Abstract: A method for facilitating employee selection of one or more health insurance products includes displaying specific defined contribution amounts for health insurance products; receiving, from the user, input corresponding to selection of a health insurance product; displaying, to the user, information regarding the selected insurance product including an estimated cost of a plan including the selected health insurance product, a coupon amount the cost of the plan will be discounted based on a specific defined contribution amount for the class of the selected health insurance product, a lump sum defined contribution amount the cost of the plan will be discounted, and an estimated monthly cost after the coupon amount and lump sum defined contribution amount are applied.

Abstract: A system for providing price information for medical procedures. The system includes a user interface configured to receive patient information corresponding to a patient, an eligibility engine configured to send a health care benefit inquiry and receive a health care benefit response from an insurer or a clearinghouse for a plurality of insurers based on received patient information, and a pricing engine configured to request and receive price data for a particular medical procedure based on the received patient information. The user interface is further configured to present pricing information to a user based on the received health care benefit response and the received price data.