Abstract: Payment devices and the systems and methods for securely managing financial transactions using the payment devices are provided. In one implementation, a portable proxy device comprises a memory configured to store a plurality of credentials. Each of the plurality of credentials pertains to one of a financial credential, an identification credential, or contractual credential. The portable proxy device also includes at least one interface, wherein each of the at least one interface is configured to communicate one of the plurality of credentials to an external device to complete one of a financial function, identification function, or contractual function.

Abstract: Payment devices and the systems and methods for securely managing financial transactions using the payment devices are provided. In one implementation, a portable proxy device comprises a memory configured to store a plurality of credentials. Each of the plurality of credentials pertains to one of a financial credential, an identification credential, or contractual credential. The portable proxy device also includes at least one interface, wherein each of the at least one interface is configured to communicate one of the plurality of credentials to an external device to complete one of a financial function, identification function, or contractual function.

Abstract: Payment devices and the systems and methods for securely managing financial transactions using the payment devices are provided. In one implementation, a portable proxy device comprises a memory configured to store a plurality of credentials. Each of the plurality of credentials pertains to one of a financial credential, an identification credential, or contractual credential. The portable proxy device also includes at least one interface, wherein each of the at least one interface is configured to communicate one of the plurality of credentials to an external device to complete one of a financial function, identification function, or contractual function.

Abstract: A multilayered foil laminate NFC-enabled sticker with a scratchable Faraday Pouch, which will prevent a user from reading the NFC data on a card unless the sticker is scratched off. The card includes an outside of the card next to scratchable Faraday cover made up of a foil laminate, which can be removed to expose the RFID readable data. The next layer is an adhesive that attaches the foil laminate, which attaches to the RFID/NFC Data sticker that contains the IC and antenna. This is followed by another adhesive that attaches to another Faraday layer followed by an optional printing layer on which custom messages and designs can be printed on a substrate material, which is on the outside of the sticker.