Abstract: The invention is a folding lotion applicator for applying liquids, lotions, and other materials to hard-to-reach places on the user's body. The applicator includes an elongated applicator handle for griping. The applicator handle is pivotally connected to an elongated pivot arm which extends from the applicator handle and includes an opposing applicator end with a pad for applying lotions. The pivot arm can be pivoted to a plurality of pre-determined pivot angles wherein a biasing member/tightening nut is employed to urge the pivot arm against the applicator handle wherein opposing detent surfaces interengage thereby locking the pivot arm in the desired or selected pivot angle. A portion of the applicator handle is formed to define a receiving seat to receive the pivot arm when it is completely folded adjacent to the applicator handle. In this way, the lotion applicator can assume a compact arrangement suitable for situations where economy of space is desirable.