Abstract: A computer-implemented method includes providing first access rights to a bank account of a financial institution to a first user account of a first user and second access rights to the bank account to a second user account of a second user, the first access rights granting the first user account full access to the bank account, the second access rights granting the second user account restricted access to the bank account; authorizing the second user account to access the bank account; receiving, from the second user account, a user input comprising a selection of at least one of a first subcategory or a second subcategory of a plurality of budget categories based on data associated with at least one transaction; and displaying via a user interface and responsive to receiving the user input, a summary section of the selected first subcategory or second subcategory.

Abstract: A computer-implemented method includes providing first access rights to a bank account to a first user account of a first user, providing second access rights to a second user account of a second user, establishing a connection between the second user account and a server hosting a website for accessing information for the bank account, providing a user interface displaying a plurality of budget categories for categorizing at least one transaction via the website and according to the second access rights, determining a first subcategory and a second subcategory of the plurality of budget categories based on data associated with the at least one transaction, receiving a user input from the second user account comprising a selection of at least one of the first or second subcategory, and displaying to the user interface responsive to receiving the user input a summary section of the selected first subcategory or second subcategory.

Abstract: A computer-implemented method includes managing bank accounts respectively associated with a plurality of account holders for a bank, including processing transactions for the bank accounts where a transaction includes at least credit card transactions and checking transactions and where the first user has full access to a first bank account. The method includes providing a second user restricted access to the first bank account, establishing a connection with the second user via the Internet, providing the second user, according to the restricted access, a user interface to display at least a portion of a plurality of budget categories and at least a portion of transactions associated with the first bank account, receiving an input from the second user to flag a transaction, and responsive to the input, updating the user interface to reflect the flag and notifying the first user of the flag.

Abstract: A computer-implemented method for setting and tracking financial goals includes associating a user with a financial goal. The method also includes associating the user with a virtual community. The virtual community includes a number of users having similar financial profiles and similar financial goals. The method also includes tracking progress of the number of users of the virtual community towards their respective financial goals and providing to the user via a user interface a comparison of the user's progress towards the user's financial goal relative to the progress of the number of users of the virtual community towards their respective financial goals.

Abstract: A system includes a server system that includes a processor and instructions stored in non-transitory machine-readable media. The instructions are configured to cause the server system to receive authentication information from a client device. The authentication information relates to a financial account of a user. The instructions are also configured to cause the server system to authenticate the user so as to associate the client device with the financial account of the user. The system also includes a financial notification circuit located on the client device. The financial notification circuit is configured to determine a location of the client device. The financial notification circuit is also configured to provide a notification on the client device alerting the client to not spend money at the location.

Abstract: A personal financial notification device includes a processor coupled to machine readable storage media having instructions stored therein. The instructions, when executed by the processor, cause the processor to receive a non-confidential status of a financial account of a user from a separate mobile device. The financial account is associated with the personal financial notification device. The instructions also cause the processor to display the non-confidential status of the financial account without requiring user authentication.

Abstract: A computer-implemented method of managing personal financial accounts includes retrieving account information associated with a financial account of a user. The account information includes a plurality of transactions and no more than three budget categories. The method also includes providing a user interface to display graphical representations of at least a portion of the plurality of transactions and at least a portion of the budget categories. In addition, the method includes receiving a first input from the user categorizing one of the transactions into one or more of the plurality of budget categories. Further, the method includes updating the user interface to reflect the categorization of the transaction.

Abstract: A computer-implemented method for setting and tracking financial goals includes retrieving account information associated with a financial account of a user. The method also includes providing to the user via a user interface, prospective financial goals. The method further includes receiving from the user via the user interface, a selection of one of the financial goals. Further yet, the method includes monitoring the user's account information to track the user's progress towards the selected financial goal. In addition, the method includes providing to the user via the user interface, based on the monitoring of the user's account information, no more than three suggested actions to improve the user's progress towards the selected financial goal.

Abstract: A container for storage and shipping of objects includes a lid assembly having two configurations and an open-top box. In the first configuration the container can be loaded with objects for storage or collection while limiting physical and visual access to the contents of the box and in the second configuration, the container is sealed for shipping. The lid assembly contains side flaps which may be used to stabilize the lid assembly in the first configuration, and in the second configuration, secure the lid assembly to the open-top box. Preferably, the container is formed from one contiguous blank. The blank is preferably made of corrugated cardboard but may be formed from any substantially rigid material.

Abstract: A container for storage and shipping of objects includes a lid assembly having two configurations and an open-top box. In the first configuration the container can be loaded with objects for storage or collection while limiting physical and visual access to the contents of the box and in the second configuration, the container is sealed for shipping. The lid assembly contains side flaps which may be used to stabilize the lid assembly in the first configuration, and in the second configuration, secure the lid assembly to the open-top box. Preferably, the container is formed from one contiguous blank. The blank is preferably made of corrugated cardboard but may be formed from any substantially rigid material.

Abstract: An educational board game is provided which aids the players in preparing for the driver's license examination. The game is designed to be an interactive multi-player game which includes a board, game tokens, score cards, dice and cards. The board includes a sequential pattern of rectangles which the players would move their token about in response to a throw of the dice. The sequential pattern resembles a series of interconnected rectangular and square paths of playing squares representing roadways and their associated traffic control devices and hazards. Each player will transit the board following the sequential pattern with the object of memorizing all the safety rules of the road, to obey safety signs, to obey speed limits, and to become aware of the serious problem of driving under the influence of alcohol. Questions which may appear on the examination are posed during the course of play and points will be awarded for correct answers. Scores are kept on associated scorecards.