Patents by Inventor Gerald M. Price

Gerald M. Price has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Method and apparatus of providing enhanced authentication and security for financial institution transactions
    Patent number: 10373246
    Abstract: Example embodiments of the present invention may include a method and apparatus configured to authenticate a user transaction (e.g., point-of-sale, ATM transactions, etc.). One example method may include receiving user authentication information during the user transaction and confirming the user authentication information is correct. The method may also include determining a current user location by a location associated with the user's mobile device, and comparing the current user location to a known location of an entity associated with the user transaction. The method may also include authenticating the transaction if the current user location is within a predetermined distance of the known location of the entity associated with the user transaction.
    Type: Grant
    Filed: December 6, 2011
    Date of Patent: August 6, 2019
    Assignee: WEST CORPORATION
    Inventors: Jason H. Groenjes, Michael P. Brown, Gerald M. Price