Patents by Inventor Geoffrey Reed

Geoffrey Reed has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Patent number: 11361330
    Abstract: Systems, computer program products, and methods are described herein for document presentment and fulfillment based on pattern analytics. The present invention is configured to determine one or more resource transfers executed by one or more users, wherein the one or more resource transfers are executed in response to one or more resource transfer requests; retrieve information associated with the one or more resource transfers executed by the one or more users; initiate one or more machine learning algorithms on the retrieved information; determine a pattern associated with the one or more resource transfers executed by the one or more users based on at least the retrieved information; and re-configure the one or more resource transfer requests based on at least the pattern associated with the one or more resource transfers executed by the one or more users.
    Type: Grant
    Filed: August 22, 2018
    Date of Patent: June 14, 2022
    Assignee: BANK OF AMERICA CORPORATION
    Inventors: Kerry Michelle Cantley, Geoffrey Reed Williams
  • Patent number: 10606536
    Abstract: Embodiments of the invention are directed to a system, method, or computer program product for intelligent systematic physical document fulfillment. Feeding a generated artificial intelligent engine one or more carrier information, geographic information, regulatory information, cost analytics, and/or user analytics in real-time. The invention performs predictive analytic processing for best mode of generation and distribution of physical documents that satisfy the user expectations, regulatory compliance, and efficiency. As such, the invention generates an optimized document printing and distribution schedule for user physical document printing and distribution.
    Type: Grant
    Filed: August 17, 2018
    Date of Patent: March 31, 2020
    Assignee: BANK OF AMERICA CORPORATION
    Inventors: Kerry Michelle Cantley, Robert Edward Marshall, Geoffrey Reed Williams
  • Publication number: 20200065833
    Abstract: Systems, computer program products, and methods are described herein for document presentment and fulfillment based on pattern analytics.
    Type: Application
    Filed: August 22, 2018
    Publication date: February 27, 2020
    Applicant: BANK OF AMERICA CORPORATION
    Inventors: Kerry Michelle Cantley, Geoffrey Reed Williams
  • Publication number: 20200057588
    Abstract: Embodiments of the invention are directed to a system, method, or computer program product for intelligent systematic physical document fulfillment. Feeding a generated artificial intelligent engine one or more carrier information, geographic information, regulatory information, cost analytics, and/or user analytics in real-time. The invention performs predictive analytic processing for best mode of generation and distribution of physical documents that satisfy the user expectations, regulatory compliance, and efficiency. As such, the invention generates an optimized document printing and distribution schedule for user physical document printing and distribution.
    Type: Application
    Filed: August 17, 2018
    Publication date: February 20, 2020
    Applicant: BANK OF AMERICA CORPORATION
    Inventors: Kerry Michelle Cantley, Robert Edward Marshall, Geoffrey Reed Williams
  • Patent number: 10437880
    Abstract: Embodiments of the invention include systems, methods, and computer-program products for a feedback loop for enhancing archive validation and retention parameter determination for documents. The system may generate or receive image documents. Utilizing image quality and data storage metrics the system may trigger the purging and/or retention of documents in image and/or paper form. Upon retention, the system may continually monitor the documents and store metadata associated with the use of the retained documents. Once the documents are purged, the system compiles historic data points associated with the image quality and data storage metrics. Furthermore, the system extracts the metadata associated with the monitoring of retained documents. These data points and metadata are reviewed to provide revisions in retention parameters for specific documents. A feedback loop directly communicates and integrates the revisions to the metric and criteria for instant integration.
    Type: Grant
    Filed: February 8, 2016
    Date of Patent: October 8, 2019
    Assignee: BANK OF AMERICA CORPORATION
    Inventors: Kerry M. Cantley, Shawn Cart Gunsolley, Erin Cassell, Jeffrey R. Goertz, Geoffrey Reed Williams, Deborah A. Copes, Carl Parziale, Emily Brooke Gillespie, David Jacob Feezor
  • Patent number: 10437778
    Abstract: Embodiments of the invention include systems, methods, and computer-program products for archive validation and retention parameter determination for documents. The system may generate or receive image documents. Utilizing image quality and data storage metrics the system may trigger the purging and/or retention of documents in image and/or paper form. Furthermore, the system may identify a duration of storage, location of storage, and the like. Upon retention, the system may continually monitor the documents and store metadata associated with the use of the retained documents. This monitoring may identify a period for purging the document, efficiently allowing for physical or server space availability.
    Type: Grant
    Filed: February 8, 2016
    Date of Patent: October 8, 2019
    Assignee: BANK OF AMERICA CORPORATION
    Inventors: Kerry M. Cantley, Shawn Cart Gunsolley, Erin Cassell, Jeffrey R. Goertz, Geoffrey Reed Williams, Deborah A. Copes, Carl Parziale, Emily Brooke Gillespie, David Jacob Feezor
  • Publication number: 20170228397
    Abstract: Embodiments of the invention include systems, methods, and computer-program products for a feedback loop for enhancing archive validation and retention parameter determination for documents. The system may generate or receive image documents. Utilizing image quality and data storage metrics the system may trigger the purging and/or retention of documents in image and/or paper form. Upon retention, the system may continually monitor the documents and store metadata associated with the use of the retained documents. Once the documents are purged, the system compiles historic data points associated with the image quality and data storage metrics. Furthermore, the system extracts the metadata associated with the monitoring of retained documents. These data points and metadata are reviewed to provide revisions in retention parameters for specific documents. A feedback loop directly communicates and integrates the revisions to the metric and criteria for instant integration.
    Type: Application
    Filed: February 8, 2016
    Publication date: August 10, 2017
    Inventors: Kerry M. Cantley, Shawn Cart Gunsolley, Erin Cassell, Jeffrey R. Goertz, Geoffrey Reed Williams, Deborah A. Copes, Carl Parziale, Emily Brooke Gillespie, David Jacob Feezor
  • Publication number: 20170228386
    Abstract: Embodiments of the invention include systems, methods, and computer-program products for archive validation and retention parameter determination for documents. The system may generate or receive image documents. Utilizing image quality and data storage metrics the system may trigger the purging and/or retention of documents in image and/or paper form. Furthermore, the system may identify a duration of storage, location of storage, and the like. Upon retention, the system may continually monitor the documents and store metadata associated with the use of the retained documents. This monitoring may identify a period for purging the document, efficiently allowing for physical or server space availability.
    Type: Application
    Filed: February 8, 2016
    Publication date: August 10, 2017
    Inventors: Kerry M. Cantley, Shawn Cart Gunsolley, Erin Cassell, Jeffrey R. Goertz, Geoffrey Reed Williams, Deborah A. Copes, Carl Parziale, Emily Brooke Gillespie, David Jacob Feezor
  • Patent number: 9328529
    Abstract: A mounting pole for high voltage equipment can be adjusted at particular increments to provide for installations at various heights. A base section includes a right-side flange, a left-side flange, and a center web formed substantially in the shape of an I-beam with a front channel. The center web includes a first set of adjustment holes. The base section also includes a control mounting bracket to receive hardware for securing a control unit for a high voltage switch. A channel assembly is slideably contained within the front channel. The channel assembly includes a second set of adjustment holes, and a set of mounting holes to receive hardware for securing the high voltage switch. The base section and the channel assembly are configured so that the first and second set of adjustment holes can be selectively aligned during field operations to set the mounting pole at one of multiple height increments.
    Type: Grant
    Filed: January 23, 2014
    Date of Patent: May 3, 2016
    Assignee: Thomas & Betts International, LLC
    Inventors: Robert Fong, Daniel L. Gardner, Geoffrey Reed, Philip DiParisi
  • Patent number: 9098765
    Abstract: Embodiments of the present invention relate to systems, computer-implemented methods, and computer program products for capturing elements of a negotiable instrument and generating a thumbnail image of the negotiable instrument for use in image recreation. In some embodiments, a method is provided that includes: (a) receiving an image of the negotiable instrument, wherein the image of the negotiable instrument comprises one or more elements that are used for processing the negotiable instrument; (b) capturing, using the image capture device, images of one or more elements of the negotiable instrument; (c) generating a thumbnail image of the negotiable instrument based at least partially on an image of the negotiable instrument; and (d) storing the images of the one or more elements of the negotiable instrument and the thumbnail image of the negotiable instrument in the database.
    Type: Grant
    Filed: February 15, 2013
    Date of Patent: August 4, 2015
    Assignee: Bank of America Corporation
    Inventors: Eric Scott Sandoz, Deborah N. Bennett, Timmy L. Gauvin, Craig David Palmer, Michael Gerald Smith, Geoffrey Reed Williams, Lisa Gibson, Melvin Gregory Nixon
  • Patent number: 9082007
    Abstract: Embodiments of the invention include systems, methods, and computer-program products for providing recreated image documents using templates or generic control documents. In this way, an entity may store limited amounts of image data from an original document and subsequently recreate the document image using document templates. As such, the invention may compile templates for image documents. Upon receiving a document from a transaction for storage, the system may store the metadata associated with that document, instead of storing the entire document as a high resolution image file. Using the template, in combination with the metadata, the system may recreate the image as a system generated image for user recall and reconciliation.
    Type: Grant
    Filed: February 15, 2013
    Date of Patent: July 14, 2015
    Assignee: Bank of America Corporation
    Inventors: Michael Gerald Smith, Geoffrey Reed Williams, Lisa Gibson, Craig David Palmer, Eric Scott Sandoz, Melvin Gregory Nixon
  • Patent number: 9047317
    Abstract: Embodiments of the invention are directed to systems, methods, and computer program products for determining a storage location for an image of a check. In some embodiments, a system is configured to: receive an image of a check, the image being associated with an account associated with a user; analyze check retrieval activity associated with the account; determine, based on the check retrieval activity, a storage location for the image; and store the image at the storage location.
    Type: Grant
    Filed: February 15, 2013
    Date of Patent: June 2, 2015
    Assignee: Bank of America Corporation
    Inventors: Craig David Palmer, Eric Scott Sandoz, Michael Gerald Smith, Geoffrey Reed Williams, Lisa Gibson, Melvin Gregory Nixon
  • Patent number: 9031308
    Abstract: Embodiments of the present invention relates to systems, computer-implemented methods, and computer program products for capturing and storing elements of a negotiable instrument for use in image recreation. In some embodiments, a method is provided that includes: (a) receive an image of the negotiable instrument, wherein the image of the negotiable instrument comprises one or more elements that are used for processing the negotiable instrument and non-element portions that are not used in processing the negotiable instrument; (b) capture, using the image capture device, images of one or more elements of the negotiable instrument; (c) store the images of the one or more elements of the negotiable instrument in the database; and (d) store, as white space, the non-element portions of the image of the negotiable instrument in the database.
    Type: Grant
    Filed: February 15, 2013
    Date of Patent: May 12, 2015
    Assignee: Bank of America Corporation
    Inventors: Eric Scott Sandoz, Deborah N. Bennett, Timmy L. Gauvin, Craig David Palmer, Michael Gerald Smith, Geoffrey Reed Williams, Lisa Gibson, Melvin Gregory Nixon
  • Patent number: 9025851
    Abstract: Embodiments of the invention include systems, methods, and computer-program products for providing recreated image documents using image lift data. In this way, an entity may store limited amounts of image data from an original document and subsequently recreate the document image using image lift data. As such, the invention may receive an image document for storage. Upon receiving a document from a transaction for storage, the system may store metadata associated with that document, instead of storing the entire document as a high resolution image file. Furthermore, the system may determine specific unique elements of the document (such as signatures or the like) to capture as an image file. This allows the unique element to be lifted as image data. Using the lifted image data, in combination with the metadata, the system may recreate the image as a system generated image for user recall and reconciliation.
    Type: Grant
    Filed: February 15, 2013
    Date of Patent: May 5, 2015
    Assignee: Bank of America Corporation
    Inventors: Michael Gerald Smith, Geoffrey Reed Williams, Lisa Gibson, Craig David Palmer, Eric Scott Sandoz, Melvin Gregory Nixon
  • Patent number: 8973519
    Abstract: A status indicator includes a display disc with a pin located within a central portion if the display disc, a first colored section, and a second colored section. The status indicator also includes a lens unit with an opaque section and a non-opaque section to alternately reveal the first colored section or the second colored section such that either the first or the second colored section is visible from any angle within a hemisphere below the status indicator. The status indicator also includes an indicator cam configured to receive a linear force initiated by an actuator component and to translate the linear force to a rotational force on the pin. The rotational force causes the display disc to rotate from a first position to a second position that aligns the second colored section with the non-opaque section.
    Type: Grant
    Filed: July 10, 2012
    Date of Patent: March 10, 2015
    Assignee: Thomas & Betts International, Inc.
    Inventors: Charles Bindics, William Ayala, III, Geoffrey Reed
  • Publication number: 20150046333
    Abstract: A duplicate detection system is provided for analyzing and processing documents received at one or more capture sites. A physical document may be electronically captured at a capture site and subsequently transmitted to a regional or central processing system. The regional or central processing system may receive capture documents from multiple capture sites. The processing system may analyze the captured documents to identify and flag false-positives prior to performing duplicate detection. Duplicate detection may be performed in accordance with predefined rules associated with false-positive flags. Once duplicate detection is complete, suspected duplicates may undergo manual review while non-duplicates are released for posting or dispatching.
    Type: Application
    Filed: July 16, 2014
    Publication date: February 12, 2015
    Inventors: George Miller Abernethy, Melinda Hiler, David Wellington McMann, Stephen David Poinier, Geoffrey Reed Williams
  • Publication number: 20140247542
    Abstract: A mounting pole for high voltage equipment can be adjusted at particular increments to provide for installations at various heights. A base section includes a right-side flange, a left-side flange, and a center web formed substantially in the shape of an I-beam with a front channel. The center web includes a first set of adjustment holes. The base section also includes a control mounting bracket to receive hardware for securing a control unit for a high voltage switch. A channel assembly is slideably contained within the front channel. The channel assembly includes a second set of adjustment holes, and a set of mounting holes to receive hardware for securing the high voltage switch. The base section and the channel assembly are configured so that the first and second set of adjustment holes can be selectively aligned during field operations to set the mounting pole at one of multiple height increments.
    Type: Application
    Filed: January 23, 2014
    Publication date: September 4, 2014
    Applicant: Thomas & Betts International, Inc.
    Inventors: Robert Fong, Daniel L. Gardner, Geoffrey Reed, Philip DiParisi
  • Publication number: 20140233836
    Abstract: Embodiments of the invention include systems, methods, and computer-program products for providing recreated image documents using templates or generic control documents. In this way, an entity may store limited amounts of image data from an original document and subsequently recreate the document image using document templates. As such, the invention may compile templates for image documents. Upon receiving a document from a transaction for storage, the system may store the metadata associated with that document, instead of storing the entire document as a high resolution image file. Using the template, in combination with the metadata, the system may recreate the image as a system generated image for user recall and reconciliation.
    Type: Application
    Filed: February 15, 2013
    Publication date: August 21, 2014
    Applicant: BANK OF AMERICA CORPORATION
    Inventors: Michael Gerald Smith, Geoffrey Reed Williams, Lisa Gibson, Craig David Palmer, Eric Scott Sandoz, Melvin Gregory Nixon
  • Publication number: 20140236790
    Abstract: Embodiments for modifying financial record data, such as check images, are provided herein. The embodiments include receiving financial record data; identifying one or more criteria associated with the financial record data; quantifying the size of the one or more criteria; modifying at least a portion of the financial record data based on size of the one or more criteria; and providing at least a portion of the received financial record data or modified financial record data to a recipient.
    Type: Application
    Filed: February 15, 2013
    Publication date: August 21, 2014
    Applicant: BANK OF AMERICA CORPORATION
    Inventors: Michael Gerald Smith, Timmy L. Gauvin, Craig David Palmer, Eric Scott Sandoz, Geoffrey Reed Williams
  • Publication number: 20140233831
    Abstract: Embodiments of the invention are directed to systems, methods, and computer program products for determining a storage location for an image of a check. In some embodiments, a system is configured to: receive an image of a check, the image being associated with an account associated with a user; analyze check retrieval activity associated with the account; determine, based on the check retrieval activity, a storage location for the image; and store the image at the storage location.
    Type: Application
    Filed: February 15, 2013
    Publication date: August 21, 2014
    Applicant: Bank of America Corporation
    Inventors: Craig David Palmer, Eric Scott Sandoz, Michael Gerald Smith, Geoffrey Reed Williams, Lisa Gibson, Melvin Gregory Nixon