Patents by Inventor Gerald Ng

Gerald Ng has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Patent number: 12608723
    Abstract: A method for exchanging loyalty points includes storing one or more user loyalty profiles including a user identifier and one or more merchant identifiers associated with a loyalty point total; receiving a transaction request from a computing system including at least a user identification, a merchant identification, and a transaction amount; identifying a user loyalty profile including a user identifier that matches the user identification; in response to identifying the user loyalty profile, determining the merchant identification matches one of the one or more merchant identifiers; determining the loyalty point total associated with the matching merchant identifier is lower than a loyalty point total required to cover the transaction amount; and exchanging a first amount of loyalty points associated with a different merchant identifier of the one or more merchant identifiers for a second amount of loyalty points associated with the merchant identifier that matched the merchant identification.
    Type: Grant
    Filed: March 4, 2024
    Date of Patent: April 21, 2026
    Assignee: MASTERCARD ASIA/PACIFIC PTE. LTD.
    Inventors: Shi Ler Shila Chew, Donghao Huang, Gerald Ng, Ian Quek, Phuoc Hoang Long Le, Srinath Ravinathan, Than Htike Aung
  • Publication number: 20260080407
    Abstract: A method and system for cross-network transactions includes a processor for storing a blockchain having a non-fungible token (NFT) associated with a physical asset, the NFT having metadata including at least a product identifier and product details. The processor may store one or more user account profiles each including a user identifier and a blockchain wallet address. The processor may receive a product verification request message including a machine-readable code from a first user computing device, execute a query on the blockchain to identify an NFT including a product identifier matching the machine-readable code and in response to identifying an NFT including a product identifier matching the machine-readable code, determine the product associated with the machine-readable code is verified. The processor may generate a verification result indicating that the product associated with the machine-readable code is verified code and transmit the verification result to the first user computing device.
    Type: Application
    Filed: September 19, 2024
    Publication date: March 19, 2026
    Applicant: MASTERCARD ASIA/PACIFIC PTE. LTD.
    Inventors: Gerald NG, Shi Ler SHILA CHEW, Dendy GUNAWAN, Donghao HUANG
  • Publication number: 20260073377
    Abstract: Systems and techniques for facilitating microtransactions are described. The described systems and techniques leverage certain capabilities of the blockchain while maintaining a conventional transaction experience and/or interface. A method includes receiving, at a digicent service on a blockchain, a digital currency microtransaction request to transfer a particular amount of digital currency from a first digicent wallet account to a second digicent wallet account, the microtransaction being a fractional fiat currency transaction. The digicent service verifies the digital currency microtransaction request, including by confirming that a first tokenized payment source is associated with the first digicent wallet account and exists as a valid smart contract on the blockchain; and confirming that a second tokenized payment source is associated with the second digicent wallet account and exists as a valid smart contract on the blockchain.
    Type: Application
    Filed: September 11, 2024
    Publication date: March 12, 2026
    Inventors: Donghao Huang, Bensam Joyson, Dendy Gunawan, Gerald Ng, Oskar Duris, Rashi Goyal, Shi Ler Shila Chew, Soumyajit Mitra
  • Publication number: 20250278756
    Abstract: A method for exchanging loyalty points includes storing one or more user loyalty profiles including a user identifier and one or more merchant identifiers associated with a loyalty point total; receiving a transaction request from a computing system including at least a user identification, a merchant identification, and a transaction amount; identifying a user loyalty profile including a user identifier that matches the user identification; in response to identifying the user loyalty profile, determining the merchant identification matches one of the one or more merchant identifiers; determining the loyalty point total associated with the matching merchant identifier is lower than a loyalty point total required to cover the transaction amount; and exchanging a first amount of loyalty points associated with a different merchant identifier of the one or more merchant identifiers for a second amount of loyalty points associated with the merchant identifier that matched the merchant identification.
    Type: Application
    Filed: March 4, 2024
    Publication date: September 4, 2025
    Applicant: Mastercard Asia/Pacific Pte. Ltd.
    Inventors: Shi Ler Shila Chew, Donghao Huang, Gerald NG, Ian Quek, Phuoc Hoang Long Le, Srinath Ravinathan, Than Htike Aung
  • Publication number: 20140166357
    Abstract: A current-conducting pin for a hermetic terminal is disclosed. A bimetallic pin includes an exterior jacket of a first metal material and an interior core of a second material. A recess is formed in at least one of the opposite ends of the pin and a sealing material is disposed in the recess and hermetically seals a annular interface between the exterior jacket and the interior core of the pin.
    Type: Application
    Filed: March 7, 2013
    Publication date: June 19, 2014
    Applicant: EMERSON ELECTRIC CO.
    Inventors: Katsuhiko Kato, Hiroshi Yagami, Gerald Ng, Prasad S. Khadkikar, Zhang Zhengqi
  • Publication number: 20110083897
    Abstract: A power terminal feed-through includes a housing, at least one current conducting pin and a sealing glass hermetically sealing the at least one current conducting pin to the housing. The at least one current conducting pin defines a peripheral indentation in the surface of the current conducting pin. The sealing glass fills in the peripheral indentation when fused to both the current conducting pin and housing.
    Type: Application
    Filed: May 19, 2009
    Publication date: April 14, 2011
    Inventors: Dieter Paterek, Mark Yiu Kong Tang, Glen Kwok, Gerald Ng, Tim Murphy, Ck Leung