Patents by Inventor Geetika Lal

Geetika Lal has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • System and methods for detecting and implementing resource allocation in an electronic network based on non-contact instructions
    Patent number: 11983691
    Abstract: Embodiments of the present invention provide an intuitive platform for non-contact instructions regarding resource allocation. In this way, a user may utilize one or more specific gestures which are captured, analyzed, and responded to by the system of the invention in order to initiate or complete one or more resource activities such as a resource transfer, resource transfer split, or other resource action.
    Type: Grant
    Filed: July 27, 2022
    Date of Patent: May 14, 2024
    Assignee: BANK OF AMERICA CORPORATION
    Inventors: Geetika Lal, Sandeep Kumar Chauhan, Ramarao Gaddam, Anil Gajula, Koteswara Rao Venkata Magham, Suman Matury, Santosh Kumar Miryala, Ravikiran Subramanya Rao, Yash Sharma, Sudarshan Veeramreddy, Durgesh Singh Yadav
  • Methods, devices, and systems for mobile device operations during telephone calls
    Patent number: 11907928
    Abstract: Aspects of the disclosure relate to mobile device operations during an ongoing call. The mobile device operations may relate to payment processing operations. The mobile device may determine contact information associated with a party in an ongoing call. The mobile device may determine, based on the contact information, information associated with a payment transaction request. The mobile device may send, based on the determined information the payment transaction request. The mobile device may dynamically determine a user interface to be displayed during the call to facilitate the various mobile device operations.
    Type: Grant
    Filed: June 8, 2020
    Date of Patent: February 20, 2024
    Assignee: Bank of America Corporation
    Inventors: Sandeep Kumar Chauhan, Udaya Kumar Raju Ratnakaram, Geetika Lal
  • SYSTEM AND METHODS FOR DETECTING AND IMPLEMENTING RESOURCE ALLOCATION IN AN ELECTRONIC NETWORK BASED ON NON-CONTACT INSTRUCTIONS
    Publication number: 20240037529
    Abstract: Embodiments of the present invention provide an intuitive platform for non-contact instructions regarding resource allocation. In this way, a user may utilize one or more specific gestures which are captured, analyzed, and responded to by the system of the invention in order to initiate or complete one or more resource activities such as a resource transfer, resource transfer split, or other resource action.
    Type: Application
    Filed: July 27, 2022
    Publication date: February 1, 2024
    Applicant: BANK OF AMERICA CORPORATION
    Inventors: Geetika Lal, Sandeep Kumar Chauhan, Ramarao Gaddam, Anil Gajula, Koteswara Rao Venkata Magham, Suman Matury, Santosh Kumar Miryala, Ravikiran Subramanya Rao, Yash Sharma, Sudarshan Veeramreddy, Durgesh Singh Yadav
  • SYSTEMS AND METHODS FOR PERFORMING NON-CONTACT AUTHORIZATION VERIFICATION FOR ACCESS TO A NETWORK
    Publication number: 20240020372
    Abstract: Embodiments of the present invention removes the need for a physical interaction between a user and a user device such that the user can gesture at a certain distance from the machine in order to enter their personal verification information. This invention provides a seamless way for the user to authenticate themselves. The present invention utilizes various intelligent systems for image, video, and proximity data analysis in order to provide an intuitive touchless experience when interacting with a resource dispensing machine or resource activity processing machine to conduct various activities related to user resource accounts.
    Type: Application
    Filed: July 18, 2022
    Publication date: January 18, 2024
    Applicant: BANK OF AMERICA CORPORATION
    Inventors: Geetika Lal, Sandeep Kumar Chauhan, Ramarao Gaddam, Anil Gajula, Koteswara Rao Venkata Magham, Suman Matury, Santosh Kumar Miryala, Ravikiran Subramanya Rao, Yash Sharma, Sudarshan Veeramreddy, Durgesh Singh Yadav
  • METHODS, DEVICES, AND SYSTEMS FOR MOBILE DEVICE OPERATIONS DURING TELEPHONE CALLS
    Publication number: 20210383351
    Abstract: Aspects of the disclosure relate to mobile device operations during an ongoing call. The mobile device operations may relate to payment processing operations. The mobile device may determine contact information associated with a party in an ongoing call. The mobile device may determine, based on the contact information, information associated with a payment transaction request. The mobile device may send, based on the determined information the payment transaction request. The mobile device may dynamically determine a user interface to be displayed during the call to facilitate the various mobile device operations.
    Type: Application
    Filed: June 8, 2020
    Publication date: December 9, 2021
    Inventors: Sandeep Kumar Chauhan, Udaya Kumar Raju Ratnakaram, Geetika Lal