Abstract: Systems and methods for facilitating payment application provisioning and transacting are disclosed. According to one embodiment, a method for provisioning a token to a third party payment application on a mobile device may include (1) receiving a logon from a customer using a mobile application for a financial institution executed on a mobile device and a device identifier for the mobile device; (2) receiving a request to provision a token for a third party payment application; (3) authenticating the customer using the logon information and the device identifier; (4) provisioning a token for a payment device associated with the customer; and (5) providing the token to the third party payment application for transaction processing.

Abstract: According to an embodiment of the present invention, an automated computer implemented method and system for providing targeted content in real-time comprises a web and application server that identifies one or more user interactions from a user on a website hosted by an entity; a processor that receives the one or more user interactions and converts the one or more user interactions into one or more real-time attributes; and an engine that identifies customized content for the user from a remote processor, adjusts the customized content based on the one or more real-time attributes, and generates an output comprising the customized content for display on the website for the user in real-time.

Abstract: According to an embodiment of the present invention, an automated computer implemented method and system for providing targeted content in real-time comprises a web and application server that identifies one or more user interactions from a user on a website hosted by an entity; a processor that receives the one or more user interactions and converts the one or more user interactions into one or more real-time attributes; and an engine that identifies customized content for the user from a remote processor, adjusts the customized content based on the one or more real-time attributes, and generates an output comprising the customized content for display on the website for the user in real-time.

Abstract: Systems and methods for generating an affinity graph are disclosed. According to one embodiment, a method may include (1) receiving customer data for a plurality of customers and merchant data for a plurality of merchants; (2) generating an initial customer table for each customer from the customer data; (3) generating an initial merchant table for each merchant from the merchant data; (4) receiving transaction data from a plurality of sources; (5) enhancing the initial customer tables and the initial merchant tables; (7) associating each customer and each merchant with at least one attribute based on the enhanced customer tables and the enhanced merchant tables; (8) determining an attribute score for each attribute; and (9) determining an affinity for one of the plurality of customers based on the attribute score for an attribute that is common to the one customer and another one of the plurality of customers.

Abstract: A database system includes a trigger gateway for implementing trigger functionality. The trigger gateway is located at a communication point between a user and a database system. The trigger gateway receives database commands destined for the database and processes triggers associated with the database commands. Where appropriate, the trigger gateway forwards the database command to the database. A trigger action server, which is located remote from the trigger gateway, may execute trigger actions in response to trigger execution requests sent from the trigger gateway. Alternatively, trigger actions may be executed within the trigger gateway. Trigger processing includes the processing of triggers after failed database commands. Security features are implemented to prevent unauthorized database access through the use of triggers.