Patents by Inventor Gary Bender

Gary Bender has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Patent number: 11429965
    Abstract: A method for obscuring a value of a sensitive data element includes: (a) receiving the sensitive data element, the sensitive data element being received over a data communications network (110) at a hardware computing device (142) of a trusted tokenization service provider (140); (b) generating a token corresponding to the received sensitive data element; (c) storing the token and sensitive data element in a memory device (146) such that they are correlated with one another; (d) providing the generated token to a first party (130) that uses the token in place of the sensitive data element in a request for authorization to complete a transaction, the request being sent from the first party (130); (e) intercepting the request for authorization including the token; (f) using the token contained in the intercepted request to look-up and retrieve the correlated sensitive data element in the memory device (160); (g) replacing the token contained in the request with the sensitive data element retrieved from the memo
    Type: Grant
    Filed: January 28, 2021
    Date of Patent: August 30, 2022
    Assignee: CardinalCommerce Corporation
    Inventors: Michael A. Keresman, III, Chandra Balasubramanian, Gary Bender, Mark Carlson, Edward Katzin, Francis M. Sherwin
  • Publication number: 20210150525
    Abstract: A method for obscuring a value of a sensitive data element includes: (a) receiving the sensitive data element, the sensitive data element being received over a data communications network (110) at a hardware computing device (142) of a trusted tokenization service provider (140); (b) generating a token corresponding to the received sensitive data element; (c) storing the token and sensitive data element in a memory device (146) such that they are correlated with one another; (d) providing the generated token to a first party (130) that uses the token in place of the sensitive data element in a request for authorization to complete a transaction, the request being sent from the first party (130); (e) intercepting the request for authorization including the token; (f) using the token contained in the intercepted request to look-up and retrieve the correlated sensitive data element in the memory device (160); (g) replacing the token contained in the request with the sensitive data element retrieved from the memo
    Type: Application
    Filed: January 28, 2021
    Publication date: May 20, 2021
    Inventors: Michael A. Keresman, III, Chandra Balasubramanian, Gary Bender, Mark Carlson, Edward Katzin, Francis M. Sherwin
  • Patent number: 10937026
    Abstract: A method for obscuring a value of a sensitive data element includes: (a) receiving the sensitive data element, the sensitive data element being received over a data communications network (110) at a hardware computing device (142) of a trusted tokenization service provider (140); (b) generating a token corresponding to the received sensitive data element; (c) storing the token and sensitive data element in a memory device (146) such that they are correlated with one another; (d) providing the generated token to a first party (130) that uses the token in place of the sensitive data element in a request for authorization to complete a transaction, the request being sent from the first party (130); (e) intercepting the request for authorization including the token; (f) using the token contained in the intercepted request to look-up and retrieve the correlated sensitive data element in the memory device (160); (g) replacing the token contained in the request with the sensitive data element retrieved from the memo
    Type: Grant
    Filed: February 4, 2019
    Date of Patent: March 2, 2021
    Assignee: CardinalCommerce Corporation
    Inventors: Michael A. Keresman, III, Chandra Balasubramanian, Gary Bender, Mark Carlson, Ed Katzin, Francis M. Sherwin
  • Patent number: 10645175
    Abstract: In one embodiment, a system and method is provided to intercept an approval routing at a check-out and before the submission over the legacy routing system and before the starting of associated timers. Data identifying a customer account is routed over a different system for additional functions. Upon completion of the routing over the different system, the customer account data is submitted to the merchant POS to start the legacy approval routing.
    Type: Grant
    Filed: March 29, 2018
    Date of Patent: May 5, 2020
    Assignee: Cameros Bay Capital, LLC
    Inventors: Mark Carlson, Gary Bender, Robert Rutherford, Patrick Stan
  • Publication number: 20190172061
    Abstract: A method for obscuring a value of a sensitive data element includes: (a) receiving the sensitive data element, the sensitive data element being received over a data communications network (110) at a hardware computing device (142) of a trusted tokenization service provider (140); (b) generating a token corresponding to the received sensitive data element; (c) storing the token and sensitive data element in a memory device (146) such that they are correlated with one another; (d) providing the generated token to a first party (130) that uses the token in place of the sensitive data element in a request for authorization to complete a transaction, the request being sent from the first party (130); (e) intercepting the request for authorization including the token; (f) using the token contained in the intercepted request to look-up and retrieve the correlated sensitive data element in the memory device (160); (g) replacing the token contained in the request with the sensitive data element retrieved from the memo
    Type: Application
    Filed: February 4, 2019
    Publication date: June 6, 2019
    Inventors: Michael A. Keresman, III, Chandra Balasubramanian, Gary Bender, Mark Carlson, Ed Katzin, Francis M. Sherwin
  • Patent number: 10235671
    Abstract: A method for obscuring a value of a sensitive data element includes: (a) receiving the sensitive data element, the sensitive data element being received over a data communications network (110) at a hardware computing device (142) of a trusted tokenization service provider (140); (b) generating a token corresponding to the received sensitive data element; (c) storing the token and sensitive data element in a memory device (146) such that they are correlated with one another; (d) providing the generated token to a first party (130) that uses the token in place of the sensitive data element in a request for authorization to complete a transaction, the request being sent from the first party (130); (e) intercepting the request for authorization including the token; (f) using the token contained in the intercepted request to look-up and retrieve the correlated sensitive data element in the memory device (160); (g) replacing the token contained in the request with the sensitive data element retrieved from the memo
    Type: Grant
    Filed: July 18, 2016
    Date of Patent: March 19, 2019
    Assignee: CardinalCommerce Corporation
    Inventors: Michael A. Keresman, III, Francis M. Sherwin, Chandra Balasubramanian, Gary Bender, Ed Katzin, Mark Carlson
  • Publication number: 20180288166
    Abstract: In one embodiment, a system and method is provided to intercept an approval routing at a check-out and before the submission over the legacy routing system and before the starting of associated timers. Data identifying a customer account is routed over a different system for additional functions. Upon completion of the routing over the different system, the customer account data is submitted to the merchant POS to start the legacy approval routing.
    Type: Application
    Filed: March 29, 2018
    Publication date: October 4, 2018
    Inventors: Mark CARLSON, Gary BENDER, Robert RUTHERFORD, Patrick STAN
  • Publication number: 20170068421
    Abstract: In one embodiment, a dynamic icon is used to indicate a value or health of the data represented in the corresponding application. An icon provides varying information in response to a user action, without opening the application. Icons are provided with contextual tips to guide the user in real time to make good financial decisions.
    Type: Application
    Filed: September 2, 2016
    Publication date: March 9, 2017
    Inventors: Mark CARLSON, Gary BENDER, Julian HUA
  • Publication number: 20170017959
    Abstract: A method for obscuring a value of a sensitive data element includes: (a) receiving the sensitive data element, the sensitive data element being received over a data communications network (110) at a hardware computing device (142) of a trusted tokenization service provider (140); (b) generating a token corresponding to the received sensitive data element; (c) storing the token and sensitive data element in a memory device (146) such that they are correlated with one another; (d) providing the generated token to a first party (130) that uses the token in place of the sensitive data element in a request for authorization to complete a transaction, the request being sent from the first party (130); (e) intercepting the request for authorization including the token; (f) using the token contained in the intercepted request to look-up and retrieve the correlated sensitive data element in the memory device (160); (g) replacing the token contained in the request with the sensitive data element retrieved from the memo
    Type: Application
    Filed: July 18, 2016
    Publication date: January 19, 2017
    Applicant: CardinalCommerce Corporation
    Inventors: Michael A. Keresman, III, Francis M. Sherwin, Chandra Balasubramanian, Gary Bender, Ed Katzin, Mark Carlson
  • Publication number: 20060201995
    Abstract: Apparatus and methods for aligning tubular members comprising a first and second expandable member coupled to a rod. A first expandable member is disclosed that moves in an axial direction toward the second expandable member. The first expandable member engages a first tubular member and the second expandable member engages a second tubular member. After alignment, the first tubular member is concentric with the second tubular member and an end of the first tubular member is adjacent to an end of the second tubular member.
    Type: Application
    Filed: March 9, 2005
    Publication date: September 14, 2006
    Applicant: DANIEL INDUSTRIES, INC.
    Inventors: Paul Gopalan, Gary Bender