Patents by Inventor Gaurav Oberoi

Gaurav Oberoi has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Publication number: 20240119457
    Abstract: Methods and server systems for computing fraud risk scores for various merchants associated with an acquirer described herein. The method performed by a server system includes accessing merchant-related transaction data including merchant-related transaction indicators associated with a merchant from a transaction database. Method includes generating a merchant-related transaction features based on the merchant-related indicators. Method includes generating via risk prediction models, for a payment transaction with the merchant, merchant health and compliance risk scores, merchant terminal risk scores, merchant chargeback risk scores, and merchant activity risk scores based on the merchant-related transaction features. Method includes facilitating transmission of a notification message to an acquirer server associated with the merchant.
    Type: Application
    Filed: October 6, 2023
    Publication date: April 11, 2024
    Applicant: MASTERCARD INTERNATIONAL INCORPORATED
    Inventors: Smriti Gupta, Adarsh Patankar, Akash Choudhary, Alekhya Bhatraju, Ammar Ahmad Khan, Amrita Kundu, Ankur Saraswat, Anubhav Gupta, Awanish Kumar, Ayush Agarwal, Brian M. McGuigan, Debasmita Das, Deepak Yadav, Diksha Shrivastava, Garima Arora, Gaurav Dhama, Gaurav Oberoi, Govind Vitthal Waghmare, Hardik Wadhwa, Jessica Peretta, Kanishk Goyal, Karthik Prasad, Lekhana Vusse, Maneet Singh, Niranjan Gulla, Nitish Kumar, Rajesh Kumar Ranjan, Ram Ganesh V, Rohit Bhattacharya, Rupesh Kumar Sankhala, Siddhartha Asthana, Soumyadeep Ghosh, Sourojit Bhaduri, Srijita Tiwari, Suhas Powar, Susan Skelsey
  • Publication number: 20220358507
    Abstract: Embodiments provide methods and systems for predicting chargeback behavioral data of an account holder. The method performed by a server system includes accessing payment transaction data associated with the account holder from a transaction database. The payment transaction data includes a set of transaction indicators corresponding to payment transactions performed by the account holder within a predetermined time period. The method further includes generating a set of transaction features based on the set of transaction indicators. Furthermore, the method includes computing, via a chargeback risk prediction model, a set of chargeback risk probability scores corresponding to one or more time intervals associated with the account holder based, at least in part, on the set of transaction features. The method also includes transmitting a notification to an issuer server associated with the account holder based, at least in part, on the set of chargeback risk probability scores.
    Type: Application
    Filed: May 6, 2022
    Publication date: November 10, 2022
    Inventors: Pranav Poduval, Arun Kanthali, Ashish Kumar, Deepak Bhatt, Gaurav Oberoi, Harsimran Bhasin, Karamjit Singh, Rupesh Kumar Sankhala, Sangam Verma, Shiv Markam
  • Publication number: 20170206540
    Abstract: A system can include a display device and a processor. The processor can cause the display device to visually present questions to an online survey taker, receive from the online survey taker an indication of a problem with at least one of the questions, and generate a report based on at least the indication received from the online survey taker.
    Type: Application
    Filed: January 19, 2016
    Publication date: July 20, 2017
    Inventors: GAURAV OBEROI, CHARLES GROOM
  • Patent number: 9294623
    Abstract: A poll definition comprising a plurality of poll questions and a phone list comprising a plurality of phone list entries is received over the network from a user. Each phone list entry comprises a phone number for one of a first plurality of poll targets. A first poll run is conducted as a dial-out poll run using the poll definition and the phone list, such that a first set of answers to the plurality of poll questions is received from at least some of the first plurality of poll targets. A second poll run is conducted as a call-in poll run, using the poll definition, such that a second set of answers to the plurality of poll questions is received from a second plurality of poll targets. A third poll run is conducted as a web survey, using the poll definition, such that a third set of answers to the plurality of poll questions is received from a third plurality of poll targets.
    Type: Grant
    Filed: September 16, 2010
    Date of Patent: March 22, 2016
    Assignee: SURVEYMONKEY.COM, LLC
    Inventors: Gaurav Oberoi, Charles Groom
  • Publication number: 20120069977
    Abstract: A poll definition comprising a plurality of poll questions and a phone list comprising a plurality of phone list entries is received over the network from a user. Each phone list entry comprises a phone number for one of a first plurality of poll targets. A first poll run is conducted as a dial-out poll run using the poll definition and the phone list, such that a first set of answers to the plurality of poll questions is received from at least some of the first plurality of poll targets. A second poll run is conducted as a call-in poll run, using the poll definition, such that a second set of answers to the plurality of poll questions is received from a second plurality of poll targets. A third poll run is conducted as a web survey, using the poll definition, such that a third set of answers to the plurality of poll questions is received from a third plurality of poll targets.
    Type: Application
    Filed: September 16, 2010
    Publication date: March 22, 2012
    Applicant: Survey Monkey.com, LLC
    Inventors: Gaurav Oberoi, Charles Groom
  • Publication number: 20120072261
    Abstract: A poll definition comprising a plurality of poll questions and a phone list comprising a plurality of phone list entries is received over the network from a user. Each phone list entry comprises a phone number for one of a first plurality of poll targets. A first poll run is conducted as a dial-out poll run using the poll definition and the phone list, such that a first set of answers to the plurality of poll questions is received from at least some of the first plurality of poll targets. A second poll run is conducted as a call-in poll run, using the poll definition, such that a second set of answers to the plurality of poll questions is received from a second plurality of poll targets. A third poll run is conducted as a web survey, using the poll definition, such that a third set of answers to the plurality of poll questions is received from a third plurality of poll targets.
    Type: Application
    Filed: September 16, 2010
    Publication date: March 22, 2012
    Applicant: SurveyMonkey.com, LLC
    Inventors: Gaurav Oberoi, Charles Groom