Abstract: The present invention is a progressive multi-purpose exercise device, which can be configured as 1) an exercise ball (no handles), 2) kettle bell (1-handle), 3) medicine ball (2-opposing handles), 4) a kettle bell-2 (2-handles at 90-degrees) and/or 5) a rope-attached ball with stretch cord and/or rope. For illustration purpose, it may be comprised of a series of elements and systems including, but not limited to a Connection System, Attachment Technology System, Progressive Weight System and a Retainment System with a top hemisphere, a bottom hemisphere, a series of circular weighted discs, a variety of single-slot handle(s) and/or double-slot handle(s) and an alignment shaft. The user friendly systems allow any user to easily add/change handle configurations and add/change weights for a wide variety of over sixty (60) different combinations of fitness equipment described herein.

Abstract: A system utilizing a remote terminal that enables a user to select and print a document, and then retrieve the document at a remote location. The terminal device may be a web-browser capable wireless device, such as a cellular telephone or PDA (personal digital assistant). The invention may utilize the Internet and a web site with a subscriber-only Extranet for secure logon, to access a document search and retrieval application. In a discount certificate embodiment, a consumer can select a default location or alternate, elect a merchant-based search by entering a merchant name, search through one or more discount coupons being offered by the merchant, and make his selection of one or more coupons. The consumer may select the FAX (facsimile) function with a facsimile telephone number, and the m-Coupon application will automatically FAX the selected coupon to be printed at the merchant's premises FAX machine.

Abstract: A system focused on long-term customer retention by applying an incentive on a monthly, on-going basis as a reward for loyalty. In one form, the invention comprises a method for reducing turnover among subscribers to a service offered by a service provider. The method includes the steps of enrolling a user as a member of a customer network maintained by a subscription system operator, establishing a subscriber account with the service provider on behalf of a member of the customer network, the account having a predetermined basic monthly service cost, implementing a data base of service provider subscribers that indicates an association between each member and the member's referral subscribers, calculating a service credit for the member based upon activity of the referral subscribers, and applying the service credit to offset the member's predetermined basic monthly service cost.