Abstract: The use of a real time transmitted encrypted identification system to verify patient ID, location, time and medical service provider identification helps to prevent fraudulent insurance claims. The system may use a networked laptop computer having identity capturing systems such as a bar code reader, magnetic card reader, smartcard reader, RF transponder, fingerprint capture, signature capture, photo image capture or facial recognition software for the patient, the medical service provider, and may have a GPS system, or other location system, to ensure that the ID capture occurs at the authorized location. Insurance companies may provide their authorized medical providers with the networked laptop, or other ID capture device, and control the verification system within the single company, or may be customers of a verification center that handles all or some of the insurance payors in an area.