Patents by Inventor Fun-Chen Jou

Fun-Chen Jou has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Patent number: 11966923
    Abstract: System and method for facilitating account access delegation are provided. Login credentials are authenticated for a first account of a first funding source of a first user. A request from the first user to delegate, to a second account of a second user, access to the first funding source is received. A redirected login request from a merchant web application is further received. The redirected login request corresponds to the second account. A determination is made, based on the received request, that the second account is permissioned to use the first funding source. In response to the determination, a login of the first user account is caused on the merchant web application. The logging in of the first user account on the merchant web application causes the first funding source to be applied to an electronic transaction performed on the merchant web application under control of the second user.
    Type: Grant
    Filed: August 24, 2021
    Date of Patent: April 23, 2024
    Assignee: PAYPAL, INC.
    Inventors: Yona Ju, Fun-Chen Jou
  • Patent number: 11763372
    Abstract: There are provided systems and methods for tagging objects in augmented reality to track object data. A user may capture visual data utilizing a device at a location, where the visual data includes one or more objects that the user may wish to associate with a purchase or sell offer. A device may perform object recognition to identify the object and an identifying characteristic of the object. A service provider may then receive offer details and may generate a graphical object or other virtual data that can be displayed with the object in an augmented reality experience. Later, when the object is identified in another augmented reality experience on a different device, the virtual graphic may be displayed, which may show the offer for the object. Further, the augmented reality may be used to process a transaction for the object and track the object.
    Type: Grant
    Filed: July 11, 2022
    Date of Patent: September 19, 2023
    Assignee: PAYPAL, INC.
    Inventors: Yona Ju, Fun-Chen Jou
  • Patent number: 11762996
    Abstract: There are provided systems and methods for detection of fraudulent displayable code data during device capture. A user may utilize a computing device to capture data at a certain location, such as imaging a QR code or reading an RFID reader. However, without knowing that those codes or devices are safe, the user make risk a computing attack on their device. Thus, processes herein provide a manner to detect when codes or devices are unsafe based on the additional data detected when encoded data is captured. In such instances, those codes and devices may be detected as fraudulent and the user may receive a warning of malicious computing attacks. Additionally, the user may be guided to valid codes and devices to utilize and may further receive information on removing such computing attacks.
    Type: Grant
    Filed: November 30, 2021
    Date of Patent: September 19, 2023
    Assignee: PAYPAL, INC.
    Inventors: Michael Charles Todasco, Fun-Chen Jou, Adhish Vyas, Megan Marie O′Neill, Yona Ju, Shao-Fei Moy, Haidan Huang
  • Patent number: 11694439
    Abstract: There are provided systems and methods for securing virtual objects tracked in an augmented reality experience between multiple devices. A user may capture visual data utilizing a device at a location, where the visual data includes one or more real-world objects. An augmented reality experience may be displayed with the real-world objects, where virtual graphics or other visual indicators are overlaid onto an output of the environment and may be associated with various objects so that the virtual graphics may be seen with the environment. The virtual graphics may further be associated with an amount left by the user for another user, such as a tip or a payment for a service. The other user may be required to complete some task, where the completion of the task may be identified by changes to the real-world objects when the environment is captured by the other user's device.
    Type: Grant
    Filed: April 11, 2022
    Date of Patent: July 4, 2023
    Assignee: PAYPAL, INC.
    Inventors: Yona Ju, Fun-Chen Jou
  • Patent number: 11665382
    Abstract: Embedding of digital tokens within a digital video can occur cryptographically using a public key in some embodiments. The digital video may be altered in a variety of ways so that the video itself contains an integrated token that can represent various quantities. Audiovisual data can be altered to contain both a token and a perceptible user auditory or visual cue as to the presence of the encrypted digital token. A video with an embedded digital token may be sent to users on the Internet. A video recipient may be able to view the video and also take additional action or gain additional functionality from the digital token embedded in the video. Tokens can be embedded by altering video metadata so that the perceptible video content itself is not changed in some embodiments.
    Type: Grant
    Filed: December 30, 2020
    Date of Patent: May 30, 2023
    Assignee: PAYPAL, INC.
    Inventors: Braden Christopher Ericson, Sam Pourcyrous, Fun-Chen Jou, Kaili An
  • Publication number: 20220398843
    Abstract: There are provided systems and methods for tagging objects in augmented reality to track object data. A user may capture visual data utilizing a device at a location, where the visual data includes one or more objects that the user may wish to associate with a purchase or sell offer. A device may perform object recognition to identify the object and an identifying characteristic of the object. A service provider may then receive offer details and may generate a graphical object or other virtual data that can be displayed with the object in an augmented reality experience. Later, when the object is identified in another augmented reality experience on a different device, the virtual graphic may be displayed, which may show the offer for the object. Further, the augmented reality may be used to process a transaction for the object and track the object.
    Type: Application
    Filed: July 11, 2022
    Publication date: December 15, 2022
    Inventors: Yona Ju, Fun-Chen Jou
  • Publication number: 20220230434
    Abstract: There are provided systems and methods for securing virtual objects tracked in an augmented reality experience between multiple devices. A user may capture visual data utilizing a device at a location, where the visual data includes one or more real-world objects. An augmented reality experience may be displayed with the real-world objects, where virtual graphics or other visual indicators are overlaid onto an output of the environment and may be associated with various objects so that the virtual graphics may be seen with the environment. The virtual graphics may further be associated with an amount left by the user for another user, such as a tip or a payment for a service. The other user may be required to complete some task, where the completion of the task may be identified by changes to the real-world objects when the environment is captured by the other user's device.
    Type: Application
    Filed: April 11, 2022
    Publication date: July 21, 2022
    Inventors: Yona Ju, Fun-Chen Jou
  • Patent number: 11386652
    Abstract: There are provided systems and methods for tagging objects in augmented reality to track object data. A user may capture visual data utilizing a device at a location, where the visual data includes one or more objects that the user may wish to associate with a purchase or sell offer. A device may perform object recognition to identify the object and an identifying characteristic of the object. A service provider may then receive offer details and may generate a graphical object or other virtual data that can be displayed with the object in an augmented reality experience. Later, when the object is identified in another augmented reality experience on a different device, the virtual graphic may be displayed, which may show the offer for the object. Further, the augmented reality may be used to process a transaction for the object and track the object.
    Type: Grant
    Filed: December 26, 2019
    Date of Patent: July 12, 2022
    Assignee: PAYPAL, INC.
    Inventors: Yona Ju, Fun-Chen Jou
  • Patent number: 11301681
    Abstract: There are provided systems and methods for securing virtual objects tracked in an augmented reality experience between multiple devices. A user may capture visual data utilizing a device at a location, where the visual data includes one or more real-world objects. An augmented reality experience may be displayed with the real-world objects, where virtual graphics or other visual indicators are overlaid onto an output of the environment and may be associated with various objects so that the virtual graphics may be seen with the environment. The virtual graphics may further be associated with an amount left by the user for another user, such as a tip or a payment for a service. The other user may be required to complete some task, where the completion of the task may be identified by changes to the real-world objects when the environment is captured by the other user's device.
    Type: Grant
    Filed: December 26, 2019
    Date of Patent: April 12, 2022
    Assignee: PAYPAL, INC.
    Inventors: Yona Ju, Fun-Chen Jou
  • Patent number: 11281776
    Abstract: There are provided systems and methods for detection of fraudulent displayable code data during device capture. A user may utilize a computing device to capture data at a certain location, such as imaging a QR code or reading an RFID reader. However, without knowing that those codes or devices are safe, the user make risk a computing attack on their device. Thus, processes herein provide a manner to detect when codes or devices are unsafe based on the additional data detected when encoded data is captured. In such instances, those codes and devices may be detected as fraudulent and the user may receive a warning of malicious computing attacks. Additionally, the user may be guided to valid codes and devices to utilize and may further receive information on removing such computing attacks.
    Type: Grant
    Filed: July 1, 2019
    Date of Patent: March 22, 2022
    Assignee: PAYPAL, INC.
    Inventors: Michael Charles Todasco, Fun-Chen Jou, Adhish Vyas, Megan Marie O'Neill, Yona Ju, Shao-Fei Moy, Haidan Huang
  • Publication number: 20220083660
    Abstract: There are provided systems and methods for detection of fraudulent displayable code data during device capture. A user may utilize a computing device to capture data at a certain location, such as imaging a QR code or reading an RFID reader. However, without knowing that those codes or devices are safe, the user make risk a computing attack on their device. Thus, processes herein provide a manner to detect when codes or devices are unsafe based on the additional data detected when encoded data is captured. In such instances, those codes and devices may be detected as fraudulent and the user may receive a warning of malicious computing attacks. Additionally, the user may be guided to valid codes and devices to utilize and may further receive information on removing such computing attacks.
    Type: Application
    Filed: November 30, 2021
    Publication date: March 17, 2022
    Inventors: Michael Charles Todasco, Fun-Chen Jou, Adhish Vyas, Megan Marie O'Neill, Yona Ju, Shao-Fei Moy, Haidan Huang
  • Publication number: 20220020023
    Abstract: System and method for facilitating account access delegation are provided. Login credentials are authenticated for a first account of a first funding source of a first user. A request from the first user to delegate, to a second account of a second user, access to the first funding source is received. A redirected login request from a merchant web application is further received. The redirected login request corresponds to the second account. A determination is made, based on the received request, that the second account is permissioned to use the first funding source. In response to the determination, a login of the first user account is caused on the merchant web application. The logging in of the first user account on the merchant web application causes the first funding source to be applied to an electronic transaction performed on the merchant web application under control of the second user.
    Type: Application
    Filed: August 24, 2021
    Publication date: January 20, 2022
    Inventors: Yona Ju, Fun-Chen Jou
  • Publication number: 20210328990
    Abstract: There are provided systems and methods for a credential storage manager for protecting credential security during delegated account use. A first user that controls the account may delegate usage of the account to a second user through a credential manager of a transaction process that manages sensitive authentication information and delegates account usage. The credential manager may automatically fill authentication information for use of the account by the second user. A device fingerprint of a device of the second user may be used to provide risk prevention and access the account. The credential manager may prevent revealing of the credentials and navigation to sensitive data or processes with the account. Two-factor authentication may be performed by receiving a code in a message received by a device of the first user, scraping the code from the message, and entering the code to a device of the second user.
    Type: Application
    Filed: June 29, 2021
    Publication date: October 21, 2021
    Inventors: YONA JU, FUN-CHEN JOU
  • Patent number: 11100504
    Abstract: System and method for facilitating account access delegation are provided. Login credentials are authenticated for a first account of a first funding source of a first user. A request from the first user to delegate, to a second account of a second user, access to the first funding source is received. A redirected login request from a merchant web application is further received. The redirected login request corresponds to the second account. A determination is made, based on the received request, that the second account is permissioned to use the first funding source. In response to the determination, a login of the first user account is caused on the merchant web application. The logging in of the first user account on the merchant web application causes the first funding source to be applied to an electronic transaction performed on the merchant web application under control of the second user.
    Type: Grant
    Filed: December 31, 2018
    Date of Patent: August 24, 2021
    Assignee: PAYPAL, INC.
    Inventors: Yona Ju, Fun-Chen Jou
  • Publication number: 20210201029
    Abstract: There are provided systems and methods for tagging objects in augmented reality to track object data. A user may capture visual data utilizing a device at a location, where the visual data includes one or more objects that the user may wish to associate with a purchase or sell offer. A device may perform object recognition to identify the object and an identifying characteristic of the object. A service provider may then receive offer details and may generate a graphical object or other virtual data that can be displayed with the object in an augmented reality experience. Later, when the object is identified in another augmented reality experience on a different device, the virtual graphic may be displayed, which may show the offer for the object. Further, the augmented reality may be used to process a transaction for the object and track the object.
    Type: Application
    Filed: December 26, 2019
    Publication date: July 1, 2021
    Inventors: Yona Ju, Fun-Chen Jou
  • Publication number: 20210201030
    Abstract: There are provided systems and methods for securing virtual objects tracked in an augmented reality experience between multiple devices. A user may capture visual data utilizing a device at a location, where the visual data includes one or more real-world objects. An augmented reality experience may be displayed with the real-world objects, where virtual graphics or other visual indicators are overlaid onto an output of the environment and may be associated with various objects so that the virtual graphics may be seen with the environment. The virtual graphics may further be associated with an amount left by the user for another user, such as a tip or a payment for a service. The other user may be required to complete some task, where the completion of the task may be identified by changes to the real-world objects when the environment is captured by the other user's device.
    Type: Application
    Filed: December 26, 2019
    Publication date: July 1, 2021
    Inventors: Yona Ju, Fun-Chen Jou
  • Patent number: 11050749
    Abstract: There are provided systems and methods for a credential storage manager for protecting credential security during delegated account use. A first user that controls the account may delegate usage of the account to a second user through a credential manager of a transaction process that manages sensitive authentication information and delegates account usage. The credential manager may automatically fill authentication information for use of the account by the second user. A device fingerprint of a device of the second user may be used to provide risk prevention and access the account. The credential manager may prevent revealing of the credentials and navigation to sensitive data or processes with the account. Two-factor authentication may be performed by receiving a code in a message received by a device of the first user, scraping the code from the message, and entering the code to a device of the second user.
    Type: Grant
    Filed: December 31, 2018
    Date of Patent: June 29, 2021
    Assignee: PAYPAL, INC.
    Inventors: Yona Ju, Fun-Chen Jou
  • Publication number: 20210120278
    Abstract: Embedding of digital tokens within a digital video can occur cryptographically using a public key in some embodiments. The digital video may be altered in a variety of ways so that the video itself contains an integrated token that can represent various quantities. Audiovisual data can be altered to contain both a token and a perceptible user auditory or visual cue as to the presence of the encrypted digital token. A video with an embedded digital token may be sent to users on the Internet. A video recipient may be able to view the video and also take additional action or gain additional functionality from the digital token embedded in the video. Tokens can be embedded by altering video metadata so that the perceptible video content itself is not changed in some embodiments.
    Type: Application
    Filed: December 30, 2020
    Publication date: April 22, 2021
    Inventors: Braden Christopher Ericson, Sam Pourcyrous, Fun-Chen Jou, Kaili An
  • Patent number: 10893306
    Abstract: Embedding of digital tokens within a digital video can occur cryptographically using a public key in some embodiments. The digital video may be altered in a variety of ways so that the video itself contains an integrated token that can represent various quantities. Audiovisual data can be altered to contain both a token and a perceptible user auditory or visual cue as to the presence of the encrypted digital token. A video with an embedded digital token may be sent to users on the Internet. A video recipient may be able to view the video and also take additional action or gain additional functionality from the digital token embedded in the video. Tokens can be embedded by altering video metadata so that the perceptible video content itself is not changed in some embodiments.
    Type: Grant
    Filed: December 27, 2017
    Date of Patent: January 12, 2021
    Assignee: PAYPAL, INC.
    Inventors: Braden Christopher Ericson, Sam Pourcyrous, Fun-Chen Jou, Kaili An
  • Publication number: 20210004463
    Abstract: There are provided systems and methods for detection of fraudulent displayable code data during device capture. A user may utilize a computing device to capture data at a certain location, such as imaging a QR code or reading an RFID reader. However, without knowing that those codes or devices are safe, the user make risk a computing attack on their device. Thus, processes herein provide a manner to detect when codes or devices are unsafe based on the additional data detected when encoded data is captured. In such instances, those codes and devices may be detected as fraudulent and the user may receive a warning of malicious computing attacks. Additionally, the user may be guided to valid codes and devices to utilize and may further receive information on removing such computing attacks.
    Type: Application
    Filed: July 1, 2019
    Publication date: January 7, 2021
    Inventors: Michael Charles Todasco, Fun-Chen Jou, Adhish Vyas, Megan Marie O'Neill, Yona Ju, Shao-Fei Moy, Haidan Huang