Abstract: A system for and method to lock or unlock a locking mechanism with a microchip that is associated with a user of the locking mechanism. In one embodiment, the locking mechanism is associated with a vehicle to allow the user to automatically control the vehicle's alarm system and one or more doors of the vehicle. The microchip is placed in a cell phone, USB drive or other device or implanted in the user. A chip-reading mechanism electronically communicates with the microchip and with an electronic controller that controls the locking mechanism. When the user exits the vehicle, the alarm is activated and the doors are locked by the user waiving the microchip over the chip-reading mechanism or by using a proximity circuit. When the user approaches the vehicle the alarm is deactivated and the driver's door is unlocked. Other operations of the vehicle can also be controlled using the microchip.

Abstract: An improved transaction machine and a system and method using such machine for obtaining a paperless receipt from the transaction machine, which may be an ATM, vending machine, cash register machine or the like. The transaction machine is configured similar to standard transaction machines except it includes a USB port configured to receive a user's USB drive and/or a keypad or touch screen configured to allow the user to input his or her email address. Instead of printing the receipt, the user selects whether he or she wants the electronic transaction receipt transmitted to the USB drive through the USB port or to his or her email address via the Internet. Eliminating paper receipts will reduce costs and reduce the environmental impact of transaction machines by reducing paper and ink usage and waste. In addition, the transaction machine will improve contacts with customers by capturing email addresses for later use.