Abstract: The present application features a wireless subscriber using his or her wireless communication device to request information or offers pertaining to certain goods or services the subscriber is interested in. The subscriber's request is relayed by a collaborating wireless carrier to an agent which uses the subscriber's profile to determine which merchants near the subscriber's location are offering goods or services matching the request. One or more offers or suggestions are returned to the subscriber. The subscriber accepts an offer and proceeds to the physical retail outlet of the selected merchant, where the subscriber purchases the goods or services using a credit card. A collaborating credit clearing house is alerted by the agent or wireless carrier that such a transaction may have occurred, and confirmation is provided from the clearing house to the agent indicating that the transaction did indeed occur.