Patents by Inventor Frederic Chanfrau

Frederic Chanfrau has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Publication number: 20250069143
    Abstract: A future financial metric is predicted using one or more computer processors. A financial metric prediction request is received from a user. Based on the financial metric prediction request, financial data is obtained. The financial data is inputted to one or more trained machine learning models. Using the one or more trained machine learning models, one or more preliminary predictions of the future financial metric are outputted. The one or more preliminary predictions of the future financial metric are inputted to a regression model. Using the regression model, a prediction of the future financial metric is generated.
    Type: Application
    Filed: August 19, 2024
    Publication date: February 27, 2025
    Inventors: Michael RITACCO, Varshitha SERALATHAN, Kallie HUYNH, Emily LAO, Peter CHOW, David WANG, Kartik KAUSHIK, Frederic CHANFRAU, Saumitra PANDE, Nurani RAHMAN, Sankat PATEL, Karen CROWE
  • Patent number: 11803793
    Abstract: A system and method are disclosed herein. The system includes one or more processors and a memory having programming instructions stored thereon, which, when executed by the one or more processors, performs operations. The operations include retrieving historical account activity. The operations further include constructing a training data set that includes the historical inflow data, the historical outflow data, and known forecast information from the historical account activity. The operations further include generating a combined prediction model configured to forecast future inflow activity and future outflow activity. The operations further include receiving current inflow activity, current outflow activity, and current balance information for a user.
    Type: Grant
    Filed: November 4, 2021
    Date of Patent: October 31, 2023
    Assignee: Citizens Financial Group, Inc.
    Inventors: Noam Katz, Rakesh Sahay, Sreejith Sreekumar, Saumitra Pande, Frederic Chanfrau, Vijay Jegadeesan, Vinay Jha
  • Publication number: 20220147895
    Abstract: A system and method are disclosed herein. The system includes one or more processors and a memory having programming instructions stored thereon, which, when executed by the one or more processors, performs operations. The operations include retrieving historical account activity. The operations further include constructing a training data set that includes the historical inflow data, the historical outflow data, and known forecast information from the historical account activity. The operations further include generating a combined prediction model configured to forecast future inflow activity and future outflow activity. The operations further include receiving current inflow activity, current outflow activity, and current balance information for a user.
    Type: Application
    Filed: November 4, 2021
    Publication date: May 12, 2022
    Inventors: Noam Katz, Rakesh Sahay, Sreejith Sreekumar, Saumitra Pande, Frederic Chanfrau, Vijay Jegadeesan, Vinay Jha