Abstract: A method of payment using a client device is disclosed. The payment can be made through a payment method service that can control the payment flow and options available to the user of a client device. Using the payment method service, new payment options with new data schemas and/or new process flows can be used by the client device, but without any need to update software stored on the client device. The payment method service can utilize the look and feel of the client device, such that the user views payment options in the native UI of the client device.

Abstract: Aspects of the present invention describe an offer service that incentivizes people to share offer invitations with other people. An offer invitation gives a person an opportunity to subscribe to a customized offer with an incentive (e.g., a discount on a good or service) provided by a vendor. The offer invitation can take many forms. In one aspect, the offer invitation is a digital communication (e.g., a text, email, social post) that provides some details and provides a means to subscribe to the offer. The offer invitation can be passed between users that each receives a different offer upon subscribing to the offer. A user may receive a different sharing incentive based on the sharing mechanism he uses to share a user invitation. For example, a user may receive a larger incentive when he shares an offer invitation through his social network than when he shares via email.

Abstract: A method of payment using a client device is disclosed. The payment can be made through a payment method service that can control the payment flow and options available to the user of a client device. Using the payment method service, new payment options with new data schemas and/or new process flows can be used by the client device, but without any need to update software stored on the client device. The payment method service can utilize the look and feel of the client device, such that the user views payment options in the native UI of the client device.