Abstract: Selectively enabling a vehicle by way of a portable wireless device. At least some of the illustrative embodiments are systems: a data center; a portable wireless device; and an onboard device affixed to a vehicle. The onboard device communicates to the data center by way of the portable wireless device. The portable wireless device programmed to: send a command to disable the vehicle to the onboard device by way of a first communication protocol; send a command to enable the vehicle to the onboard device by way of the first communication protocol; and send an indication of location of the vehicle to the data center over a second communication protocol.

Abstract: Remote tamper detection. At least some of the example embodiments are methods including: receiving signals indicative of a location, the receiving by a first device coupled to an asset; sending, at predetermined time intervals, a signal of operability between the first device and a second device, the second device coupled to the asset, and the second device configured to selectively disable the asset; determining that receipt of the signal of operability has ceased; and issuing an indication of the location of the first device responsive to the determining that receipt of the signal of operability has ceased, the issuing from the first device by a wireless transmission to a remote operations center.

Abstract: Time Triggered Geo-fencing. At least some of the example embodiments are methods including: receiving a set of variables related to a geo-fence to be established at a predetermined time for a preset duration; establishing the geo-fence at the predetermined time, the geo-fence established for the preset duration; monitoring the location of the vehicle using signals received by an onboard device coupled to the vehicle; and sending an alert related to the location of the vehicle if said monitoring indicates the vehicle has crossed the geo-fence within the preset duration.

Abstract: Remote power loss detection. At least some of the example embodiments are methods including: tracking location of an asset by an onboard device mechanically coupled to the asset, the onboard device electrically coupled to a source of power of the asset, and the onboard device receiving power from the asset; charging a supercapacitor coupled to the onboard device; and then detecting a complete loss of power provided to the onboard device, and the detecting by the onboard device; and after the complete loss of power sending a message by wireless transmission, the sending based on power derived from the supercapacitor, and the message including an indication of a last known voltage provide by the asset prior to the complete loss of power, and the sending by the onboard device after the complete loss of power.

Abstract: Remote tamper detection. At least some of the example embodiments are methods including: receiving Global Positioning System (GPS) signals indicative of a location, the receiving by a first device coupled to an asset; periodically sending a signal of operability between the first device and a second device, the second device coupled to the asset, and the second device configured to selectively disable the asset; determining that receipt of the signal of operability has ceased; and then issuing an indication of the location of the first device responsive to the determining that receipt of the signal of operability has ceased, the issuing from the first device by a wireless transmission to a remote operations center.

Abstract: Selectively enabling a vehicle by way of a portable wireless device. At least some of the illustrative embodiments are methods including: enabling a vehicle when a portable wireless device is communicatively coupled to an onboard device by way of a first communication network; sending an indication of location of the vehicle to a data center; and disabling the vehicle when the portable wireless device is no longer communicatively coupled to the onboard device. In some cases, the sending by: receiving global positioning system (GPS) signals by the portable wireless device; establishing that the portable wireless device is proximate to the vehicle; and sending an indication of location to the data center, the sending by the portable wireless device.

Abstract: Time Triggered Geo-fencing. At least some of the example embodiments are methods including: receiving a set of variables related to a geo-fence to be established at repeating intervals lasting for a preset duration, each instance of the repeating intervals at a predetermined time; establishing the geo-fence at the predetermined time, the geo-fence established for the preset duration; receiving signals indicative of a location of a vehicle, the receiving by an onboard device coupled to the vehicle; determining if the vehicle has crossed the geo-fence within the preset duration; and if the vehicle has crossed the geo-fence within the preset duration sending an alert related to the location of the vehicle.

Abstract: Remote power loss detection. At least some of the example embodiments are methods including: tracking location of an asset by an onboard device mechanically coupled to the asset, the onboard device electrically coupled to a source of power of the asset, and the onboard device receiving power from the asset; charging a supercapacitor coupled to the onboard device; and then detecting a complete loss of power provided to the onboard device, and the detecting by the onboard device; and after the complete loss of power sending a message by wireless transmission, the sending based on power derived from the supercapacitor, and the message including an indication of a last known voltage provide by the asset prior to the complete loss of power, and the sending by the onboard device after the complete loss of power.

Abstract: Rule-based intoxicating substance testing associated with vehicles. At least some of the various embodiments are methods including: receiving a signal that a prospective driver intends to drive a vehicle; retrieving at least one previously stored rule regarding intoxicating substance testing associated the vehicle; retrieving data relevant to the rule; determining whether intoxicating substance testing is indicated by the rule; enabling the vehicle responsive to an indication that intoxicating substance testing is not indicated; and administering an intoxicating substance test to the prospective driver responsive to an indication that an intoxicating substance test is indicated. And if the intoxicating substance test is administered: enabling the vehicle responsive to the prospective driver passing the intoxicating substance test, the enabling by the onboard device; and disabling the vehicle responsive to the prospective driver failing the intoxicating substance test, the disabling by the onboard device.

Abstract: Remote tamper detection. At least some of the example embodiments are methods including: tracking location of an asset by an onboard device mechanically coupled to the asset, the onboard device electrically coupled to a source of power of the asset, and the onboard device receiving power from the asset; detecting a loss of power provided to the onboard device, the loss of power indicative of tampering with the onboard device, and the detecting by the onboard device; and sending a message by wireless transmission, the message indicative of tampering with the onboard device, and the sending by the onboard device during the loss of power.

Abstract: Time Triggered Geo-fencing. At least some of the example embodiments are methods including: receiving a set of variables related to a geo-fence to be established at repeating intervals lasting for a preset duration, each instance of the repeating intervals at a predetermined time; establishing the geo-fence at the predetermined time, the geo-fence established for the preset duration; receiving signals indicative of a location of a vehicle, the receiving by an onboard device coupled to the vehicle; determining if the vehicle has crossed the geo-fence within the preset duration; and if the vehicle has crossed the geo-fence within the preset duration sending an alert related to the location of the vehicle.

Abstract: Providing information to an occupant of a vehicle. At least some of the illustrative embodiments are methods including: identifying an occupant of a vehicle, the identifying creates an indicia of occupant identity; determining an identity of the vehicle, the determining creates an indicia of vehicle identity; tracking location of the vehicle when occupied by the occupant; and providing information to the occupant, the information selected based on the indicia of occupant identity, the indicia of vehicle identity, and/or the locations of vehicle when occupied by the occupant.

Abstract: Lender Matching. At least some of the example embodiments are methods including: matching a loan applicant with at least one lending institution, the matching by a lead source service provider server, the matching comprising: providing the loan applicant with a matching software, the matching software for use on a handheld computing device; accepting a loan request from the loan applicant by way of a transmission from the matching software; filtering the loan request using at least one predetermined criteria; matching the loan request with at least one lending institution; and issuing an alert of a match indication to the handheld computing device.

Abstract: Asset Identification Trigged Geo-fencing. At least some of the example embodiments are methods including: coupling a tracking device to a vehicle being part of a dealer inventory, the vehicle having an identification number; associating the identification number with the tracking device; creating a geo-fence boundary containing a location of the vehicle; and sending a first message to a lien-holder indicating the vehicle has crossed the geo-fence boundary.

Abstract: Providing information to an occupant of a vehicle. At least some of the illustrative embodiments are methods including: identifying an occupant of a vehicle, the identifying creates an indicia of occupant identity; determining an identity of the vehicle, the determining creates an indicia of vehicle identity; tracking location of the vehicle when occupied by the occupant; and providing information to the occupant, the information selected based on the indicia of occupant identity, the indicia of vehicle identity, and/or the locations of vehicle when occupied by the occupant.

Abstract: Providing feedback based on driving behavior. At least some of the illustrative embodiments are methods including: determining an indication of driving behavior of a driver, the determining by: identifying the driver in a vehicle; detecting movement of the vehicle; collecting data related to the driving behavior of the driver; and issuing an alert related to the driving behavior of the driver for the purpose of providing feedback related to the driving behavior.

Abstract: Determining credit risk from driving behavior. At least some of the illustrative embodiments are methods including: determining an indication of credit risk related to a driving behavior of a driver in a vehicle, the determining by: detecting movement of the vehicle; collecting data related to the driving behavior of the driver; and creating the indication of credit risk for the driver.

Abstract: Lender Matching. At least some of the various embodiments are methods including: receiving, by a computer system, a loan application submitted by a borrower; creating, by the computer system, a lender score for each lender of a group of lenders, each lender score based on information within the loan application and a set of criteria provided by each lender of the group of lenders; sending, by the computer system, the loan application to a predetermined number of lenders of the group of lenders, the lenders to whom the loan application is sent selected based on the lender score of each lender, and the predetermined number being less than all the lenders in the group of lenders.

Abstract: Activating geo-fence boundaries and collecting location data. At least some of the illustrative embodiments are methods including: activating a geo-fence for a pre-determined area responsive to an event related to a vehicle; receiving Global Positioning System (GPS) signals indicative of a location of the vehicle, the receiving by an onboard device coupled to the vehicle; detecting that the vehicle has crossed the geo-fence; creating a data set comprising data regarding locations of the vehicle with respect to the geo-fence; determining a parameter associated with an existing insurance policy based on the data set.

Abstract: Establishing geo-fence boundaries and collecting data. At least some of the illustrative embodiments are methods including: detecting a vehicle is located within a first political boundary; establishing a first geo-fence boundary for the vehicle corresponding to the first political boundary, the establishing responsive to detecting the vehicle is within the first political boundary; collecting data regarding the vehicle movement within the first geo-fence boundary; and detecting the vehicle has departed the first geo-fence boundary.