Patents by Inventor Gary Bender
Gary Bender has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).
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Patent number: 11429965Abstract: A method for obscuring a value of a sensitive data element includes: (a) receiving the sensitive data element, the sensitive data element being received over a data communications network (110) at a hardware computing device (142) of a trusted tokenization service provider (140); (b) generating a token corresponding to the received sensitive data element; (c) storing the token and sensitive data element in a memory device (146) such that they are correlated with one another; (d) providing the generated token to a first party (130) that uses the token in place of the sensitive data element in a request for authorization to complete a transaction, the request being sent from the first party (130); (e) intercepting the request for authorization including the token; (f) using the token contained in the intercepted request to look-up and retrieve the correlated sensitive data element in the memory device (160); (g) replacing the token contained in the request with the sensitive data element retrieved from the memoType: GrantFiled: January 28, 2021Date of Patent: August 30, 2022Assignee: CardinalCommerce CorporationInventors: Michael A. Keresman, III, Chandra Balasubramanian, Gary Bender, Mark Carlson, Edward Katzin, Francis M. Sherwin
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Publication number: 20210150525Abstract: A method for obscuring a value of a sensitive data element includes: (a) receiving the sensitive data element, the sensitive data element being received over a data communications network (110) at a hardware computing device (142) of a trusted tokenization service provider (140); (b) generating a token corresponding to the received sensitive data element; (c) storing the token and sensitive data element in a memory device (146) such that they are correlated with one another; (d) providing the generated token to a first party (130) that uses the token in place of the sensitive data element in a request for authorization to complete a transaction, the request being sent from the first party (130); (e) intercepting the request for authorization including the token; (f) using the token contained in the intercepted request to look-up and retrieve the correlated sensitive data element in the memory device (160); (g) replacing the token contained in the request with the sensitive data element retrieved from the memoType: ApplicationFiled: January 28, 2021Publication date: May 20, 2021Inventors: Michael A. Keresman, III, Chandra Balasubramanian, Gary Bender, Mark Carlson, Edward Katzin, Francis M. Sherwin
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Patent number: 10937026Abstract: A method for obscuring a value of a sensitive data element includes: (a) receiving the sensitive data element, the sensitive data element being received over a data communications network (110) at a hardware computing device (142) of a trusted tokenization service provider (140); (b) generating a token corresponding to the received sensitive data element; (c) storing the token and sensitive data element in a memory device (146) such that they are correlated with one another; (d) providing the generated token to a first party (130) that uses the token in place of the sensitive data element in a request for authorization to complete a transaction, the request being sent from the first party (130); (e) intercepting the request for authorization including the token; (f) using the token contained in the intercepted request to look-up and retrieve the correlated sensitive data element in the memory device (160); (g) replacing the token contained in the request with the sensitive data element retrieved from the memoType: GrantFiled: February 4, 2019Date of Patent: March 2, 2021Assignee: CardinalCommerce CorporationInventors: Michael A. Keresman, III, Chandra Balasubramanian, Gary Bender, Mark Carlson, Ed Katzin, Francis M. Sherwin
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Patent number: 10645175Abstract: In one embodiment, a system and method is provided to intercept an approval routing at a check-out and before the submission over the legacy routing system and before the starting of associated timers. Data identifying a customer account is routed over a different system for additional functions. Upon completion of the routing over the different system, the customer account data is submitted to the merchant POS to start the legacy approval routing.Type: GrantFiled: March 29, 2018Date of Patent: May 5, 2020Assignee: Cameros Bay Capital, LLCInventors: Mark Carlson, Gary Bender, Robert Rutherford, Patrick Stan
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Publication number: 20190172061Abstract: A method for obscuring a value of a sensitive data element includes: (a) receiving the sensitive data element, the sensitive data element being received over a data communications network (110) at a hardware computing device (142) of a trusted tokenization service provider (140); (b) generating a token corresponding to the received sensitive data element; (c) storing the token and sensitive data element in a memory device (146) such that they are correlated with one another; (d) providing the generated token to a first party (130) that uses the token in place of the sensitive data element in a request for authorization to complete a transaction, the request being sent from the first party (130); (e) intercepting the request for authorization including the token; (f) using the token contained in the intercepted request to look-up and retrieve the correlated sensitive data element in the memory device (160); (g) replacing the token contained in the request with the sensitive data element retrieved from the memoType: ApplicationFiled: February 4, 2019Publication date: June 6, 2019Inventors: Michael A. Keresman, III, Chandra Balasubramanian, Gary Bender, Mark Carlson, Ed Katzin, Francis M. Sherwin
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Patent number: 10235671Abstract: A method for obscuring a value of a sensitive data element includes: (a) receiving the sensitive data element, the sensitive data element being received over a data communications network (110) at a hardware computing device (142) of a trusted tokenization service provider (140); (b) generating a token corresponding to the received sensitive data element; (c) storing the token and sensitive data element in a memory device (146) such that they are correlated with one another; (d) providing the generated token to a first party (130) that uses the token in place of the sensitive data element in a request for authorization to complete a transaction, the request being sent from the first party (130); (e) intercepting the request for authorization including the token; (f) using the token contained in the intercepted request to look-up and retrieve the correlated sensitive data element in the memory device (160); (g) replacing the token contained in the request with the sensitive data element retrieved from the memoType: GrantFiled: July 18, 2016Date of Patent: March 19, 2019Assignee: CardinalCommerce CorporationInventors: Michael A. Keresman, III, Francis M. Sherwin, Chandra Balasubramanian, Gary Bender, Ed Katzin, Mark Carlson
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Publication number: 20180288166Abstract: In one embodiment, a system and method is provided to intercept an approval routing at a check-out and before the submission over the legacy routing system and before the starting of associated timers. Data identifying a customer account is routed over a different system for additional functions. Upon completion of the routing over the different system, the customer account data is submitted to the merchant POS to start the legacy approval routing.Type: ApplicationFiled: March 29, 2018Publication date: October 4, 2018Inventors: Mark CARLSON, Gary BENDER, Robert RUTHERFORD, Patrick STAN
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Publication number: 20170068421Abstract: In one embodiment, a dynamic icon is used to indicate a value or health of the data represented in the corresponding application. An icon provides varying information in response to a user action, without opening the application. Icons are provided with contextual tips to guide the user in real time to make good financial decisions.Type: ApplicationFiled: September 2, 2016Publication date: March 9, 2017Inventors: Mark CARLSON, Gary BENDER, Julian HUA
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Publication number: 20170017959Abstract: A method for obscuring a value of a sensitive data element includes: (a) receiving the sensitive data element, the sensitive data element being received over a data communications network (110) at a hardware computing device (142) of a trusted tokenization service provider (140); (b) generating a token corresponding to the received sensitive data element; (c) storing the token and sensitive data element in a memory device (146) such that they are correlated with one another; (d) providing the generated token to a first party (130) that uses the token in place of the sensitive data element in a request for authorization to complete a transaction, the request being sent from the first party (130); (e) intercepting the request for authorization including the token; (f) using the token contained in the intercepted request to look-up and retrieve the correlated sensitive data element in the memory device (160); (g) replacing the token contained in the request with the sensitive data element retrieved from the memoType: ApplicationFiled: July 18, 2016Publication date: January 19, 2017Applicant: CardinalCommerce CorporationInventors: Michael A. Keresman, III, Francis M. Sherwin, Chandra Balasubramanian, Gary Bender, Ed Katzin, Mark Carlson
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Publication number: 20060201995Abstract: Apparatus and methods for aligning tubular members comprising a first and second expandable member coupled to a rod. A first expandable member is disclosed that moves in an axial direction toward the second expandable member. The first expandable member engages a first tubular member and the second expandable member engages a second tubular member. After alignment, the first tubular member is concentric with the second tubular member and an end of the first tubular member is adjacent to an end of the second tubular member.Type: ApplicationFiled: March 9, 2005Publication date: September 14, 2006Applicant: DANIEL INDUSTRIES, INC.Inventors: Paul Gopalan, Gary Bender