Patents by Inventor Garry Lloyd

Garry Lloyd has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Secure account provisioning
    Patent number: 10699267
    Abstract: A mobile payment system and method are described that facilitates the secure and real time user authentication and activation of a mobile payment account for a user portable electronic device over a communications network.
    Type: Grant
    Filed: December 21, 2016
    Date of Patent: June 30, 2020
    Assignee: BARCLAYS EXECUTION SERVICES LIMITED
    Inventors: John Bauer, Glenn Curtiss McMillen, Eric Crozier, Christine Ann Schuetz, Garry Lloyd
  • SECURE ACCOUNT PROVISIONING
    Publication number: 20170116598
    Abstract: A mobile payment system and method are described that facilitates the secure and real time user authentication and activation of a mobile payment account for a user portable electronic device over a communications network.
    Type: Application
    Filed: December 21, 2016
    Publication date: April 27, 2017
    Inventors: John Bauer, Glenn Curtiss McMillen, Eric Crozier, Christine Ann Schuetz, Garry Lloyd
  • Method and system for account management and electronic wallet access on a mobile device
    Patent number: 9607293
    Abstract: A method and system are described that facilitate efficient and secured management of a mobile payment account by an electronic wallet on a user portable electronic device, the electronic wallet for conducting payment transactions with a merchant point of sale terminal over a contactless communications link. In an aspect, the electronic wallet provides for the real-time addition of one or more users authorized to use the mobile payment account associated with the electronic wallet from their own respective portable devices, in a secure and efficient manner.
    Type: Grant
    Filed: November 29, 2010
    Date of Patent: March 28, 2017
    Assignee: BARCLAYS BANK PLC
    Inventors: Glenn Curtiss McMillen, David A. Crake, Thomas P. Akana, Loren Barton, Christine Ann Schuetz, Garry Lloyd, Eric Crozier
  • Secure account provisioning
    Patent number: 9558481
    Abstract: A mobile payment system and method are described that facilitates the secure and real time user authentication and activation of a mobile payment account for a user portable electronic device over a communications network.
    Type: Grant
    Filed: September 28, 2010
    Date of Patent: January 31, 2017
    Assignee: BARCLAYS BANK PLC
    Inventors: John Bauer, Glenn Curtiss McMillen, Eric Crozier, Christine Ann Schuetz, Garry Lloyd
  • METHOD AND SYSTEM FOR SECURE USER REGISTRATION
    Publication number: 20120284195
    Abstract: A method and system are described for registering an online account associated with a mobile device configured for contactless payment operations in a mobile payment account system. The method includes generating, by a mobile device, a passcode based at least on an encryption key stored securely in the mobile device. In a computing device, a registration process is initiated to register the online account. The computing device receives user input data identifying a passcode generated by the mobile device. An online account server stores online account data defining a user account associated the mobile device, the online account data including a data defining an encryption key.
    Type: Application
    Filed: May 4, 2011
    Publication date: November 8, 2012
    Inventors: Glenn Curtiss McMillen, David A. Crake, Garry Lloyd
  • METHOD AND SYSTEM FOR ACCOUNT MANAGEMENT AND ELECTRONIC WALLET ACCESS ON A MOBILE DEVICE
    Publication number: 20120136732
    Abstract: A method and system are described that facilitate efficient and secured management of a mobile payment account by an electronic wallet on a user portable electronic device, the electronic wallet for conducting payment transactions with a merchant point of sale terminal over a contactless communications link. In an aspect, the electronic wallet provides for the real-time addition of one or more users authorized to use the mobile payment account associated with the electronic wallet from their own respective portable devices, in a secure and efficient manner.
    Type: Application
    Filed: November 29, 2010
    Publication date: May 31, 2012
    Inventors: Glenn Curtiss McMillen, David A. Crake, Thomas P. Akana, Loren Barton, Christine Ann Schuetz, Garry Lloyd, Eric Crozier
  • METHOD AND SYSTEM FOR ELECTRONIC WALLET ACCESS
    Publication number: 20120095852
    Abstract: A mobile payment method, system and graphical user interface are described that facilitate efficient and secured payment transactions from an electronic wallet on a user portable electronic device with a merchant point of sale terminal over a contactless communications link. In one aspect, the electronic wallet includes a flag indicating whether input of the passcode is required to access the electronic wallet, which flag can be set by a remote device. In another aspect, a shortcut is provided to directly execute the payment features of the electronic wallet application software.
    Type: Application
    Filed: October 15, 2010
    Publication date: April 19, 2012
    Inventors: John Bauer, Glenn Curtiss McMillen, Eric Crozier, Christine Ann Schuetz, Garry Lloyd
  • Secure account provisioning
    Publication number: 20120078735
    Abstract: A mobile payment system and method are described that facilitates the secure and real time user authentication and activation of a mobile payment account for a user portable electronic device over a communications network.
    Type: Application
    Filed: September 28, 2010
    Publication date: March 29, 2012
    Inventors: John Bauer, Glenn Curtiss McMillen, Eric Crozier, Christine Ann Schuetz, Garry Lloyd