Patents by Inventor Frederick Joseph Zarf

Frederick Joseph Zarf has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Patent number: 11100085
    Abstract: Systems and methods are provided for validating data included in disparate databases. One exemplary method comprises identifying first data of a first database to second data of a second, different database, based on a key name value and a date common to the first and second data, and comparing a value the first data to a value of the second data. The exemplary method further includes generating a report when a difference between the value of the first data and the value of the second data exists, where the report is indicative of the difference in the values, and whereby a user associated with the validation command is permitted to take corrective action to avoid the difference in the values in one or more subsequent loads of data to the first database and/or the second database.
    Type: Grant
    Filed: August 23, 2018
    Date of Patent: August 24, 2021
    Assignee: MASTERCARD INTERNATIONAL INCORPORATED
    Inventors: Bryan S. Craig, Charlene Marie Spaeth, Frederick Joseph Zarf
  • Patent number: 10846686
    Abstract: A method of managing a compromised account stored within an electronic wallet is provided. The electronic wallet is stored on a user computing device and is in communication with a compromised account management (CAM) computing device. The method is implemented using the CAM computing device in connection with a memory. The method includes the step of receiving, from the user computing device via a compromised reporting function, a first notification message including a first account identifier, wherein the first notification message indicates that a first account associated with the first account identifier has been compromised. The method also includes determining an issuer associated with the first account identifier. The method further includes generating a second notification message including the first account identifier and an issuer identifier. The method also includes transmitting the second notification message to the issuer.
    Type: Grant
    Filed: May 17, 2018
    Date of Patent: November 24, 2020
    Assignee: MASTERCARD INTERNATIONAL INCORPORATED
    Inventors: Edward Kenneth McCandless, Frederick Joseph Zarf, IV, Steven J. Schmidt
  • Publication number: 20200065410
    Abstract: Systems and methods are provided for validating data included in disparate databases. One exemplary method comprises identifying first data of a first database to second data of a second, different database, based on a key name value and a date common to the first and second data, and comparing a value the first data to a value of the second data. The exemplary method further includes generating a report when a difference between the value of the first data and the value of the second data exists, where the report is indicative of the difference in the values, and whereby a user associated with the validation command is permitted to take corrective action to avoid the difference in the values in one or more subsequent loads of data to the first database and/or the second database.
    Type: Application
    Filed: August 23, 2018
    Publication date: February 27, 2020
    Inventors: Bryan S. Craig, Charlene Marie Spaeth, Frederick Joseph Zarf
  • Publication number: 20200042981
    Abstract: A method of managing a compromised account stored within an electronic wallet is provided. The electronic wallet is stored on a user computing device and is in communication with a compromised account management (CAM) computing device. The method is implemented using the CAM computing device in connection with a memory. The method includes the step of receiving, from the user computing device via a compromised reporting function, a first notification message including a first account identifier, wherein the first notification message indicates that a first account associated with the first account identifier has been compromised. The method also includes determining an issuer associated with the first account identifier. The method further includes generating a second notification message including the first account identifier and an issuer identifier. The method also includes transmitting the second notification message to the issuer.
    Type: Application
    Filed: May 17, 2018
    Publication date: February 6, 2020
    Inventors: Edward Kenneth McCandless, Frederick Joseph Zarf, IV, Steven J. Schmidt
  • Publication number: 20180268400
    Abstract: A method of managing a compromised account stored within an electronic wallet is provided. The electronic wallet is stored on a user computing device and is in communication with a compromised account management (CAM) computing device. The method is implemented using the CAM computing device in connection with a memory. The method includes the step of receiving, from the user computing device via a compromised reporting function, a first notification message including a first account identifier, wherein the first notification message indicates that a first account associated with the first account identifier has been compromised. The method also includes determining an issuer associated with the first account identifier. The method further includes generating a second notification message including the first account identifier and an issuer identifier. The method also includes transmitting the second notification message to the issuer.
    Type: Application
    Filed: May 17, 2018
    Publication date: September 20, 2018
    Inventors: Edward Kenneth McCandless, Frederick Joseph Zarf, IV, Steven J. Schmidt
  • Patent number: 9984368
    Abstract: A method of managing a compromised account stored within an electronic wallet is provided. The electronic wallet is stored on a user computing device and is in communication with a compromised account management (CAM) computing device. The method is implemented using the CAM computing device in connection with a memory. The method includes the step of receiving, from the user computing device via a compromised reporting function, a first notification message including a first account identifier, wherein the first notification message indicates that a first account associated with the first account identifier has been compromised. The method also includes determining an issuer associated with the first account identifier. The method further includes generating a second notification message including the first account identifier and an issuer identifier. The method also includes transmitting the second notification message to the issuer.
    Type: Grant
    Filed: July 6, 2015
    Date of Patent: May 29, 2018
    Assignee: MasterCard International Incorporated
    Inventors: Edward Kenneth McCandless, Frederick Joseph Zarf, IV, Steven J. Schmidt
  • Publication number: 20170011389
    Abstract: A method of managing a compromised account stored within an electronic wallet is provided. The electronic wallet is stored on a user computing device and is in communication with a compromised account management (CAM) computing device. The method is implemented using the CAM computing device in connection with a memory. The method includes the step of receiving, from the user computing device via a compromised reporting function, a first notification message including a first account identifier, wherein the first notification message indicates that a first account associated with the first account identifier has been compromised. The method also includes determining an issuer associated with the first account identifier. The method further includes generating a second notification message including the first account identifier and an issuer identifier. The method also includes transmitting the second notification message to the issuer.
    Type: Application
    Filed: July 6, 2015
    Publication date: January 12, 2017
    Inventors: Edward Kenneth McCandless, Frederick Joseph Zarf, IV, Steven J. Schmidt