Patents by Inventor Gaurang Bhatt
Gaurang Bhatt has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).
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Patent number: 11216730Abstract: A device may comprise a memory and a processor coupled to the memory. The processor may receive transaction information and entity information for a plurality of entities and may generate a first model based on the transaction information, the entity information, and information identifying an event, a theme, or a transaction parameter. The processor may process, using the first model, the transaction information and the entity information to identify a set of related entities and a type of relationship associated with the set of related entities. The processor may determine, using a second model, one or more modifications to a first set of accounts and a second set of accounts associated with the first and second entities based on the type of relationship and may perform one or more actions based on the one or more modifications.Type: GrantFiled: March 10, 2020Date of Patent: January 4, 2022Assignee: Capital One Services, LLCInventors: Angelina Wu, Brian Lee, Gaurang Bhatt
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Publication number: 20210377243Abstract: Aspects described herein may allow for the generation of a message to be sent to an intended recipient of a request for a communication session prior the initiation of the communication session. The system may monitor applications and associated devices to determine the initiation of the communication session. Based on such a determination, the system may generate a message to be presented to a communication initiating user and to be sent to an intended recipient of the communication session. The system may determine data for the message based on an analysis of the data associated with the communication initiating user, and the system may apply a machine learning model to generate draft messages for the user. Messages may be generated to authenticate a user with an intended recipient of the communication session.Type: ApplicationFiled: August 13, 2021Publication date: December 2, 2021Inventors: Jeffrey Rule, Gaurang Bhatt, Lukiih Cuan, Rocky Guo
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Publication number: 20210374691Abstract: A device receives receipt data of a receipt of a transaction for a product, and processes, using a term matching technique, the receipt data to identify transaction information including a transaction date and product information. The device determines that the transaction caused a user to be covered by or eligible for a warranty for the product, generates a tag identifying the product, and associates, using a data structure, the product information, data identifying the warranty, and the tag with a record of the transaction that is accessible via a program that allows the user to search for the receipt or terms of the warranty. The device performs actions associated with assisting the user in managing the warranty, such as by reminding the user of an expiration date of the warranty and/or by assisting the user in submitting a claim based on the warranty.Type: ApplicationFiled: August 13, 2021Publication date: December 2, 2021Inventors: Joshua EDWARDS, Gaurang BHATT
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Publication number: 20210358330Abstract: In certain embodiments, nuance-based augmentation of gesture may be facilitated. In some embodiments, a video stream depicting sign language gestures of an individual may be obtained via a wearable device associated with a user. A textual translation of the sign language gestures in the video stream may be determined. Emphasis information related to the sign language gestures may be identified based on an intensity of the sign language gestures. One or more display characteristics may be determined based on the emphasis information. The textual translation may be caused to be displayed to the user via the wearable device according to the one or more display characteristics. In some embodiments, a unique voice profile for the individual may be determined. A spoken translation of the sign language gestures may be generated according to the textual translation, the unique voice profile, and the emphasis information.Type: ApplicationFiled: May 15, 2020Publication date: November 18, 2021Applicant: Capital One Services, LLCInventors: Kyle JOHNSON, Eric LOUCKS, Gaurang BHATT, Joshua EDWARDS
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Patent number: 11172355Abstract: Various embodiments described herein are directed towards authenticating calls by using one or more keys associated with a specific user. In examples, the user is the sender of a call. In various embodiments, when a call is made, an identifying payload is encrypted using a private key associated with the user. The encrypted identifying payload is appended to the call data stream. The identifying payload may be decrypted with a public key. In embodiments, the identifying payload may be verified. In various embodiments, further authentication methods may be performed by using an object such as a contactless card to provide one or more components of the identifying payload and/or keys. In embodiments, a connection may be made between the sender and the intended recipient of a call based on the verification of the identifying payload.Type: GrantFiled: April 15, 2020Date of Patent: November 9, 2021Assignee: Capital One Services, LLCInventors: Jeffrey Rule, Gaurang Bhatt, Rocky Guo, Lukiih Cuan
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Publication number: 20210287082Abstract: A device may comprise a memory and a processor coupled to the memory. The processor may receive transaction information and entity information for a plurality of entities and may generate a first model based on the transaction information, the entity information, and information identifying an event, a theme, or a transaction parameter. The processor may process, using the first model, the transaction information and the entity information to identify a set of related entities and a type of relationship associated with the set of related entities. The processor may determine, using a second model, one or more modifications to a first set of accounts and a second set of accounts associated with the first and second entities based on the type of relationship and may perform one or more actions based on the one or more modifications.Type: ApplicationFiled: March 10, 2020Publication date: September 16, 2021Inventors: Angelina WU, Brian LEE, Gaurang BHATT
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Patent number: 11108759Abstract: Aspects described herein may allow for the generation of a message to be sent to an intended recipient of a request for a communication session prior the initiation of the communication session. The system may monitor applications and associated devices to determine the initiation of the communication session. Based on such a determination, the system may generate a message to be presented to a communication initiating user and to be sent to an intended recipient of the communication session. The system may determine data for the message based on an analysis of the data associated with the communication initiating user, and the system may apply a machine learning model to generate draft messages for the user. Messages may be generated to authenticate a user with an intended recipient of the communication session.Type: GrantFiled: October 16, 2019Date of Patent: August 31, 2021Assignee: Capital One Services, LLCInventors: Jeffrey Rule, Gaurang Bhatt, Lukiih Cuan, Rocky Guo
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Patent number: 11100475Abstract: A device receives receipt data of a receipt of a transaction for a product, and processes, using a term matching technique, the receipt data to identify transaction information including a transaction date and product information. The device determines that the transaction caused a user to be covered by or eligible for a warranty for the product, generates a tag identifying the product, and associates, using a data structure, the product information, data identifying the warranty, and the tag with a record of the transaction that is accessible via a program that allows the user to search for the receipt or terms of the warranty. The device performs actions associated with assisting the user in managing the warranty, such as by reminding the user of an expiration date of the warranty and/or by assisting the user in submitting a claim based on the warranty.Type: GrantFiled: April 21, 2020Date of Patent: August 24, 2021Assignee: Capital One Services, LLCInventors: Joshua Edwards, Gaurang Bhatt
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Patent number: 11044282Abstract: A system includes a plurality of capturing devices and a plurality of displaying devices. The capturing devices and the displaying devices can be communicatively connected to a server. The server can receive captured data from the capturing devices and transform the data into a digitized format. At least one of the capturing devices can record a video during a meeting and the capturing device can transmit the captured video to the server as a video feed. The video feed can show an area that includes handwritten text, e.g., a whiteboard. The server can receive the video feed from the capturing device and perform various processes on the video. For example, the server can perform a voice recognition, text recognition, handwriting recognition, face recognition and/or object recognition technique on the captured video.Type: GrantFiled: August 12, 2020Date of Patent: June 22, 2021Assignee: CAPITAL ONE SERVICES, LLCInventors: Gaurang Bhatt, Negar Kalbasi
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Publication number: 20210150014Abstract: A user may view a device with augmented reality glasses which may have a camera that views and collects data on the screen of the user device. When the user desires to access an account for which multifactor authentication is required, a one-time password may be sent to the user. The glasses may recognize the one-time password and determine if the one-time password originated from the user device. If the glasses verify that the one-time password originated from the user based on context of the user device display or the geographic locations of the devices, then the glasses will send the password to the service associated with the one-time password. The glasses may send the password back to the user device, send it to an intermediate server, or send it directly to the server associated with the service that provided the one-time password.Type: ApplicationFiled: November 4, 2020Publication date: May 20, 2021Inventors: Joshua Edwards, Andrea Montealegre, Gaurang Bhatt
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Publication number: 20210021991Abstract: Various embodiments described herein are directed towards authenticating calls by using one or more keys associated with a specific user. In examples, the user is the sender of a call. In various embodiments, when a call is made, an identifying payload is encrypted using a private key associated with the user. The encrypted identifying payload is appended to the call data stream. The identifying payload may be decrypted with a public key. In embodiments, the identifying payload may be verified. In various embodiments, further authentication methods may be performed by using an object such as a contactless card to provide one or more components of the identifying payload and/or keys. In embodiments, a connection may be made between the sender and the intended recipient of a call based on the verification of the identifying payload.Type: ApplicationFiled: April 15, 2020Publication date: January 21, 2021Applicant: Capital One Services, LLCInventors: Jeffrey RULE, Gaurang BHATT, Rocky GUO, Lukiih CUAN
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Publication number: 20210021581Abstract: Aspects described herein may allow for the generation of a message to be sent to an intended recipient of a request for a communication session prior the initiation of the communication session. The system may monitor applications and associated devices to determine the initiation of the communication session. Based on such a determination, the system may generate a message to be presented to a communication initiating user and to be sent to an intended recipient of the communication session. The system may determine data for the message based on an analysis of the data associated with the communication initiating user, and the system may apply a machine learning model to generate draft messages for the user. Messages may be generated to authenticate a user with an intended recipient of the communication session.Type: ApplicationFiled: October 16, 2019Publication date: January 21, 2021Inventors: Jeffrey Rule, Gaurang Bhatt, Lukiih Cuan, Rocky Guo
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Patent number: 10860704Abstract: A user may view a device with augmented reality glasses which may have a camera that views and collects data on the screen of the user device. When the user desires to access an account for which multifactor authentication is required, a one-time password may be sent to the user. The glasses may recognize the one-time password and determine if the one-time password originated from the user device. If the glasses verify that the one-time password originated from the user based on context of the user device display or the geographic locations of the devices, then the glasses will send the password to the service associated with the one-time password. The glasses may send the password back to the user device, send it to an intermediate server, or send it directly to the server associated with the service that provided the one-time password.Type: GrantFiled: November 15, 2019Date of Patent: December 8, 2020Assignee: Capital One Services, LLCInventors: Joshua Edwards, Andrea Montealegre, Gaurang Bhatt
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Publication number: 20200250631Abstract: A device receives receipt data of a receipt of a transaction for a product, and processes, using a term matching technique, the receipt data to identify transaction information including a transaction date and product information. The device determines that the transaction caused a user to be covered by or eligible for a warranty for the product, generates a tag identifying the product, and associates, using a data structure, the product information, data identifying the warranty, and the tag with a record of the transaction that is accessible via a program that allows the user to search for the receipt or terms of the warranty. The device performs actions associated with assisting the user in managing the warranty, such as by reminding the user of an expiration date of the warranty and/or by assisting the user in submitting a claim based on the warranty.Type: ApplicationFiled: April 21, 2020Publication date: August 6, 2020Inventors: Joshua EDWARDS, Gaurang BHATT
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Patent number: 10667128Abstract: Various embodiments described herein are directed towards authenticating calls by using one or more keys associated with a specific user. In examples, the user is the sender of a call. In various embodiments, when a call is made, an identifying payload is encrypted using a private key associated with the user. The encrypted identifying payload is appended to the call data stream. The identifying payload may be decrypted with a public key. In embodiments, the identifying payload may be verified. In various embodiments, further authentication methods may be performed by using an object such as a contactless card to provide one or more components of the identifying payload and/or keys. In embodiments, a connection may be made between the sender and the intended recipient of a call based on the verification of the identifying payload.Type: GrantFiled: October 17, 2019Date of Patent: May 26, 2020Assignee: Capital One Services, LLCInventors: Jeffrey Rule, Gaurang Bhatt, Rocky Guo, Lukiih Cuan
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Publication number: 20200151680Abstract: A device receives receipt data of a receipt of a transaction for a product, and processes, using a term matching technique, the receipt data to identify transaction information including a transaction date and product information. The device determines that the transaction caused a user to be covered by or eligible for a warranty for the product, generates a tag identifying the product, and associates, using a data structure, the product information, data identifying the warranty, and the tag with a record of the transaction that is accessible via a program that allows the user to search for the receipt or terms of the warranty. The device performs actions associated with assisting the user in managing the warranty, such as by reminding the user of an expiration date of the warranty and/or by assisting the user in submitting a claim based on the warranty.Type: ApplicationFiled: November 13, 2018Publication date: May 14, 2020Inventors: Joshua EDWARDS, Gaurang Bhatt
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Patent number: 10650358Abstract: A device receives receipt data of a receipt of a transaction for a product, and processes, using a term matching technique, the receipt data to identify transaction information including a transaction date and product information. The device determines that the transaction caused a user to be covered by or eligible for a warranty for the product, generates a tag identifying the product, and associates, using a data structure, the product information, data identifying the warranty, and the tag with a record of the transaction that is accessible via a program that allows the user to search for the receipt or terms of the warranty. The device performs actions associated with assisting the user in managing the warranty, such as by reminding the user of an expiration date of the warranty and/or by assisting the user in submitting a claim based on the warranty.Type: GrantFiled: November 13, 2018Date of Patent: May 12, 2020Assignee: Capital One Services, LLCInventors: Joshua Edwards, Gaurang Bhatt
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Patent number: 10506426Abstract: Various embodiments described herein are directed towards authenticating calls by using one or more keys associated with a specific user. In examples, the user is the sender of a call. In various embodiments, when a call is made, an identifying payload is encrypted using a private key associated with the user. The encrypted identifying payload is appended to the call data stream. The identifying payload may be decrypted with a public key. In embodiments, the identifying payload may be verified. In various embodiments, further authentication methods may be performed by using an object such as a contactless card to provide one or more components of the identifying payload and/or keys. In embodiments, a connection may be made between the sender and the intended recipient of a call based on the verification of the identifying payload.Type: GrantFiled: July 19, 2019Date of Patent: December 10, 2019Assignee: Capital One Services, LLCInventors: Jeffrey Rule, Gaurang Bhatt, Rocky Guo, Lukiih Cuan
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Patent number: 10491582Abstract: Aspects described herein may allow for the generation of a message to be sent to an intended recipient of a request for a communication session prior the initiation of the communication session. The system may monitor applications and associated devices to determine the initiation of the communication session. Based on such a determination, the system may generate a message to be presented to a communication initiating user and to be sent to an intended recipient of the communication session. The system may determine data for the message based on an analysis of the data associated with the communication initiating user, and the system may apply a machine learning model to generate draft messages for the user. Messages may be generated to authenticate a user with an intended recipient of the communication session.Type: GrantFiled: July 19, 2019Date of Patent: November 26, 2019Assignee: Capital One Services, LLCInventors: Jeffrey Rule, Gaurang Bhatt, Lukiih Cuan, Rocky Guo
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Patent number: 10290002Abstract: A device may obtain historical refund data, the historical refund data including at least one of: merchant refund time data, shipping time data, or user account refund time data. The device may generate, based on the historical refund data, a refund model, the refund model being trained to receive, as input, at least one of: merchant data identifying a merchant, shipping data identifying a shipping entity, or account data identifying a user account entity. The device may receive return data indicating that a user account is to be credited, the return data including the merchant data. The device may determine a predicted refund time based on the return data and the refund model, and perform an action based on the predicted refund time.Type: GrantFiled: July 19, 2018Date of Patent: May 14, 2019Assignee: Capital One Services, LLCInventors: Sarah J. Cunningham, Gaurang Bhatt, Sophie Bermudez