Patents by Inventor Giovanni FAVRETTO

Giovanni FAVRETTO has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • SYSTEM AND METHOD FOR REAL-TIME CHEQUE PROCESSING AND RETURN AT AN AUTOMATED TELLER MACHINE
    Publication number: 20240087010
    Abstract: An automated teller machine comprises a communications module; an image module; a processor; and a memory coupled to the processor storing instructions that, when executed by the processor, configure the processor to receive a first cheque for deposit; engage the image module to capture an image of the first cheque; send, via the communications module and to a server computer system, a signal that includes the image of the first cheque for acceptance; send, via the communications module and to an automated teller machine switch, a signal that includes a request for transaction authorization approval based on the first cheque; receive, via the communications module and from the server computer system, a signal that includes an indication of acceptance of the image of the first cheque; receive, via the communications module and from the automated teller machine switch, a signal that includes an indication of approval of the request for the transaction authorization based on the first cheque; and responsive to r
    Type: Application
    Filed: November 23, 2023
    Publication date: March 14, 2024
    Applicant: The Toronto-Dominion Bank
    Inventors: A. Warren PRATTEN, Anthony Wayne MILES, Graham Allan ANDERSON, Tristan RODZEN, David H. SCHLEICHER, Robert John FARMER, Giovanni FAVRETTO, Chico Chi-Kuo LAM
  • System and method for real-time cheque processing and return at an automated teller machine
    Patent number: 11875398
    Abstract: An automated teller machine comprises a communications module; an image module; a processor; and a memory coupled to the processor storing instructions that, when executed by the processor, configure the processor to receive a first cheque for deposit; engage the image module to capture an image of the first cheque; send, via the communications module and to a server computer system, a signal that includes the image of the first cheque for acceptance; send, via the communications module and to an automated teller machine switch, a signal that includes a request for transaction authorization approval based on the first cheque; receive, via the communications module and from the server computer system, a signal that includes an indication of acceptance of the image of the first cheque; receive, via the communications module and from the automated teller machine switch, a signal that includes an indication of approval of the request for the transaction authorization based on the first cheque; and responsive to r
    Type: Grant
    Filed: March 11, 2022
    Date of Patent: January 16, 2024
    Assignee: The Toronto-Dominion Bank
    Inventors: A. Warren Pratten, Anthony Wayne Miles, Graham Allan Anderson, Tristan Rodzen, David H. Schleicher, Robert John Farmer, Giovanni Favretto, Chico Chi-Kuo Lam
  • SYSTEM AND METHOD FOR REAL-TIME CHEQUE PROCESSING AND RETURN AT AN AUTOMATED TELLER MACHINE
    Publication number: 20230289874
    Abstract: An automated teller machine comprises a communications module; an image module; a processor; and a memory coupled to the processor storing instructions that, when executed by the processor, configure the processor to receive a first cheque for deposit; engage the image module to capture an image of the first cheque; send, via the communications module and to a server computer system, a signal that includes the image of the first cheque for acceptance; send, via the communications module and to an automated teller machine switch, a signal that includes a request for transaction authorization approval based on the first cheque; receive, via the communications module and from the server computer system, a signal that includes an indication of acceptance of the image of the first cheque; receive, via the communications module and from the automated teller machine switch, a signal that includes an indication of approval of the request for the transaction authorization based on the first cheque; and responsive to r
    Type: Application
    Filed: March 11, 2022
    Publication date: September 14, 2023
    Applicant: The Toronto-Dominion Bank
    Inventors: A. Warren PRATTEN, Anthony Wayne MILES, Graham Allan ANDERSON, Tristan RODZEN, David H. SCHLEICHER, Robert John FARMER, Giovanni FAVRETTO, Chico Chi-Kuo LAM