Patents by Inventor Gavin Michael

Gavin Michael has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • SYSTEMS AND METHODS FOR FACILITATING PAYMENT APPLICATION PROVISIONING AND TRANSACTING
    Publication number: 20210081929
    Abstract: Systems and methods for facilitating payment application provisioning and transacting are disclosed. According to one embodiment, a method for provisioning a token to a third party payment application on a mobile device may include (1) receiving a logon from a customer using a mobile application for a financial institution executed on a mobile device and a device identifier for the mobile device; (2) receiving a request to provision a token for a third party payment application; (3) authenticating the customer using the logon information and the device identifier; (4) provisioning a token for a payment device associated with the customer; and (5) providing the token to the third party payment application for transaction processing.
    Type: Application
    Filed: December 2, 2020
    Publication date: March 18, 2021
    Inventors: Howard SPECTOR, Scott OUELLETTE, Brian J. SMYTH, Christina SHEPPARD, Gavin MICHAEL, Sih X. LEE, Kelly DEMPSKI, Tim J. PARSEY, Andrew SLOPER, Ken WIMBERELY, Laura X. WANG, Shadman ZAFAR
  • Systems and methods for facilitating payment application provisioning and transacting
    Patent number: 10878407
    Abstract: Systems and methods for facilitating payment application provisioning and transacting are disclosed. According to one embodiment, a method for provisioning a token to a third party payment application on a mobile device may include (1) receiving a logon from a customer using a mobile application for a financial institution executed on a mobile device and a device identifier for the mobile device; (2) receiving a request to provision a token for a third party payment application; (3) authenticating the customer using the logon information and the device identifier; (4) provisioning a token for a payment device associated with the customer; and (5) providing the token to the third party payment application for transaction processing.
    Type: Grant
    Filed: April 18, 2016
    Date of Patent: December 29, 2020
    Assignee: JPMORGAN CHASE BANK, N.A.
    Inventors: Howard Spector, Scott Ouellette, Brian J. Smyth, Christina Sheppard, Gavin Michael, Sih X. Lee, Kelly Dempski, Tim J. Parsey, Andrew Sloper, Ken Wimberely, Laura X. Wang, Shadman Zafar