Abstract: A computer-implemented investment system and methods provide a guaranteed principal amount such as a fixed annuity while offering a possibility of higher returns found in a broad equity index fund to investors. A sum certain guaranteed principal investment calculation system and a calculate investor profile command that is customizable by a user can provide an investment strategy tailored to the user based on his profile data and scope of investment. The investment system allows a customizable application system to interface with investment clients, to correlate data with metadata and other criteria, and to display queried data. In one aspect, the investment system can provide a relational database management system that has a relational data repository for storing investment fact data, an aggregation module to present at least a non-guaranteed principal portion and a guaranteed principal portion per investment portfolio product, and a query servicing module to a user.

Abstract: A software-implemented investment system and related software product including at least one equity profile, one or more non-guaranteed investment instruments and at least one target-risk profile, wherein the target-risk profile and the investment equity profile provide a return on an initial investment amount, said return comprising at least a predetermined sum certain principal amount.

Abstract: A financial system with at least one equity profile, one or more non-guaranteed investment instruments and at least one target-risk profile to provide a return on an initial investment amount a portion of which includes at least a predetermined sum certain principal amount. In certain aspects, one or more processor readable storage devices having processor readable code embodied on said processor readable storage devices, said processor readable code for programming one or more processors to perform a method of providing an investment portfolio includes steps for providing a sum certain principal amount that includes at least a portion that is guaranteed and a portion that is non-guaranteed and earns an investor selected return.

Abstract: An investment system comprising at least one equity profile comprising one or more non-guaranteed investment instruments and at least one target-risk profile, wherein the target-risk profile and the investment equity profile provide a return on an initial investment amount, said return comprising at least a predetermined sum certain principal amount