Patents by Inventor Gavin Lonsdale

Gavin Lonsdale has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Systems and methods for the application of distributed ledgers for network payments as financial exchange settlement and reconciliation
    Patent number: 11037142
    Abstract: Systems and methods for the application of distributed ledgers for network payments as financial exchange settlement and reconciliation are disclosed. In one embodiment, a method for processing network payments using a distributed ledger may include: (1) a payment originator initiating a payment instruction to a payment beneficiary; (2) a payment originator bank posting and committing the payment instruction to a distributed ledger on a peer-to-peer network; (3) the payment beneficiary bank posting and committing the payment instruction to the distributed ledger on a peer-to-peer network; and (4) the payment originator bank validating and processing the payment through a payment originator bank internal system and debiting an originator account.
    Type: Grant
    Filed: October 30, 2017
    Date of Patent: June 15, 2021
    Assignee: JPMORGAN CHASE BANK, N.A.
    Inventors: Jonathan C. Hallam, Naveen Mallela, Gavin Lonsdale, Lawrence Charles Drake, Sai Murali Krishna Valiveti, Elizabeth Polanco Aquino, David Voell, Suresh Shetty, Samer Falah, William J. Lee, Leticia Pui Sze Lim, Luciane Sant'Anna
  • SYSTEMS AND METHODS FOR THE APPLICATION OF DISTRIBUTED LEDGERS FOR NETWORK PAYMENTS AS FINANCIAL EXCHANGE SETTLEMENT AND RECONCILIATION
    Publication number: 20180121911
    Abstract: Systems and methods for the application of distributed ledgers for network payments as financial exchange settlement and reconciliation are disclosed. In one embodiment, a method for processing network payments using a distributed ledger may include: (1) a payment originator initiating a payment instruction to a payment beneficiary; (2) a payment originator bank posting and committing the payment instruction to a distributed ledger on a peer-to-peer network; (3) the payment beneficiary bank posting and committing the payment instruction to the distributed ledger on a peer-to-peer network; and (4) the payment originator bank validating and processing the payment through a payment originator bank internal system and debiting an originator account.
    Type: Application
    Filed: October 30, 2017
    Publication date: May 3, 2018
    Inventors: Jonathan C. Hallam, Naveen Mallela, Gavin Lonsdale, Lawrence Charles Drake, Sai Murali Krishna Valiveti, Elizabeth Polanco Aquino, David Voell, Suresh Shetty, Samer Falah, William J. Lee, Leticia Pui Sze Lim, Luciane Sant'Anna