Patents by Inventor Gerard K. Cohen
Gerard K. Cohen has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).
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Patent number: 12236186Abstract: Systems and methods for populating the fields of an electronic form are disclosed. A method includes automatically initiating a hands-free mode of operation based on a first input from a user; receiving a second input corresponding to a value of a current field of a plurality of fields of an electronic form; converting, using a plug-in, the second input into the value for the current field, where the value is identified by comparing syllables of the second input to known syllables associated with a historical input of the user; displaying the value in the current field; determining, using the plug-in, that the value in the current field matches an expected value for the current field; and prompting the user to submit the electronic form in response to determining that the electronic form is complete based on a determination that a predefined subset of the plurality of fields are populated.Type: GrantFiled: April 18, 2022Date of Patent: February 25, 2025Assignee: Wells Fargo Bank, N.A.Inventors: Gerard K. Cohen, Edmund Gauci, Eric Miller
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Publication number: 20240303658Abstract: Systems and techniques for computer generated confirmation image are described herein. A selection of a transaction type may be obtained from a user. A captured image may be received that is associated with the transaction type. The captured image may be evaluated to extract a set of data elements. The confirmation image may be generated using an image template and the set of data elements. The confirmation image may be transmitted to a display device for viewing by a user and the data elements may be transmitted to a transaction processing engine for completion of a transaction.Type: ApplicationFiled: October 30, 2020Publication date: September 12, 2024Inventors: Gerard K. Cohen, Shelby E. Little
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Publication number: 20240289782Abstract: Systems, methods, and apparatuses for setting credentials for accounts, or cards associated with accounts, are provided. A queue of credentials may be maintained for facilitating access to at least one account of a user. Credentials in the queue may be automatically generated using information provided by the user without additional input from the user. A deactivation event relating to the account may be detected, in response to which one credential for the account may be deactivated. A new credential from the queue may be activated to facilitate access to the account.Type: ApplicationFiled: May 6, 2024Publication date: August 29, 2024Applicant: Wells Fargo Bank, N.A.Inventors: Gerard K. Cohen, Michelle D. Green, Christopher P. Smith
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Patent number: 11978042Abstract: Systems, methods, and apparatuses for setting credentials for accounts, or cards associated with accounts, are provided. A queue of credentials may be maintained for facilitating access to at least one account of a user. Credentials in the queue may be automatically generated using information provided by the user without additional input from the user. A deactivation event relating to the account may be detected, in response to which one credential for the account may be deactivated. A new credential from the queue may be activated to facilitate access to the account.Type: GrantFiled: August 3, 2022Date of Patent: May 7, 2024Assignee: Wells Fargo Bank, N.A.Inventors: Gerard K. Cohen, Michelle D. Green, Christopher P. Smith
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Patent number: 11868709Abstract: Systems and methods for populating the fields of an electronic form are disclosed. A method includes receiving, by a processing circuit, a speech input for filling out a field of an electronic form; determining, by the processing circuit, an irregularity in the speech input; refining, by the processing circuit, the speech input based on the determined irregularity; converting, by the processing circuit, the refined speech input into text; and providing, by the processing circuit, the text to a user device to populate the field with the text.Type: GrantFiled: October 22, 2019Date of Patent: January 9, 2024Assignee: Wells Fargo Bank, N.A.Inventors: Gerard K. Cohen, Edmund Gauci, Eric Miller
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Publication number: 20230359812Abstract: Systems and methods for populating the elements of content are disclosed. One method includes determining a plurality of elements of a document and receiving a first speech input from a user to enable a mode of operation. The method further includes authenticating the user by comparing the first speech input with at least one voice sample of the user and enabling the mode of operation. The method further includes receiving, in the mode of operation, a second speech input for filling out a first element of the document and determining an irregularity or distortion in the second speech input based on the first element and identifying a missing syllable or a distorted syllable. The method further includes refining the second speech input into at least one matching syllable, converting the refined second speech input, and providing the text to populate the first element with the text.Type: ApplicationFiled: July 18, 2023Publication date: November 9, 2023Applicant: Wells Fargo Bank, N.A.Inventors: Gerard K. Cohen, Edmund Gauci, Eric Miller
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Patent number: 11410165Abstract: Systems, methods, and apparatuses for changing credentials for an account, or a card associated with an account are provided. A method of changing user credentials by creating a queue of credentials for facilitating access to at least one account of a user, where each credential in the queue of credentials is randomly and automatically generated using information provided by the user without additional input from the user; detecting a deactivation event relating to an account of the at least one account of the user; responsive to the detected deactivation event, deactivating a current credential for the account; and activating a new credential to facilitate access to the account, where the new credential is next in the queue of credentials.Type: GrantFiled: December 10, 2015Date of Patent: August 9, 2022Assignee: Wells Fargo Bank, N.A.Inventors: Gerard K. Cohen, Michelle D. Green, Christopher P. Smith
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Patent number: 11308265Abstract: Systems and methods for populating the fields of an electronic form are disclosed. A method includes receiving a speech input from a user corresponding to a first field of a plurality of fields of an electronic form provided on a display screen of the user device; converting the speech input from an audible value into text; displaying, on the display screen of the user device, the text in the first field of the electronic form to allow a visual verification by the user; prompting, via a speaker of the user device, the user for information for a second field and a subsequent field in the plurality of fields upon each preceding field being populated with text from converted speech inputs; determining the form is complete based on a set of populated fields in the plurality of fields; and enabling a submission of the completed form.Type: GrantFiled: October 11, 2019Date of Patent: April 19, 2022Assignee: Wells Fargo Bank, N.A.Inventors: Gerard K. Cohen, Edmund Gauci, Eric Miller
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Patent number: 11132425Abstract: Systems, methods, and apparatuses for authenticating a user based at least in part on a location of the user or a location of a user device are described. The user may be authenticated as part of a financial transaction or as part of a login process for a computing device. The user device was previously bound or associated with the user. During the authentication, a system (e.g., a financial institution computing system or a backend authentication system) requests location information from the user device. The location information may be packaged as a digital fingerprint of the user device, which can only be created from the user device. Based on the location information, the user can be authenticated thereby approving the transaction or login request.Type: GrantFiled: July 7, 2016Date of Patent: September 28, 2021Assignee: Wells Fargo Bank, N.A.Inventors: Gerard K. Cohen, Michelle D. Green, Christopher P. Smith, Craig Stuart, Kenneth L. Wright, Michelle M. Young