Abstract: In a representative embodiment, a computerized method provides information to a user and allows electronic communication between the user and selected workers. A list of action items for selectable workers is provided, the listing of action items identifying actionable events according to a plurality of categories. A list of financial information for selectable workers is provided. A list of personal information for selectable workers is provided, and a pre-defined electronic communication from the user to selectable workers is generated based on the action items, financial information, or personal information.