Patents by Inventor George Anthony Albero

George Anthony Albero has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Publication number: 20240370304
    Abstract: Tracking digital resources used in resource exchange events conducted in virtual reality computing environments. Digital resources used in resource exchange events conducted in virtual reality computing environments are tagged with data that at least identifies the location of the resource exchange event in terms of virtual reality computing environment and/or sub-environments. In response, machine-learning algorithm(s) are implemented that analyze the tags to determine resource exchange event movement patterns for specific digital resources. The resource exchange event movement patterns may include digital resource movement across multiple different virtual computing environments.
    Type: Application
    Filed: May 1, 2023
    Publication date: November 7, 2024
    Applicant: BANK OF AMERICA CORPORATION
    Inventors: George Anthony Albero, Olga Kocharyan, Elizabeth Rhodes Kral
  • Publication number: 20240364977
    Abstract: Systems, computer program products, and methods are described herein for implicit item embedding within a simulated electronic environment. In various embodiments, the invention includes utilizing a hybrid recommendation engine, the invention suggests product placements based on user data and preferences of a specific user. During the initial warm-up period, either user-based or product-based collaborative filtering is applied to assign the user to a collaborative user group until more information about the user becomes available. The hybrid recommendation engine is enhanced through a collaborative clustering component, which involves assigning the user to the collaborative user group via user-based collaborative filtering based on their similar user characteristics, product interests, or product preferences. The invention dynamically alters digital content streamed to the user's device.
    Type: Application
    Filed: April 25, 2023
    Publication date: October 31, 2024
    Applicant: BANK OF AMERICA CORPORATION
    Inventors: Maharaj Mukherjee, Prashant Thakur, George Anthony Albero
  • Publication number: 20240364673
    Abstract: Reverse authentication of (i) virtual objects (e.g., avatars or the like) located in or proximate to sub-environments of virtual reality computing environments and, in some embodiments, (ii) the sub-environments themselves. The virtual object is authenticated as being associated with an individual/associate of the entity in control of the sub-environment and/or the sub-environment is authenticated as being associated with/controlled by the entity and, in response, a sensory-perceptible indicator (e.g., audible, visual, haptic indicator) is obtained/generated, which is communicated to a user device that outputs the sensory-perceptible indicator to notify the virtual reality user that the virtual object and/or sub-environment has been authenticated.
    Type: Application
    Filed: April 25, 2023
    Publication date: October 31, 2024
    Applicant: BANK OF AMERICA CORPORATION
    Inventors: George Anthony Albero, Olga Kocharyan, Elizabeth Rhodes Kral
  • Publication number: 20240355317
    Abstract: Systems, computer program products, and methods are described herein for automated translation of digital multimedia. The present disclosure is configured to receive, from a user input device, a search request; determine the response for the search query in a first natural language, wherein the response comprises digital multimedia; reconfigure the response for display on the user input device in the preferred natural language, wherein reconfiguring further comprises: determining an intermediate natural language based on a lexical similarity with the preferred natural language; translating, using a first natural language translation subsystem, the response from the first natural language to the intermediate language; and translating, using a second natural language translation subsystem, the response from the intermediate language to the preferred natural language; and display the reconfigured response on the user input device in the preferred natural language.
    Type: Application
    Filed: April 18, 2023
    Publication date: October 24, 2024
    Applicant: BANK OF AMERICA CORPORATION
    Inventors: George Anthony Albero, Maharaj Mukherjee, Prashant Thakur
  • Patent number: 12118120
    Abstract: A system is provided for encoding user information. The system is configured to generate a random code pattern, assign the random code pattern to a user, assign a personal identifier of the user to the random code pattern, map a combination of the random code pattern and the personal identifier to user information associated with the user, and store an association of the random code pattern and the personal identifier to the user information in a mapping table. The system is further configured to receive from a decoder a query comprising the random code pattern and the personal identifier of the user, wherein the decoder is configured to decode the random code pattern. The system determines based on the mapping table, the user information mapped to the combination of the random code pattern and the personal identifier and transmits the user information to the decoder.
    Type: Grant
    Filed: May 17, 2021
    Date of Patent: October 15, 2024
    Assignee: Bank of America Corporation
    Inventors: George Anthony Albero, Madhavi Mendu
  • Publication number: 20240330423
    Abstract: Real-time adjustment of the volume of passcode entry authentication attempts is performed based on systematic determinations of the likelihood that the passcode entrant is the rightful holder/user of the active passcode. Specifically, after an entered passcode has been determined to be incorrect, a determination is made as to the likelihood that the passcode entrant is the rightful holder of the active passcode and, based on such a determination, the number of authentication attempts afforded the passcode entrant is either increased, decreased or exhausted. Systematic determination of the likelihood that the passcode entrant is the rightful holder/user of the active passcode is accomplished by applying predetermined mismatched passcode rules and comparing machine learning (ML)-based user authentication behavior patterns to characteristics of the current authentication attempt.
    Type: Application
    Filed: March 28, 2023
    Publication date: October 3, 2024
    Applicant: BANK OF AMERICA CORPORATION
    Inventors: George Anthony Albero, Maharaj Mukherjee
  • Patent number: 12107925
    Abstract: A system is provided including a host processor, a plurality of service processors, a universal processor associated with the host processor and capable of exchanging data with each service processor, a first user device of the first user and a second user device of a second user. The universal processor receives a request from the first user device for a data transaction between the host processor and a service processor, and in response generates a code that can be interpreted by the service processor. Universal processor transmits the code to the first user device, which transmits the code to the second user device. The second user device transmits the code to the service processor. The service processor decodes the code and requests the universal processor to perform the data transaction with the host processor. In response, the universal processor sets up the data transaction.
    Type: Grant
    Filed: June 18, 2021
    Date of Patent: October 1, 2024
    Assignee: Bank of America Corporation
    Inventors: Dustin Paul Stocks, Jinna Zevulun Kim, Robert Nyeland Huggins, Pratap Dande, George Anthony Albero
  • Publication number: 20240305660
    Abstract: A system is provided for containerization-based countermeasures to cybersecurity vulnerabilities. In particular, the system may generate one or more containers (e.g., virtual environments), where each container may be configured to execute one or more tasks. At least a portion of the containers may be decoy containers that may be executing one or more decoy tasks. The system may then use a randomized process to change which containers are decoy and/or which tasks or jobs are executed within each container. Each container may be associated with a cryptographic key such that each container may be hashed by the system and compared against a reference hash associated with the container. If the hash has changed, the system may determine that the container has been modified and subsequently implement one or more intelligent remediation processes.
    Type: Application
    Filed: March 8, 2023
    Publication date: September 12, 2024
    Applicant: BANK OF AMERICA CORPORATION
    Inventors: George Anthony Albero, Kristoffer Matthew Bertsch, Jinna Zevulun Kim, Maharaj Mukherjee, Timothy Scott Murphy
  • Publication number: 20240303316
    Abstract: A system is provided for validation and authentication of resources in a virtual environment. In particular, the system may embed a digital source identifier into a digital or virtual resource within the virtual environment. For instance, in some embodiments, the digital source identifier may be an image file that may be stored within one or more pre-defined areas or regions of the virtual resource, where the image file serves as an indicator of authenticity and validity of the virtual resource. Accordingly, the system may comprise a scanner that may be configured to scan the one or more pre-defined areas or regions to detect the presence of the digital source identifier. If the digital source identifier is found, the system may determine that the virtual resource has been validated and authenticated.
    Type: Application
    Filed: March 8, 2023
    Publication date: September 12, 2024
    Applicant: BANK OF AMERICA CORPORATION
    Inventors: George Anthony Albero, Maharaj Mukherjee
  • Publication number: 20240275815
    Abstract: Systems, computer program products, and methods are described herein for activating a decoy resource based on duress triggers in an electronic network. The present invention is configured to receive a resource distribution request, wherein the resource distribution request comprises a resource account identifier; determine a verified unique identifier sequence associated with the resource account identifier; receive an unverified unique identifier sequence associated with the resource distribution request; compare the unverified unique identifier sequence with the verified unique identifier sequence; and determine, based on the comparison of the unverified unique identifier sequence with the verified unique identifier sequence, a duress trigger; and activate, in an instance where the duress trigger is positive, a decoy resource container, wherein the decoy resource container comprises at least one decoy resource.
    Type: Application
    Filed: February 14, 2023
    Publication date: August 15, 2024
    Applicant: BANK OF AMERICA CORPORATION
    Inventors: George Anthony Albero, Edward Lee Traywick, Maharaj Mukherjee, Benjamin Moores
  • Publication number: 20240221323
    Abstract: Access control within a virtual reality computing system(s) is provided. Once a user requests entry into a virtual reality computing environment and their identity is verified (i.e., authenticating), access privileges are determined/assigned for the user that restrict or allow user access to virtual locations and/or virtual objects/avatars present in the virtual reality computing environment. In specific instances, the access privileges may be dynamically altered during the user's virtual reality computing session based on the user's interactions or other behaviors exhibited during the user's virtual reality computing session. As such the present invention provides necessary control over what areas of a virtual reality computing environment a user can access and/or which virtual objects/avatars a user can interact with.
    Type: Application
    Filed: January 3, 2023
    Publication date: July 4, 2024
    Applicant: BANK OF AMERICA CORPORATION
    Inventors: Maharaj Mukherjee, George Anthony Albero, Prashant Thakur
  • Patent number: 12014030
    Abstract: A scenario presentation device presents, in an electronic display, selectable for possible activities. The device receives a selection of a first scenario option. The selected first scenario option corresponds to a selected activity that includes an action involving an item to be performed over a period of time. The device determines anticipated changes to the environment over the period of time. Using the anticipated changes to the environment over the period of time, a projected environment representation is determined for the selected activity. The projected environment representation includes one or more images depicting changes to the environment. The projected environment representation is presented in the electronic display.
    Type: Grant
    Filed: August 18, 2021
    Date of Patent: June 18, 2024
    Assignee: Bank of America Corporation
    Inventors: Maharaj Mukherjee, Jinna Zevulun Kim, Kyle A. Mayers, George Anthony Albero
  • Publication number: 20240176895
    Abstract: Creation and secure storage of non-fungible tokens (NFT) formed from derivatives of digital properties/assets within a branch of a distributed ledger that stores the original NFT. Each branch of the distributed ledger emanates from a data block of the trunk of the distributed ledger and stores an NFT formed from a derivative of the underlying digital property used to form the original NFT. Each NFT formed from the derivative of the digital property may include a smart contract that defines the parameters for the derivative and logic for determining resource compensation for the creator/owner of the original digital property/asset based on consumption of the derivative digital property/asset. Moreover, sub-branches may emanate from data blocks of the branches of the distributed ledger, with the sub-branches storing an NFT formed from a derivative of the derivative digital property/asset.
    Type: Application
    Filed: November 28, 2022
    Publication date: May 30, 2024
    Applicant: BANK OF AMERICA CORPORATION
    Inventors: Maharaj Mukherjee, George Anthony Albero
  • Patent number: 11991400
    Abstract: Embodiments of the present invention provide a system for executing audio cryptology in real-time for audio misappropriation prevention. The system is configured for identifying, via a cryptographic device, one or more audio signals, causing the cryptographic device to generate and emit a dynamically varying continuous audio tone, continuously monitoring in real-time the one or more audio signals, via the cryptographic device, determining, via the cryptographic device, termination of the one or more audio signals based on continuously monitoring the one or more audio signals in real-time, and causing the cryptographic device to stop generating and emitting the dynamically varying continuous audio tone.
    Type: Grant
    Filed: July 15, 2022
    Date of Patent: May 21, 2024
    Assignee: BANK OF AMERICA CORPORATION
    Inventors: Kyle Mayers, George Anthony Albero, Michael Robert Young
  • Publication number: 20240160704
    Abstract: Authentication/verification of sub-environments that represent entities within an augmented/virtual reality computing network and virtual objects present in the sub-environment that represent individuals associated with the entity. In response to authentication, a sensory-perceptible indicator (e.g., visual, audible or haptic indicators) is presented to users of the virtual reality computing environment that notify the user that the entity or virtual objects representing the entity have been authenticated. Authentication may be performed via watermarks embedded in images present within the sub-environment, capturing and comparing physical characteristics of an authorized individual representing the entity, cryptographic frequency hopping and/or electromagnetic signatures.
    Type: Application
    Filed: November 16, 2022
    Publication date: May 16, 2024
    Applicant: BANK OF AMERICA CORPORATION
    Inventors: George Anthony Albero, Maharaj Mukherjee
  • Publication number: 20240163284
    Abstract: A system for extracting a plurality of biometric indicators from a user profile stored in a memory of a server, wherein the plurality of biometric indicators is derived from the user using facial recognition and fingerprint analysis. The system embeds the extracted plurality of biometric indicators into an avatar associated with the user. Upon receiving a request from the avatar to access a virtual reality (VR) environment, the system determines one or more biometric indicators from the plurality of biometric indicators embedded into the avatar. The system determines a match by comparing the determined one or more biometric indicators with the corresponding biometric indicators from the user profile stored in the memory. In response to determining the match, the system authenticates the avatar and approves the request to allow the avatar to access the virtual environment.
    Type: Application
    Filed: November 11, 2022
    Publication date: May 16, 2024
    Inventors: George Anthony Albero, Maharaj Mukherjee, Prashant Thakur
  • Publication number: 20240143762
    Abstract: Aspects of the disclosure relate to predicting the spread of malicious software. The computing platform may identify malicious software at a computing device and may input characteristics of the malicious software into a machine learning model to produce time horizons for the malicious software. The computing platform may identify, using a knowledge graph and based on the time horizons, subsets of computing devices, each corresponding to a particular time horizon. The computing platform may perform, at a time within a first time horizon, a first security action for a first subset of computing devices within the first time horizon and a second security action for a second subset of computing devices located within a second time horizon, where the first time horizon and the second time horizon indicate that the first subset will be affected by the malicious software prior to the second subset.
    Type: Application
    Filed: January 11, 2024
    Publication date: May 2, 2024
    Inventors: George Anthony Albero, Maharaj Mukherjee
  • Patent number: 11954990
    Abstract: Various aspects of the disclosure relate to monitoring a physical location to determine and/or predict anomalous activities. One or more machine learning algorithms may be used to analyze inputs from one or more sensors, cameras, audio recording equipment, and/or any other types of sensors to detect anomalous measurements/patterns. Notifications may be sent one or more devices in a network based on the detection.
    Type: Grant
    Filed: June 23, 2021
    Date of Patent: April 9, 2024
    Assignee: Bank of America Corporation
    Inventors: George Anthony Albero, Nathalie Elizabeth Conley, Elizabeth Jordan Knight, Lauren Thanh Nguyen-Lo, Robert Jon Armstrong
  • Patent number: 11934554
    Abstract: A decoder is provided for decoding user information. The decoder obtains a random code pattern from at least one of a card or a device owned by a user. The decoder further obtains a personal identifier from the user. The decoder then queries a mapping table based on a combination of the random code pattern and the personal identifier of the user, wherein the mapping table comprises user information associated with each of a plurality of users mapped to a respective unique combination of a random code pattern and a personal identifier of the user. The decoder obtains user information of the user in response to the query, wherein one or more actions are performed based on the user information.
    Type: Grant
    Filed: May 17, 2021
    Date of Patent: March 19, 2024
    Assignee: Bank of America Corporation
    Inventors: George Anthony Albero, Madhavi Mendu
  • Publication number: 20240073026
    Abstract: A system is provided for partitioning digital resources using a networked resource platform. In particular, the system may generate digital resources using a customized set of executable code such that each digital resource may comprise one or more digital resource partitions. Each digital resource share may be associated with a cryptographic address. Upon receiving a request from a user to transfer the digital resource partitions, the system may execute various validation checks on the cryptographic address and the digital resource before executing the transfer. In this way, the system provides an efficient way to partition and transfer digital resources.
    Type: Application
    Filed: August 24, 2022
    Publication date: February 29, 2024
    Applicant: BANK OF AMERICA CORPORATION
    Inventors: George Anthony Albero, Maharaj Mukherjee, Olivia Riley Sommer, Elijah Clark