Patents by Inventor Gary J. Trainor

Gary J. Trainor has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • METHODS AND SYSTEMS FOR PROCESSING TRANSACTIONS
    Publication number: 20190362583
    Abstract: Methods and systems are provided for processing a transaction between a first party and a second party. Information defining terms of the transaction and identifying a presentation instrument are received at a host system. Preference information associated with the presentation instrument is retrieved with the host system. The preference information specifies terms for an allocation of transaction amounts among multiple transaction types. An amount for the transaction is allocated among the transaction types in accordance with terms of the transaction and the terms for the allocation.
    Type: Application
    Filed: June 20, 2019
    Publication date: November 28, 2019
    Applicant: First Data Corporation
    Inventors: SuZanne Rogers, Timothy Horton, Gary J. Trainor
  • Methods and systems for processing transactions
    Patent number: 10424145
    Abstract: Methods and systems are provided for processing a transaction between a first party and a second party. Information defining terms of the transaction and identifying a presentation instrument are received at a host system. Preference information associated with the presentation instrument is retrieved with the host system. The preference information specifies terms for an allocation of transaction amounts among multiple transaction types. An amount for the transaction is allocated among the transaction types in accordance with terms of the transaction and the terms for the allocation.
    Type: Grant
    Filed: May 1, 2018
    Date of Patent: September 24, 2019
    Assignee: First Data Corporation
    Inventors: SuZanne Rogers, Timothy Horton, Gary J. Trainor
  • METHODS AND SYSTEMS FOR PROCESSING TRANSACTIONS
    Publication number: 20180247482
    Abstract: Methods and systems are provided for processing a transaction between a first party and a second party. Information defining terms of the transaction and identifying a presentation instrument are received at a host system. Preference information associated with the presentation instrument is retrieved with the host system. The preference information specifies terms for an allocation of transaction amounts among multiple transaction types. An amount for the transaction is allocated among the transaction types in accordance with terms of the transaction and the terms for the allocation.
    Type: Application
    Filed: May 1, 2018
    Publication date: August 30, 2018
    Applicant: First Data Corporation
    Inventors: SuZanne Rogers, Tinothy Horton, Gary J. Trainor
  • Methods and systems for processing transactions
    Patent number: 9978199
    Abstract: Methods and systems are provided for processing a transaction between a first party and a second party. Information defining terms of the transaction and identifying a presentation instrument are received at a host system. Preference information associated with the presentation instrument is retrieved with the host system. The preference information specifies terms for an allocation of transaction amounts among multiple transaction types. An amount for the transaction is allocated among the transaction types in accordance with terms of the transaction and the terms for the allocation.
    Type: Grant
    Filed: March 21, 2012
    Date of Patent: May 22, 2018
    Assignee: First Data Corporation
    Inventors: SuZanne Rogers, Timothy Horton, Gary J. Trainor
  • METHODS AND SYSTEMS FOR PROCESSING TRANSACTIONS
    Publication number: 20120179559
    Abstract: Methods and systems are provided for processing a transaction between a first party and a second party. Information defining terms of the transaction and identifying a presentation instrument are received at a host system. Preference information associated with the presentation instrument is retrieved with the host system. The preference information specifies terms for an allocation of transaction amounts among multiple transaction types. An amount for the transaction is allocated among the transaction types in accordance with terms of the transaction and the terms for the allocation.
    Type: Application
    Filed: March 21, 2012
    Publication date: July 12, 2012
    Applicant: First Data Corporation
    Inventors: SuZanne Rogers, Timothy Horton, Gary J. Trainor
  • Methods and systems for online transaction processing
    Patent number: 7580857
    Abstract: Methods and systems coordinate an Internet-based financial transaction between an Internet merchant and a customer. A first information packet is received with a payment network from the Internet merchant. The first information packet has a credential assigned to the customer and transaction information specifying at least a cost of the Internet-based financial transaction. With the payment network, account information is determined that identifies a financial account maintained by the customer at a financial institution and authorization information that allows debit access to the identified financial account. A second information packet that includes the transaction information, the account information, and the authorization information is generated with the payment network.
    Type: Grant
    Filed: April 16, 2004
    Date of Patent: August 25, 2009
    Assignee: First Data Corporation
    Inventors: Steven L. VanFleet, Blake Benton, Matthew T. Byrne, Timothy Horton, John J. Mascavage, III, Cassandra J. Mollett, Susan M. Nelson, SuZanne Rogers, Rhonda D. Sargent, Martin Stivers, Gary J. Trainor, Margaret Weichert, Diane Wing