Patents by Inventor Frederick C. Buffum

Frederick C. Buffum has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Method and apparatus for managing financial accounts
    Patent number: 8239298
    Abstract: Method, system, and computer-readable medium are provided for optimizing an allocation of money to assets and liabilities. A method includes providing at least one asset comprising a value and a projected return rate at which the value is expected to appreciate over a period, providing at least one liability including a liability amount and an interest rate at which the liability amount is expected to depreciate over said period, and optimizing an allocation of money to the at least one asset and the at least one liability based on the expected appreciation of the at least one asset and the expected depreciation of the at least one liability.
    Type: Grant
    Filed: July 24, 2003
    Date of Patent: August 7, 2012
    Inventors: David B. Wilson, Frederick C. Buffum