Abstract: A resource transfer method includes obtaining, by using a target application, a resource transfer request triggered by a target user, where the resource transfer request includes verification information used to perform resource transfer processing and identity feature information of the target user. By using the target application, verifying the verification information, and invoking, if the verification succeeds by using the target application, a local device management rule, and determining, by using the local device management rule, whether the identity feature information of the target user matches identity feature information of a pre-registered user. If the identity feature information of the target user matches the identity feature information of the pre-registered user, sending the resource transfer request to a first server corresponding to the target application to trigger, based on the resource transfer request, the first server to perform resource transfer processing.