Abstract: A method, computer program product, and/or hardware system optimizes regulatory compliance. An industry category for an enterprise is identified. A set of regulatory requirements for the industry category is stored in a database. The set of regulations are categorized by focus areas, summary requirements, and harmonized detailed requirements, wherein the focus areas describe components of regulatory requirements, wherein the summary requirements summarize each first tier subcomponent of the components of the regulatory requirements, and wherein the harmonized detailed requirements describe second tier subcomponents of each first tier component. Detailed requirements for each set of regulations are mapped to one or more of the focus areas, summary requirements, and harmonized detailed requirements. The detailed requirements are mapped to compliance resources. The compliance resources are executed to satisfy the detailed requirements.

Abstract: Under the present invention, a customized contract is created based on the needs of the parties and is then stored within a secure computer infrastructure. Security within the computer infrastructure is typically provided through encryption such as 128 bit encryption. Moreover, all actions taken with respect to the contract (e.g., approval, execution, etc.) occur within the infrastructure and are recorded so that a record can be provided. Any party taking action will first be authenticated before access to the infrastructure is granted. In order for the contract to be electronically executed, both the originating contract partner and the receiving contract partner must first deliberately approve the contract. Once approval has been obtained, the contract can be electronically executed by both parties. After execution is complete, a final image of the contract is generated that includes the electronic signatures and the date of execution.