequate to current or nearly current operation condition(s); discounted real-time or nearly real-time insurance benefits; or subsidized service(s).Type: ApplicationFiled: June 21, 2012Publication date: October 11, 2012Inventors: Fred Collopy, Craig Allen Nard, Himanshu S. Amin, Gregory Turocy, Seyed Vahid Sharifi Takieh, Ronald Charles Krosky, David Noonan, Gustavo Arnaldo Narvaez, Brian Asquith
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Patent number: 8255275Abstract: System(s) and method(s) to incentivize adoption of time-dependent customized insurance benefit(s) are provided. A provider of insurance benefit(s) incentivizes adoption of the insurance benefit(s) in exchange for knowledge of operation characteristics of an insured entity. Knowledge is cumulative and collected from the insured entity and environment in which the entity operates. Incentivation is accomplished at least in part through generation of incentive offer(s) based on available knowledge, which is associated with an operator of the insured entity rather than with the entity itself. The operator can regulate the scope of exchanged knowledge, and received incentive offer(s) and related content. Incentive offer(s) can be directed to provision of insurance benefit coverage that is adequate to current or nearly current operation condition(s); discounted real-time or nearly real-time insurance benefits; or subsidized service(s).Type: GrantFiled: November 23, 2009Date of Patent: August 28, 2012Inventors: Fred Collopy, Craig Allen Nard, Himanshu S. Amin, Gregory Turocy, Seyed Vahid Sharifi Takieh, Ronald Charles Krosky, David Noonan, Gustavo Arnaldo Narvaez, Brian Asquith
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Publication number: 20100131304Abstract: An on-board monitoring system in conjunction with a mobile device can be employed to gather real-time information regarding how a vehicle is being operated by the owner of the mobile device. The mobile device has information stored thereon that allows the user to be identified by the on-board monitoring system. The real-time information is forwarded to a remote insurance provider system that, based upon the gathered real-time information, determines an insurance rate. The determined insurance rate can be transmitted to the owner allowing them to see how their driving style is affecting their insurance rate and can adjust their driving style accordingly.Type: ApplicationFiled: August 26, 2009Publication date: May 27, 2010Inventors: Fred Collopy, Craig Allen Nard, Himanshu S. Amin, Gregory Turocy, Seyed Vahid Sharifi Takieh, Ronald Charles Krosky, David Noonan, Gustavo Arnaldo Narvaez, Brian Asquith
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Publication number: 20100131308Abstract: System(s) and method(s) to incentivize adoption of time-dependent customized insurance benefit(s) are provided. A provider of insurance benefit(s) incentivizes adoption of the insurance benefit(s) in exchange for knowledge of operation characteristics of an insured entity. Knowledge is cumulative and collected from the insured entity and environment in which the entity operates. Incentivation is accomplished at least in part through generation of incentive offer(s) based on available knowledge, which is associated with an operator of the insured entity rather than with the entity itself. The operator can regulate the scope of exchanged knowledge, and received incentive offer(s) and related content. Incentive offer(s) can be directed to provision of insurance benefit coverage that is adequate to current or nearly current operation condition(s); discounted real-time or nearly real-time insurance benefits; or subsidized service(s).Type: ApplicationFiled: November 23, 2009Publication date: May 27, 2010Inventors: Fred Collopy, Craig Allen Nard, Himanshu S. Amin, Gregory Turocy, Seyed Vahid Sharifi Takieh, Ronald Charles Krosky, David Noonan, Gustavo Arnaldo Narvaez, Brian Asquith
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Publication number: 20100131302Abstract: Vertical insurance market specialization is provided where policies can be created based on granular information related to actual usage of an object. The information can be received in real time or near real time, and specific market definitions can be created based on the information. Insurance companies can bid on specific market definitions, and an owner of the object can select coverage. In cases of automobile insurance, route information or other sensed parameters (such as driving behavior) can be provided to define an insurance market for a specific driver. Allowing companies to bid on the specific instances allows for increased competition and lower cost than current blanket solutions.Type: ApplicationFiled: July 7, 2009Publication date: May 27, 2010Inventors: Fred Collopy, Craig Allen Nard, Himanshu S. Amin, Gregory Turocy, Seyed Vahid Sharifi Takieh, Ronald Charles Krosky, David Noonan, Gustavo Arnaldo Narvaez, Brian Asquith
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Publication number: 20100131305Abstract: Dynamic insurance rate adjustments are communicated to a vehicle operator in order to allow the vehicle operator to adjust various parameters before an actual change to an insurance rate is communicated to a service provider or trusted third party. The various parameters can be external parameters and/or internal parameters and further can include historical information, current information, and/or predicted information. Communicating the insurance rate adjustments provides for insurance visibility for both the operator and passengers of the vehicle. The insurance rate adjustment is communicated though a device located within a vehicle to enable perception by a vehicle occupant.Type: ApplicationFiled: November 5, 2009Publication date: May 27, 2010Inventors: Fred Collopy, Craig Allen Nard, Himanshu S. Amin, Gregory Turocy, Seyed Vahid Sharifi Takieh, Ronald Charles Krosky, David Noonan, Gustavo Arnaldo Narvaez, Brian Asquith