Patents by Inventor Glade Erikson
Glade Erikson has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).
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Publication number: 20120010994Abstract: A method for receiving a user input for providing offerings is disclosed. Fields may be populated for creating a database query for matching a selection of offerings to a population of customers. Data may be received from the database, in response to interactively building the query and/or executing the query. Multiple rank ordered results may be produced for comparison, wherein the producing uses preprogrammed analytics, data from the database and user input, and wherein the results include customer lists linked to a distinct offering and a preferred delivery channel of the offering to a customer. A transaction account may be offered through the preferred delivery channel from the rank ordered transaction account results to the customer. The response from the customer to the offering may be tracked, wherein the preprogrammed analytics are adjusted for use in subsequent offerings based upon the response tracking results.Type: ApplicationFiled: July 8, 2010Publication date: January 12, 2012Applicant: American Express Travel Related Services Company, Inc.Inventors: Clinton Allen, Michael DiGregorio, Glade Erikson, Deepinder Gulati, Jacob Plammoottil Jacob, Sanjiv Khosla, Seema Shreshtha
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Patent number: 7891558Abstract: A system, method, and computer program product are used to obtain a transaction account. The system comprises at least one input device, at least one credit requesting system, at least one transaction account provider, and at least one credit reporting agency. The input device receives an identification card (e.g., driver's license) and possibly additional information from an individual. The data is then used to automatically generate a transaction account application. The transaction account provider receives and evaluates the transaction account application. The credit requesting system is coupled to the transaction account provider and the at least one input device. The credit requesting system controls transmission of the transaction account application to the transaction account provider and receives the evaluation result from the transaction account provider.Type: GrantFiled: March 1, 2010Date of Patent: February 22, 2011Assignee: American Express Travel Related Services Company, Inc.Inventor: Glade Erikson
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Publication number: 20100155468Abstract: A system, method, and computer program product are used to obtain a transaction account. The system comprises at least one input device, at least one credit requesting system, at least one transaction account provider, and at least one credit reporting agency. The input device receives an identification card (e.g., driver's license) and possibly additional information from an individual. The data is then used to automatically generate a transaction account application. The transaction account provider receives and evaluates the transaction account application. The credit requesting system is coupled to the transaction account provider and the at least one input device. The credit requesting system controls transmission of the transaction account application to the transaction account provider and receives the evaluation result from the transaction account provider.Type: ApplicationFiled: March 1, 2010Publication date: June 24, 2010Applicant: American Express Travel Related Services Company, Inc.Inventor: Glade Erikson
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Patent number: 7669758Abstract: A system, method, and computer program product are used to obtain a transaction account. The system comprises at least one input device, at least one credit requesting system, at least one transaction account provider, and at least one credit reporting agency. The input device receives an identification card (e.g., driver's license) and possibly additional information from an individual. The data is then used to automatically generate a transaction account application The transaction account provider receives and evaluates the transaction account application. The credit requesting system is coupled to the transaction account provider and the at least one input device. The credit requesting system controls transmission of the transaction account application to the transaction account provider and receives the evaluation result from the transaction account provider.Type: GrantFiled: April 4, 2006Date of Patent: March 2, 2010Assignee: American Express Travel Related Services Company, Inc.Inventor: Glade Erikson
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Publication number: 20090070866Abstract: Systems and methods for email monitoring and providing sender notification of security levels for outbound email recipients prior to transmission or sending of emails.Type: ApplicationFiled: September 11, 2007Publication date: March 12, 2009Inventor: Glade Erikson
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Publication number: 20070228153Abstract: A system, method, and computer program product are used to obtain a transaction account. The system comprises at least one input device, at least one credit requesting system, at least one transaction account provider, and at least one credit reporting agency. The input device receives an identification card (e.g., driver's license) and possibly additional information from an individual. The data is then used to automatically generate a transaction account application The transaction account provider receives and evaluates the transaction account application. The credit requesting system is coupled to the transaction account provider and the at least one input device. The credit requesting system controls transmission of the transaction account application to the transaction account provider and receives the evaluation result from the transaction account provider.Type: ApplicationFiled: April 4, 2006Publication date: October 4, 2007Applicant: American Express Travel Related Services Company, Inc.Inventor: Glade ERIKSON
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Publication number: 20070226140Abstract: A method and computer program code for expediting issuance and activation of transaction instruments upon application therefor. A first set of application information is collected from an applicant. The first set of application information is processed to determine whether all required information has been obtained. If the first set of application information, comprises all information required to issue and activate the transaction instrument, then the application process is completed, the transaction instrument is provided to the applicant, and the applicant is permitted to automatically activate the transaction instrument upon receipt. If the first set of application information comprises less than all information required to issue and activate the transaction instrument, then the application process is completed and the transaction instrument is provided to the applicant in an unactivated state.Type: ApplicationFiled: March 24, 2006Publication date: September 27, 2007Applicant: American Express Travel Related Services Company, Inc.Inventors: Glade Erikson, Stacey Crawford, Lorrell Arvanitas, Jon Patton, Vernon Marshall
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Publication number: 20070174184Abstract: Credit applicants may apply for instant credit, and use an instant account number (“IAN”) to make purchases after the instant credit has been granted. Fraud control methods may be used in authorizing the instant credit. When the IAN is issued to purchase airline tickets, it can be ensured that the applicant's last name matches the passenger's last name for the airline ticket being purchased, and that the ticket will not be renamed or sold. When the IAN is issued in conjunction with a partner's loyalty or rewards program, the applicant's account information with the rewards program is captured. It is ensured that the applicant has some tenure with the partner and that data submitted by the applicant is consistent with data on file with the partner.Type: ApplicationFiled: December 29, 2006Publication date: July 26, 2007Applicant: American Express Travel Related Services Company, Inc.Inventors: Stacey Crawford, Danielle Crop, Glade Erikson, Kristin Gomes, Sejal Vora
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Publication number: 20070174164Abstract: A system, method, and computer program for providing a merchant with a fraud score for a card not present transaction. A card not present transaction is detected. A fraud score is appended to a message that provides information about the card not present transaction. The message is transmitted to the merchant. In one example, the message is an authorization message. In another example the message is an address verification message.Type: ApplicationFiled: December 21, 2006Publication date: July 26, 2007Applicant: American Express Travel Related Services Company, Inc.Inventors: Janet Biffle, Glade Erikson, Diane Farrell, Chin Khor, David Knaut, Vernon Marshall, John Rojewski, Sandeep Sacheti
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Publication number: 20070174208Abstract: The present invention provides a system and method for mitigating identity theft risk by restricting shipment of merchandise purchased with instant credit to a verified address. Customer authentication information associated with instant credit is identified. The customer authentication information is verified. Shipment of merchandise purchased with the instant credit is restricted to a verified address to mitigate identity theft risk.Type: ApplicationFiled: December 21, 2006Publication date: July 26, 2007Applicant: American Express Travel Related Services Company, Inc.Inventors: Catherine Black, Glade Erikson, Diane Farrell, Chin Khor, Vernon Marshall, Sandeep Sacheti, Tracy Steiner