Abstract: Disclosed is a system and method for operating an investment account which provides a predetermined level of principle preservation while achieving growth by investing gains from zero or low-risk stable investments into options. In one form, the investment account may be owned by an individual investor or by a number of investors, such as in the form of a mutual fund. In yet another form, business logic may be programmed to automatically select the options based upon their associated premium cost per week until expiration.

Abstract: Disclosed is a system and method for operating an investment account which provides a predetermined level of principle preservation while achieving growth by investing gains from zero or low-risk stable investments into options. In one form, the investment account may be owned by an individual investor or by a number of investors, such as in the form of a mutual fund. In yet another form, business logic may be programmed to automatically select the options based upon their associated premium cost per week until expiration.

Abstract: A recording/reproducing electronic timepiece apparatus which is capable of recording a voice or other audible signal wherein the voice is played back at the preset alarm time. The apparatus is an improvement over other such devices inasmuch as it utilizes microprocessor technology to control all functions of the alarm set and triggering of the alarm as well as the control of the input and output of digitized audio signals.