Abstract: Techniques and methods are disclosed for providing improved and consistent navigation within a mobile shopping application. A default graphical user interface may be provided at a display of a user device. In response to a navigation request at the default graphical user interface, the application can enter a store mode for a separate specialty store within the application. While in the store mode, the application can present a subsequent graphical user interface that overlays the default graphical user interface. The subsequent graphical user interface can be configured using data conforming to a graphical interface specification. The graphical interface specification may also include rules for determining which navigation requests properly enter and leave the store mode.

Abstract: An electronic mortgage portfolio asset auction system includes at least one host computing device that assembles a mortgage asset inventory from received mortgage asset data of a plurality of financial institutions for bidding. The host computing device filters the mortgage asset inventory in view of a bidder's mortgage asset purchase criteria to identify mortgage assets corresponding to the bid order, generates at least one ranked list of the identified mortgage assets by applying financial institution preference criteria, and presents the at least one ranked list to the first one of the plurality of financial institutions.

Abstract: Disclosed is system (100) for determining lifestyle regime for user, the system comprising: user device (102, 204, 300) comprising user agent module, wherein user agent module is configured to generate user interface (302), and receive user input data from user; blood glucose measuring device (104, 202) communicably coupled to user device for operation, blood glucose measuring device comprising electronic strip port for generating electronic signal; temperature sensor for sensing ambient temperature; and control unit configured to compute blood glucose level based on electronic signal and ambient temperature, data aggregating arrangement (106, 208) communicably coupled to user device for receiving blood glucose level and user input data provided by user agent module, and to process blood glucose level and user input data using one or more algorithms to determine lifestyle regime for user and display lifestyle regime on user interface of user device.

Abstract: An assessment structure for predicting reactions to source-customized remuneration vehicles. In one embodiment, the present disclosure includes a server including a communication interface, a memory, and an electronic processor. The electronic processor, when executing a source-customized remuneration vehicle recommendation procedure, is configured to retrieve procurement data from data storage server, associate the procurement data to remuneration vehicle features, perform OLS modeling techniques to determine a linkage between the remuneration vehicle features, GDV, and the procurement data, retrieve results of quantitative research, and generate a benchmark and assessment structure for predicting a recipient reaction to a source-customized remuneration vehicle based on the results of the quantitative research and a determination of the linkage between the remuneration vehicle features, GDV, and the procurement data.

Abstract: Systems and methods are provided for managing votes associated with elections. One exemplary method includes receiving, at a computing device, from a voting device, a selection of a voting option by a user in an election provided by an election host and generating, by the computing device, a two-part token based on the selection of the voting option where the token includes a first part indicative of an identity of the user and a second part indicative of the voting option selected by the user. The method also includes transmitting only the second part of the token to the election host to be counted in the election, thereby maintaining anonymity of the user to the election host with regard to the voting option selected by the user.

Abstract: An assessment structure for predicting reactions to source-customized remuneration vehicles. In one embodiment, the present disclosure includes a server including a communication interface, a memory, and an electronic processor. The electronic processor, when executing a source-customized remuneration vehicle recommendation procedure, is configured to retrieve procurement data from data storage server, associate the procurement data to remuneration vehicle features, perform OLS modeling techniques to determine a linkage between the remuneration vehicle features, GDV, and the procurement data, retrieve results of quantitative research, and generate a benchmark and assessment structure for predicting a recipient reaction to a source-customized remuneration vehicle based on the results of the quantitative research and a determination of the linkage between the remuneration vehicle features, GDV, and the procurement data.

Abstract: The disclosure herein describes processing a transaction across multiple accounts. A multi-source payment request associated with the first transaction is received at a payment network. The request is associated with source account identifiers of the multiple accounts and it includes a merchant identifier a first amount of the transaction. A virtual account identifier associated with the multi-source payment request is generated and provided in response to the request. An authorization request associated with the first transaction and including the virtual account identifier is received from the merchant. A plurality of second transactions associated with the source account identifiers is created and the processing of the plurality of second transactions is then performed, whereby the first transaction is processed. The described system provides enhanced flexibility for users in paying for purchases while insulating merchants from increased complexity of handling transactions with multiple accounts.

Abstract: An electronic mortgage portfolio asset auction system includes at least one host computing device that assembles a mortgage asset inventory from received mortgage asset data of a plurality of financial institutions for bidding. The host computing device filters the mortgage asset inventory in view of a bidder's mortgage asset purchase criteria to identify mortgage assets corresponding to the bid order, generates at least one ranked list of the identified mortgage assets by applying financial institution preference criteria, and presents the at least one ranked list to the first one of the plurality of financial institutions.

Abstract: Systems and methods for enhancing entity performance include a resource manager in communication with a plurality of entities, the entities including one or more source acquirers and one or more resource issuers. The resource manager includes a processor, and a memory storing an analyzer having computer readable instructions that, when executed by the processor, operate to perform the following steps: organize the plurality of entities into a plurality of segments based on one or more parameters of the plurality of entities, differentiate each segment from other segments based on one or more differentiators, compare practices of an entity within a given segment to identify an action to enhance performance of the entity, and communicate the action to the entity. The parameters may include primary parameters that are extracted from a dataset, revised parameters that are extrapolated from the dataset, and then iteratively reduced until accurate segments are generated.

Abstract: According to various embodiments, a method for offering a credit may be provided. The method may include: determining an initial credit limit of a payment card based on a first set of data associated with a cardholder of the payment card, receiving payment instructions based on usage of a payment card; dynamically determining an updated credit limit of the payment card based on the initial credit limit and a second set of data; and offering a credit based on the updated credit limit.

Abstract: The present disclosure provides an electronic system, a method, and a non-transitory computer medium for facilitating product purchase. The system includes a server including a processor and a memory configured to store computer-readable instructions on the non-transitory computer medium.