Abstract: A method for migrating an account of a client with a current financial institution to a new financial institution is provided. The current financial institution and the new financial institution are connected to a bill pay platform for receiving and processing requests for payment (RFPs) associated with outstanding bills issued by billers and intended for clients of the financial institutions. The method may include hosting bill data on the bill pay platform and linking the bill data of a client to a current financial institution. The client sends a request to the new financial institution to take over the responsibility for processing RFPs. The new financial institution forwards the request to the bill pay platform. The bill pay platform links the bill data of the client to the new financial institution to allow routing of RFPs intended for the client to the new financial institution.

Abstract: Methods and apparatus for provisioning a payment account on a mobile device at a location such as a retail store in conjunction with a purchase. A method includes a personalization server computer receiving payment account information of a consumer and a mobile payment account information request message from a merchant device, the message including information identifying the make and model of a mobile device being considered for purchase and a mobile network operator (MNO) identifier. The personalization server computer verifies the payment account information, determines a provisioning response message that includes information identifying at least one provisioning option, and transmits the provisioning response message to the merchant device for presentation to the consumer.

Abstract: A mechanism to handle Public Service Identities identifying services in a network when a given Public Service Identity (PSI) belongs to a range of Public Service Identities defined as a ‘Wildcard PSI’ range. An enhanced Home Subscriber Server, serving entity, and routing entity, all co-operating to carry out the invention by handling an identifier of the ‘Wildcard PSI’ range, which includes the given Public Service Identity, the ‘Wildcard PSI’ range being associated with a common service profile to be applied for services identified by those Public Service Identities belonging to the ‘Wildcard PSI’ range.

Abstract: A Home Subscriber Server for handling IP Multimedia Subsystem subscriptions comprises means for maintaining associations between public user identities and Service Profiles, where two or more public user identities can be associated with a common Service Profile, and means for identifying to a network node all public user identities that are associated with a common Service Profile.

Abstract: A mechanism to handle Public Service Identities identifying services in a network when a given Public Service Identity (PSI) belongs to a range of Public Service Identities defined as a ‘Wildcard PSI’ range. An enhanced Home Subscriber Server, serving entity, and routing entity, all co-operating to carry out the invention by handling an identifier of the ‘Wildcard PSI’ range, which includes the given Public Service Identity, the ‘Wildcard PSI’ range being associated with a common service profile to be applied for services identified by those Public Service Identities belonging to the ‘Wildcard PSI’ range.

Abstract: A Home Subscriber Server for handling IP Multimedia Subsystem subscriptions comprises means for maintaining associations between public user identities and Service Profiles, where two or more public user identities can be associated with a common Service Profile, and means for identifying to a network node all public user identities that are associated with a common Service Profile.

Abstract: A Home Subscriber Server for handling IP Multimedia Subsystem subscriptions comprises means for maintaining associations between public user identities and Service Profiles, where two or more public user identities can be associated with a common Service Profile, and means for identifying to a network node all public user identities that are associated with a common Service Profile.

Abstract: A mechanism to handle Public Service Identities identifying services in a network when a given Public Service Identity (PSI) belongs to a range of Public Service Identities defined as a ‘Wildcard PSI’ range. An enhanced Home Subscriber Server, serving entity, and routing entity, all co-operating to carry out the invention by handling an identifier of the ‘Wildcard PSI’ range, which includes the given Public Service Identity, the ‘Wildcard PSI’ range being associated with a common service profile to be applied for services identified by those Public Service Identities belonging to the ‘Wildcard PSI’ range.

Abstract: A method is provided for facilitating recovery from the failure of a P-CSCF within an IP multimedia Subsystem network. A gateway, such as a GGSN, monitors signals arriving at the gateway from the P-CSCF and provides an indication if the monitored signals become unacceptable, for example because of an interruption in the signals. The gateway responds by signalling the unavailability of the P-CSCF to user equipment, which was associated with the P-CSCF during a previous registration with the IMS network. In response, for example, the user equipment affected by the failure may request re-registration with the IMS network using a different available P-CSCF.

Abstract: Systems, apparatus and methods for cost effectively and accurately testing the validity and/or success of an over-the-air (OTA) personalization of a payment-enabled mobile device. In an embodiment, a process includes transmitting, by a mobile device processor to an issuer financial institution (FI) computer, a request for a unique number, receiving the unique number, generating a cryptogram based on the unique number, and transmitting the cryptogram and a zero value purchase amount transaction request to the issuer FI computer. The process also includes receiving, by the mobile device processor, a zero value transaction authorization message from the issuer FI computer which indicates that the payment application successfully loaded and is functional. In some embodiments, a payment application load success message is then displayed on a display component of the payment-enabled mobile device.

Abstract: A Home Subscriber Server for handling IP Multimedia Subsystem subscriptions comprises means for maintaining associations between public user identities and Service Profiles, where two or more public user identities can be associated with a common Service Profile, and means for identifying to a network node all public user identities that are associated with a common Service Profile.

Abstract: A Home Subscriber Server for handling IP Multimedia Subsystem subscriptions comprises means for maintaining associations between public user identities and Service Profiles, where two or more public user identities can be associated with a common Service Profile, and means for identifying to a network node all public user identities that are associated with a common Service Profile.

Abstract: A method is disclosed for use by an Interrogating Call/Session Control Function (I-CSCF) of an IP Multimedia Subsystem (IMS). In the method, a Session Initiation Protocol (SIP) message is received by the I-CSCF, which the I-CSCF attempts to forward to a Serving Call/Session Control Function (S-CSCF) of the IMS assigned to provide services to a user. If the attempt is determined to have failed, the I-CSCF sends a message to a Home Subscriber Server (HSS) of the IMS to request capabilities information for selecting a S-CSCF, the request message also providing first information relating to the status of the assigned S-CSCF. On receipt of the capabilities information at the I-CSCF from the HSS, the I-CSCF selects a replacement S-CSCF to provide services to the user. Related methods are also disclosed for use by the HSS and S-CSCF.

Abstract: A method for funding and sharing an experience includes: reading a code encoded with an identifier; transmitting the identifier; receiving details for a transaction, the details including a transaction amount; displaying the amount to a consumer; receiving an indication of transaction options; transmitting the transaction options for processing the transaction; receiving an indication of transaction approval; and displaying a prompt to share experience information with a social network.

Abstract: A system, method, and computer-readable storage medium configured to enable the pooling and sharing of funds to cover shared expenses. An electronic basket is created. The electronic basket includes a virtual prepaid payment card with a unique identifier and associated with a user. The user is prompted for potential contributors to the electronic basket. A network interface electronically contacts the potential contributors, and the electronic basket is stored in a user-card database.

Abstract: Described are systems, apparatus and methods for simplifying and streamlining mobile payment device provisioning. A mobile device provisioning framework system includes a plurality of components that interact by using standard interface specifications and standard messaging specifications to facilitate the provisioning of mobile devices. In an embodiment, a mobile device provisioning framework system provides standardized interface specifications, standardized messaging specifications, and a plurality of predetermined mobile device standard profiles. The mobile device provisioning framework system receives a selection of a standard profile from an issuer computer, and then provisions a consumer's mobile device based on the selected standard profile.

Abstract: Systems, apparatus and methods are presented that enable an issuer financial institution (FI) to contact a financial account holder concerning a possibly fraudulent purchase transaction via a non-intrusive notification transmitted to a mobile device. An embodiment includes receiving, by the cardholder's mobile device, a transaction alert message, providing an indication of the transaction alert message, and displaying transaction alert information along with a validate indicator and a decline indicator. The process also includes receiving a selection of the validate indicator, prompting the cardholder to enter a mobile personal identification number (mPIN), validating the mPIN, and then transmitting a validation signal to an issuer FI.

Abstract: A mechanism to handle Public Service Identities identifying services in a network when a given Public Service Identity (PSI) belongs to a range of Public Service Identities defined as a ‘Wildcard PSI’ range. An enhanced Home Subscriber Server, serving entity, and routing entity, all co-operating to carry out the invention by handling an identifier of the ‘Wildcard PSI’ range, which includes the given Public Service Identity, the ‘Wildcard PSI’ range being associated with a common service profile to be applied for services identified by those Public Service Identities belonging to the ‘Wildcard PSI’ range.

Abstract: Methods and apparatus for provisioning a payment account on a mobile device at a location such as a retail store in conjunction with a purchase. A method includes a personalization server computer receiving payment account information of a consumer and a mobile payment account information request message from a merchant device, the message including information identifying the make and model of a mobile device being considered for purchase and a mobile network operator (MNO) identifier. The personalization server computer verifies the payment account information, determines a provisioning response message that includes information identifying at least one provisioning option, and transmits the provisioning response message to the merchant device for presentation to the consumer.

Abstract: A system, method, and computer-readable storage medium configured to enable the pooling and sharing of funds to cover shared expenses. An electronic basket is created. The electronic basket includes a virtual prepaid payment card with a unique identifier and associated with a user. The user is prompted for potential contributors to the electronic basket. A network interface electronically contacts the potential contributors, and the electronic basket is stored in a user-card database.