Patents by Inventor Galen Rafferty
Galen Rafferty has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).
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Publication number: 20250028810Abstract: In some implementations, a server may receive, from a user device, one or more credentials associated with a user. Accordingly, the server may transmit, to the user device, instructions for generating a user interface including a plurality of visual components based on authenticating the user with the one or more credentials. The server may detect, during a first interval, a lack of interaction with the user interface. Accordingly, the server may remove one of the plurality of visual components from the user interface based on the lack of interaction. Additionally, the server may detect, during a second interval, one or more interactions with the user interface and may update a similarity score associated with the user based on properties associated with the one or more interactions. Accordingly, the server may restore the visual component to the user interface based on the updated similarity score satisfying a similarity threshold.Type: ApplicationFiled: October 7, 2024Publication date: January 23, 2025Inventors: Austin WALTERS, Brian BARR, Anh TRUONG, Jeremy GOODSITT, Grant EDEN, Samuel SHARPE, Galen RAFFERTY, Christopher WALLACE
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Patent number: 12197623Abstract: Systems and methods described herein discuss securing user-entered data in-transit between a first device and a second device. A user may enter text in a document. A first device may analyze the document to identify the user-entered text. The user-entered text may be separated from the document and transformed into an image using a machine learning algorithm. Transforming the text into an image may secure the data in-transit from the first device to a second device. The second device may receive the image and the document from the first device. The second device may reconstruct the user-entered text from the received image and re-assemble the document from the received document and the reconstructed user-entered text.Type: GrantFiled: December 7, 2022Date of Patent: January 14, 2025Assignee: Capital One Services, LLCInventors: Jeremy Goodsitt, Austin Walters, Galen Rafferty
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Patent number: 12198163Abstract: Systems, methods, and computer program products to transmit, by a web browser to a web server, a hypertext transfer protocol request for a web page at a first uniform resource identifier (URI). The web browser may receive, from the web server via, the web page and metadata of a plurality of candidate advertisements, the plurality of candidate advertisements determined based on a master machine learning (ML) model. A client ML model executing in the web browser may process the received metadata, the client ML model trained based on prior interactions between one or more users of the web browser and a plurality of previously displayed advertisements. The client ML model may determine based on the processing, a first candidate advertisement of the plurality of candidate advertisements to display in the web browser with the received web page.Type: GrantFiled: April 25, 2022Date of Patent: January 14, 2025Assignee: Capital One Services, LLCInventors: Mark Louis Watson, Galen Rafferty, Austin Grant Walters, Jeremy Edward Goodsitt, Anh Truong, Vincent Pham
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Patent number: 12200020Abstract: System, apparatus, and methods are described for monitoring communication sessions and determining to merge two or more of the communication sessions sharing a common ground into a common communication session. A common communication channel may be determined for the common communication session. The two or more communication sessions may be merged to generate the common communication session using the common communication channel.Type: GrantFiled: October 11, 2022Date of Patent: January 14, 2025Assignee: Capital One Services, LLCInventors: Austin Walters, Jeremy Goodsitt, Mark Watson, Vincent Pham, Galen Rafferty, Reza Farivar, Anh Truong
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Patent number: 12189814Abstract: A computer-implemented method may include: receiving, from at least one camera, image data associated with a first user at a public access user computing device; detecting, based on the received image data, by employing a machine learning model trained using a dataset of actions collected from a plurality of previous users, that the first user has moved away from the public access user computing device; automatically encrypting, based upon the detection, a user session associated with the first user, wherein the encrypted user session is configured to be subsequently activated by the first user; and initiating a new generic user session on the public access user computing device for a second user.Type: GrantFiled: December 1, 2023Date of Patent: January 7, 2025Assignee: Capital One Services, LLCInventors: Anh Truong, Jeremy Goodsitt, Alvin Hua, Kate Key, Ernest Kwak, Vincent Pham, Galen Rafferty, Austin Walters
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Publication number: 20240420148Abstract: Systems and methods for performing fraud detection at POA devices based on analysis of feature sets are disclosed. In one embodiment, an exemplary method may comprise: obtaining, by a POS device, upon initiation of a transaction involving a card or a card and mobile device associated with an individual initiating the transaction, one or more sensory inputs and an identifier; mapping, by the POS device, the one or more sensory inputs to a first cluster position of a plurality of clusters; determining whether the cluster position of the cluster mapped for the transaction corresponds to a second cluster position of the at least one expected cluster associated with the known owner of the card and/or mobile device; and initiating, by the POS device, at least one second factor authentication process to establish that the individual is the known owner of the card and/or mobile device being used in the transaction.Type: ApplicationFiled: July 5, 2024Publication date: December 19, 2024Inventors: Austin Walters, Galen Rafferty, Jeremy Goodsitt
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Publication number: 20240412219Abstract: Disclosed embodiments may include a system for fraud detection. The system may identify, using a web browser extension, that a user has navigated to a webpage on a user device. The system may receive, via the webpage, data associated with a transaction. Responsive to receiving the data, the system may retrieve search history data corresponding to a searching session associated with the data, and may identify a searching session path corresponding to the transaction. The system may determine, using a machine learning model (MLM) and based on the search history data and the searching session path, a likelihood of fraud associated with the data. The system may determine whether the likelihood exceeds a predetermined threshold. Responsive to determining the likelihood exceeds the predetermined threshold, the system may conduct one or more fraud prevention actions.Type: ApplicationFiled: June 7, 2023Publication date: December 12, 2024Inventors: Taylor Turner, Galen Rafferty, Samuel Sharpe, Brian Barr, Jeremy Goodsitt, Michael Davis, Justin Au-Yeung, Owen Reinert
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Patent number: 12164867Abstract: In some implementations, a device may obtain a first document set associated with a first code repository. The device may generate a first embedding set of one or more embeddings for respective documents included in the first document set. The device may obtain a second embedding set of one or more embeddings for respective documents included in a second document set associated with a second code repository. The device may compare the first embedding set to the second embedding set. The device may generate a code repository similarity score that indicates a similarity between the first code repository and the second code repository. The device may perform, based on the code repository similarity score satisfying a threshold, an action associated with the first code repository and/or the second code repository.Type: GrantFiled: July 21, 2023Date of Patent: December 10, 2024Assignee: Capital One Services, LLCInventors: Jeremy Goodsitt, Galen Rafferty, Samuel Sharpe, Brian Barr, Taylor Turner, Kenny Bean
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Publication number: 20240396929Abstract: Systems and methods for triggering token alerts. In some aspects, the system, after determining that the probability that an authentication request from an authentication token is associated with a malicious activity is above a threshold, determines whether a user device associated with the authentication token is within a threshold distance of the authentication token. In response to determining that the authentication token is not within the threshold distance of the user device, the system declines the authentication request and transmits an alert request to the authentication token to emit an audio signal from a speaker included in the authentication token.Type: ApplicationFiled: May 26, 2023Publication date: November 28, 2024Applicant: Capital One Services, LLCInventors: Samuel SHARPE, Galen RAFFERTY, Brian BARR, Jeremy GOODSITT, Michael DAVIS, Taylor TURNER, Owen REINERT, Tyler FARNAN
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Publication number: 20240394680Abstract: Disclosed embodiments may include a system for providing automated bill splitting. The system may receive speech data. The system may identify, from the speech data and using natural language processing, one or more users. The system may determine, from the speech data and using natural language processing, orders of the one or more users. The system may determine, from the speech data and using natural language processing, rules for the orders of the one or more users. The system may process one or more payments for the orders based on the rules and one or more credentials associated with the one or more users.Type: ApplicationFiled: May 25, 2023Publication date: November 28, 2024Inventors: Austin Walters, Grant Eden, Galen Rafferty, Jeremy Goodsitt, Samuel Sharpe, Anh Truong, Brian Barr, Christopher Wallace
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Patent number: 12153883Abstract: Disclosed herein are system, method, and computer program product embodiments for a text-to-speech system. An embodiment operates by identifying a portion of content of the document, that is to be replaced with a summary associated with the content responsive to a request for an audible version of the document. A first request for the audible version of the document is received. A first summary of the content at a first level of detail is generated. The first summary is audibly output. A second request for additional information is received. A second summary of the content at different level of detail is generated. The second summary of the content at the second level of detail is audibly output.Type: GrantFiled: July 12, 2023Date of Patent: November 26, 2024Assignee: Capital One Services, LLCInventors: Galen Rafferty, Reza Farivar, Anh Truong, Jeremy Goodsitt, Vincent Pham, Austin Walters
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Patent number: 12155907Abstract: System and devices for live captioning events is disclosed. The system may receive event calendar data and a first plurality of caption files and preselect a first caption file based on the event calendar data. The system may then access an audiovisual recorder of a user device, and receive a first feedback from the recorder. The system may then determine whether the first caption file matches the first feedback. When there is a match, the system may determine a first synchronization between the caption file and the feedback. When there is no match, the system may determine if there is a match with a second caption file of the first plurality of caption files and determine a second synchronization. When the second caption file does not match, the system may receive at least a third caption file over a mobile network and determine a third synchronization for display.Type: GrantFiled: December 4, 2023Date of Patent: November 26, 2024Assignee: CAPITAL ONE SERVICES, LLCInventors: Galen Rafferty, Austin Walters, Jeremy Edward Goodsitt, Vincent Pham, Mark Watson, Reza Farivar, Anh Truong
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Publication number: 20240373216Abstract: Logic may receive one or more heatmaps captured by one or more user devices associated with a user, wherein each of the one or more heatmaps include data related to wireless communications. The logic may store the one or more heatmaps in a heatmap data structure associated with a user profile for the user. The logic may receive a login attempt with a heatmap, the login attempt associated with the user. The logic may generate a score for the login attempt by comparing the heatmap with the one or more heatmaps stored in a heatmap data structure associated with the user profile for the user. And, in some embodiments, the logic may determine to authenticate the login attempt based on the score.Type: ApplicationFiled: May 1, 2023Publication date: November 7, 2024Applicant: Capital One Services, LLCInventors: Galen Rafferty, Christopher Wallace, Samuel Sharpe, Grant Eden, Jeremy Edward Goodsitt
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Publication number: 20240370839Abstract: Disclosed embodiments may include a system for executing programmable macros based on external device interactions. The system may include one or more processors, and a memory in communication with the one or more processors and storing instructions that, when executed by the one or more processors, are configured to cause the system to execute programmable macros based on external device interactions. The system may receive a device identification of an external device. The system may receive a rule associated with the external device, wherein the rule comprises a triggering event and transfer instructions. The system may receive, from the external device, device data. Responsive to determining, from the device data, that the triggering event has occurred, the system may execute the transfer instructions.Type: ApplicationFiled: May 3, 2023Publication date: November 7, 2024Inventors: Samuel Sharpe, Brian Barr, Michael Davis, Taylor Turner, Justin Au-Yeung, Tyler Farnan, Galen Rafferty
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Patent number: 12136024Abstract: Systems and methods of the present disclosure enable automated and predictive generation of shortcuts to network resources by receiving a content part of a network resource based on a user selection of a link. Monitoring user interactions with the content part are monitored to produce user interaction data, and a usage parameter is determined based on the user interaction data. When a value of the user usage parameter exceeds a threshold value, a network resource content classification associated with the link is automatically generated based at least in part on a content classification machine learning model trained to classify the content part, the network resource, or both, based at least in part on a content similarity to an existing stored network resource identifier. A stored network resource identifier is automatically generated for the link in a network resource group of a user profile associated with the network resource content classification.Type: GrantFiled: August 26, 2021Date of Patent: November 5, 2024Assignee: Capital One Services, LLCInventors: Vincent Pham, Anh Truong, Jeremy Goodsitt, Austin Walters, Alvin S. Hua, Galen Rafferty
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Patent number: 12135933Abstract: Apparatuses, systems and methods are described herein for separately collecting and storing form contents. Different information may be collected from a user on a form. Based on determining that portions of the form request a first type of information, an extended reality (XR) environment may be provided to the user. The user may provide the first type information via an input method in the XR environment. The user may provide a second type of information using a different input method outside of the XR environment. The first type of information may be processed and stored in a different database as compared to the second type of information. The database storing the first type of information may have a higher security standard than the database storing second type of information.Type: GrantFiled: October 12, 2023Date of Patent: November 5, 2024Assignee: Capital One Services, LLCInventors: Jeremy Goodsitt, Austin Walters, Galen Rafferty, Anh Truong, Mark Watson, Reza Farivar, Vincent Pham
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Publication number: 20240362529Abstract: Methods and systems are described herein for novel uses and/or improvements to artificial intelligence applications for data-sparse environments. As one example, methods and systems are described herein for overcoming the problem of determining an appropriate digital asset to recommend to a user in real-time based on training data that may be shared between multiple intents (e.g., as would be found in responses to textual, verbal, and/or other real-time communications). In particular, the methods and systems overcome this technical problem by using an artificial intelligence trained to identify specific verbiage of a user to display digital assets corresponding to a user's intent thereby increasing productivity, organization, and collaboration, and reducing frustration.Type: ApplicationFiled: April 26, 2023Publication date: October 31, 2024Applicant: Capital One Services, LLCInventors: Jeremy GOODSITT, Galen RAFFERTY, Samuel SHARPE, Austin WALTERS, Kenny BEAN
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Publication number: 20240362647Abstract: Disclosed herein are system, method, and device embodiments for ATM access during a power outage. In an example embodiment, an automated teller machine (ATM) may receive power from a mobile device including a banking application, send the power to a rechargeable battery of the ATM, and enter a reduced power mode, wherein the ATM is powered by the rechargeable battery. Further, the ATM may receive a transaction request including an authentication credential from the banking application, determine an account associated with the authentication credential, determine an authorization result indicating whether to perform the transaction request, and generate recordation information corresponding to the authorization result.Type: ApplicationFiled: July 9, 2024Publication date: October 31, 2024Applicant: Capital One Services, LLCInventors: Vincent PHAM, Jeremy GOODSITT, Anh TRUONG, Mark WATSON, Austin WALTERS, Galen RAFFERTY, Reza FARIVAR
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Patent number: 12131736Abstract: In some implementations, a recording device may obtain a settings configuration associated with deactivating an audio recording function or an audio processing function of the recording device, wherein the settings configuration indicates one or more deactivation events. The recording device may obtain first audio content associated with the recording device for identifying audio prompts associated with causing the recording device to perform one or more actions. The recording device may detect a deactivation event of the one or more deactivation events. The recording device may refrain from obtaining audio content based on detecting the deactivation event and until an activation event is detected. The recording device may obtain second audio content associated with the recording device based on detecting the activation event.Type: GrantFiled: July 5, 2022Date of Patent: October 29, 2024Assignee: Capital One Services, LLCInventors: Jeremy Goodsitt, Galen Rafferty, Samuel Sharpe, Grant Eden, Austin Walters, Anh Truong, Christopher Wallace
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Publication number: 20240354489Abstract: Methods and systems for using a generative adversarial network to generate personalized content in real-time as a user accesses original content. The methods and systems perform the generation through the use of an application programming interface (“API”) layer. Using the API layer, the methods and systems may generate alternative content as a user accesses original content (e.g., a website, video, document, etc.). Upon receiving this original content, the API layer access the generative adversarial network to create personalized alternative content.Type: ApplicationFiled: June 27, 2024Publication date: October 24, 2024Applicant: Capital One Services, LLCInventors: Austin WALTERS, Vincent PHAM, Galen RAFFERTY, Alvin HUA, Anh TRUONG, Ernest KWAK, Jeremy GOODSITT