Abstract: The invention pertains to an aqueous cross-linkable polymer composition comprising: W a) a water-soluble first polymer comprising acid groups, which is at least partially neutralized with a volatile base; b) a dispersion of a substantially water-insoluble second polymer, which comprises carbonyl-functional groups, which may be produced by emulsion polymerization in the presence of an aqueous solution of the first polymer; c) a cross-linking agent which can react by condensation with the carbonyl-functional groups of the second polymer; and d) a water-soluble, amine-functional third polymer.

Abstract: An aqueous polymer dispersion is disclosed for use in coating compositions comprising monomer compositions A and B, wherein the difference of the Tg of A and B after monomer polymerization is at least 60° C. and with the highest of such Tg being at least 40° C., with the overall monomer composition being formed by ethylenically unsaturated compounds comprising: 1) one or more compounds selected from alkenyl aromatic monomer, acrylonitrile, an alkyl, (hetero)cycloalkyl or aralkyl ester of acrylic acid and methacrylic acid having 4-22 carbon atoms, acrylamide and methacrylamide, acrylamide and methacrylamide N-substituted with an alkyl, cycloalkyl or aralkyl group having 1-18 carbon atoms, vinyl acetate and vinyl versatate, optionally having a second functional group for reacting with curing agent, 2) an ethylenically unsaturated carboxylic acid and 3) a nitrogenous adhesion promoting, copolymerizable monomer.