Abstract: A data structure is specialized in efficiently representing a key-value pair in a highly optimized way. The data structure is a pointer in a traversal graph that takes advantage of constant time traversal for all operations. The data structure has specific instructions for inserting data nodes, router nodes, and how the expansion or collapse of the graph works. The data structure can be applied where the time to get the result back is most prominent. The data structure can be used to reduce the memory footprint to reach the data that is being searched and achieve a worst-case time complexity in constant time.

Abstract: Methods and server systems for computing fraud risk scores for various merchants associated with an acquirer described herein. The method performed by a server system includes accessing merchant-related transaction data including merchant-related transaction indicators associated with a merchant from a transaction database. Method includes generating a merchant-related transaction features based on the merchant-related indicators. Method includes generating via risk prediction models, for a payment transaction with the merchant, merchant health and compliance risk scores, merchant terminal risk scores, merchant chargeback risk scores, and merchant activity risk scores based on the merchant-related transaction features. Method includes facilitating transmission of a notification message to an acquirer server associated with the merchant.

Abstract: Aspects for international remittances are disclosed herein. A sender initiates a request to remit funds to a recipient. The sender has an account with a first financial institution and the recipient has an account with a second financial institution. The request is communicated to specific bidders that have accounts with both the first and second financial institutions. The bidders submit bids for satisfying a request. When a bid is selected, funds are transferred from the sender's account with the first institution to the bidder's account with the first institution, and from the bidder's account with the second institution to the recipient's account with the second institution.

Abstract: Aspects for international remittances are disclosed herein. A sender initiates a request to remit funds to a recipient. The sender has an account with a first financial institution and the recipient has an account with a second financial institution. The request is communicated to specific bidders that have accounts with both the first and second financial institutions. The bidders submit bids for satisfying a request. When a bid is selected, funds are transferred from the sender's account with the first institution to the bidder's account with the first institution, and from the bidder's account with the second institution to the recipient's account with the second institution.

Abstract: Aspects for international remittances are disclosed herein. A sender initiates a request to remit funds to a recipient. The sender has an account with a first financial institution and the recipient has an account with a second financial institution. The request is communicated to specific bidders that have accounts with both the first and second financial institutions. The bidders submit bids for satisfying a request. When a bid is selected, funds are transferred from the sender's account with the first institution to the bidder's account with the first institution, and from the bidder's account with the second institution to the recipient's account with the second institution.

Abstract: Techniques are described for sender authenticated remittance via an automatic teller machine (ATM). The techniques include transferring money between a sender and a recipient via the ATM without the recipient needing a computing device or a bank account with which to receive the money. The disclosed techniques enable a remittance server to interact with both the sender via a sender computing device and the recipient via the ATM to perform a money transfer in which the recipient is at least partially authenticated by the sender. The ATM is configured to take a picture or a video of the recipient to be sent by the remittance server to the sender computing device for approval by the sender prior to allocating the transferred money to the recipient. In this way, the remittance server essentially passes control of the ATM and the remittance of the transferred money to the sender.

Abstract: In a system and method for providing user help tips, the system may determine a relevance to a user of a plurality of tips, may assign priority categories to the tips based on the relevance and may determine which tip to output based on the priority categories of the tips.

Abstract: In a system and method for providing user help information, based on a user history it may be determined that an event has previously occurred, based on the determination a portion of stored user help information that includes information indicating how to avoid recurrence of the event may be automatically and selectively provided without receiving a request for the provided portion.

Abstract: In a system and method for providing user help information, based on a user history, a user proficiency category may be determined, at a point during execution of a sequence of program instructions, it may be determined based on the user proficiency category whether to output a portion of stored user help information that is, in particular, associated with the point in the execution, and based on the latter determination, the portion may be automatically provided without receiving a request for user help information.

Abstract: A method for providing information to a user of an electrical device as a part of a user greeting. The user selects personalized information he wants to include in the user greeting. A user greeting program is initiated by signals from a user interface and determines the type of personalized information selected by the user. The user greeting program accesses at least one information source within a corporate computer system to obtain the personalized information, and then presents the obtained information as a part of the user greeting. The information source could be a database storing information of employees of a corporation, a groupware application storing the user's schedule, or the user's task list. The user greeting could further include publicly available information.

Abstract: In a method and system for tracking a computer operator's application usage and organizing the applications by use and priority level, usage by a computer operator of computer applications is tracked over time. The tracked usage of the applications for a predetermined time interval is recorded. A user interface is presented to the operator via a computer display, with the user interface presenting a list of selected applications ordered according to a predetermined priority assignment. With respect to applications having a common priority assignment, the applications are ordered according to tracked usage levels.

Abstract: A method for providing a work summary to a user of an electrical device. A work summary program may collect user activity information and save it in a work summary database. The user may choose a selection criterion from a group of selection criteria to indicate user activity information he would like to be included in the work summary. The work summary program may select user activity information from the work summary database according to the selection criterion and present a work summary to the user accordingly.

Abstract: In a system and method for providing user help tips, the system may determine a relevance to a user of a plurality of tips, may assign priority categories to the tips based on the relevance and may determine which tip to output based on the priority categories of the tips.

Abstract: In a method and system for reviewing tasks assigned to a user, upon a user command, a computer system identifies records of sets assigned to the user. The computer system traverses at least one link in each set record that identifies at least one task record assigned to the respective set. Status information is then retrieved from one or more task records identified by the one or more links in each set record. The status information of the tasks assigned to a set is then displayed.

Abstract: In a system and method for providing user help information, based on a user history, a user proficiency category may be determined, at a point during execution of a sequence of program instructions, it may be determined based on the user proficiency category whether to output a portion of stored user help information that is, in particular, associated with the point in the execution, and based on the latter determination, the portion may be automatically provided without receiving a request for user help information.

Abstract: In a system and method for providing user help information, based on a user history it may be determined that an event has previously occurred, based on the determination a portion of stored user help information that includes information indicating how to avoid recurrence of the event may be automatically and selectively provided without receiving a request for the provided portion.