Abstract: Systems and methods for populating the fields of an electronic form are disclosed. A method includes receiving, by a processing circuit, a speech input for filling out a field of an electronic form; determining, by the processing circuit, an irregularity in the speech input; refining, by the processing circuit, the speech input based on the determined irregularity; converting, by the processing circuit, the refined speech input into text; and providing, by the processing circuit, the text to a user device to populate the field with the text.

Abstract: Systems and methods for populating the elements of content are disclosed. One method includes determining a plurality of elements of a document and receiving a first speech input from a user to enable a mode of operation. The method further includes authenticating the user by comparing the first speech input with at least one voice sample of the user and enabling the mode of operation. The method further includes receiving, in the mode of operation, a second speech input for filling out a first element of the document and determining an irregularity or distortion in the second speech input based on the first element and identifying a missing syllable or a distorted syllable. The method further includes refining the second speech input into at least one matching syllable, converting the refined second speech input, and providing the text to populate the first element with the text.

Abstract: Systems, methods, and apparatuses for changing credentials for an account, or a card associated with an account are provided. A method of changing user credentials by creating a queue of credentials for facilitating access to at least one account of a user, where each credential in the queue of credentials is randomly and automatically generated using information provided by the user without additional input from the user; detecting a deactivation event relating to an account of the at least one account of the user; responsive to the detected deactivation event, deactivating a current credential for the account; and activating a new credential to facilitate access to the account, where the new credential is next in the queue of credentials.

Abstract: Systems and methods for populating the fields of an electronic form are disclosed. A method includes receiving a speech input from a user corresponding to a first field of a plurality of fields of an electronic form provided on a display screen of the user device; converting the speech input from an audible value into text; displaying, on the display screen of the user device, the text in the first field of the electronic form to allow a visual verification by the user; prompting, via a speaker of the user device, the user for information for a second field and a subsequent field in the plurality of fields upon each preceding field being populated with text from converted speech inputs; determining the form is complete based on a set of populated fields in the plurality of fields; and enabling a submission of the completed form.

Abstract: Systems, methods, and apparatuses for authenticating a user based at least in part on a location of the user or a location of a user device are described. The user may be authenticated as part of a financial transaction or as part of a login process for a computing device. The user device was previously bound or associated with the user. During the authentication, a system (e.g., a financial institution computing system or a backend authentication system) requests location information from the user device. The location information may be packaged as a digital fingerprint of the user device, which can only be created from the user device. Based on the location information, the user can be authenticated thereby approving the transaction or login request.