Abstract: According to an embodiment, there is provided a method for authorizing use of an application on a device. The method includes: identifying a plurality of device identifiers of the device; determining authorization information based on predetermined one or more of the plurality of device identifiers; and determining authorization for use of the application on the device in response to the authorization information.

Abstract: A system for managing multiple loyalty accounts, the system including one or more processing devices that receive a request indicative of a merchant and a user identifier, use the user identifier to obtain loyalty point data indicative of at least a points balance for each of multiple user loyalty accounts, use the merchant identifier to determine a merchant loyalty program for which the merchant can redeem loyalty points, calculate a points amount with the loyalty point data, the merchant loyalty program, and one or more rules, the one or more rules being at least partially indicative of conversion rates between loyalty programs, and at least one of provide a points indication indicative of the points amount to allow the points amount to be presented to the user, and cause points to be redeemed at least partially to allow a transaction to be selectively performed.

Abstract: A method for processing contextual cryptograms includes: receiving, by a receiver of a processing server, transaction data for a proposed payment transaction; receiving, by the receiver of the processing server, at least one payment cryptogram and, for each payment cryptogram, an associated identifier; identifying, by the processing server, one or more contextual rules associated with each of the at least one payment cryptograms based on the respective associated identifier; determining, by the processing server, approval or denial of the proposed payment transaction based on the received transaction data as applied to each of the identified one or more contextual rules for each of the at least one payment cryptograms; and transmitting, by a transmitter of the processing server, the determined approval or denial of the proposed payment transaction.

Abstract: A method for processing shared payments for a transaction includes: receiving an authorization request for a payment transaction formatted according to one or more standards and including a first data element configured to store a transaction amount and a second data element configured to store a first set of payment credentials; identifying one or more sets of additional payment credentials; generating a new authorization request for each of the additional payment credentials including a first data element configured to store a separate amount and a second data element configured to store the respective additional payment credentials; transmitting the received authorization request and each generated new authorization request for processing; receiving an authorization response for the received authorization request and each generated new authorization request, each response including a response code indicating approval or denial; and transmitting the authorization response received for the received authoriza

Abstract: According to an embodiment, there is provided a method for authorizing use of an application on a device. The method includes: identifying a plurality of device identifiers of the device; determining authorization information based on predetermined one or more of the plurality of device identifiers; and determining authorization for use of the application on the device in response to the authorization information.

Abstract: A system for managing multiple loyalty accounts, the system including one or more processing devices that receive a request indicative of a merchant and a user identifier, use the user identifier to obtain loyalty point data indicative of at least a points balance for each of multiple user loyalty accounts, use the merchant identifier to determine a merchant loyalty program for which the merchant can redeem loyalty points, calculate a points amount with the loyalty point data, the merchant loyalty program, and one or more rules, the one or more rules being at least partially indicative of conversion rates between loyalty programs, and at least one of provide a points indication indicative of the points amount to allow the points amount to be presented to the user, and cause points to be redeemed at least partially to allow a transaction to be selectively performed.