Patents by Inventor Girish Menon

Girish Menon has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Publication number: 20140172507
    Abstract: A method for predictive modeling of merchant attrition in a payment network. The method includes registering a plurality of merchants in the payment network, each merchant associated with at least one merchant acquirer; standardizing merchant registration information for the plurality of merchants to identify duplicate entries; assigning a unique merchant identification to each merchant; receiving transactional data from at least one merchant, the transactional data including at least a transaction amount and a transaction date; building a time series data set for the merchant from the transactional data; determining a merchant category for the merchant based on the primary industry group in which the merchant operates; and calculating a probability for the merchant to switch to a different acquirer based on one of a plurality of attrition models.
    Type: Application
    Filed: December 17, 2012
    Publication date: June 19, 2014
    Applicant: DISCOVER FINANCIAL SERVICES LLC
    Inventor: Girish Menon