Patents by Inventor Glen W. STEELE

Glen W. STEELE has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Publication number: 20210295282
    Abstract: To facilitate conducting a financial transaction via wireless communication between an electronic device and another electronic device, the electronic device determines a unique transaction identifier for the financial transaction based on financial-account information communicated to the other electronic device. The financial-account information specifies a financial account that is used to pay for the financial transaction. Moreover, the unique transaction identifier may be capable of being independently computed by one or more other entities associated with the financial transaction (such as a counterparty in the financial transaction or a payment network that processes payment for the financial transaction) based on the financial-account information communicated by the portable electronic device.
    Type: Application
    Filed: June 8, 2021
    Publication date: September 23, 2021
    Applicant: Apple Inc.
    Inventors: George R. DICKER, Christopher B. SHARP, Ahmer A. KHAN, Yousuf H. VAID, Glen W. STEELE, Christopher D. ADAMS, David T. HAGGERTY
  • Publication number: 20210272092
    Abstract: The present disclosure generally relates to user interfaces for managing peer-to-peer transfers. In some examples, a device provides user interfaces for initiating and managing transfers. In some examples, a device provides user interfaces corresponding to completed transfers. In some examples, a device provides user interfaces for providing visually distinguishable message object appearances based on message designation. In some examples, a device provides user interfaces for activating accounts for accepting and sending transfers. In some examples, a device provides user interfaces for exchanging accounts for use in a transfer. In some examples, a device provides user interfaces for splitting transfers between two or more accounts. In some examples, a device provides user interfaces for generating and displaying a transfers history list. In some examples, a device provides user interfaces for voice-activation of transfers.
    Type: Application
    Filed: May 14, 2021
    Publication date: September 2, 2021
    Inventors: Marcel VAN OS, Peter D. ANTON, Jared CRAWFORD, Allison DRYER, Cas LEMMENS, Glen W. STEELE
  • Publication number: 20210241268
    Abstract: A system for provisioning credentials onto an electronic device is provided. The system may include a payment network subsystem, a service provider subsystem, a primary user device, and a secondary user device. The user may select a particular payment card to provision onto the secondary user device by providing an input at the primary user device. A broker module running on the service provider subsystem may then transfer a disabled pass to the secondary user device. Concurrently, the payment network subsystem may direct a trusted service manager module on the service provider subsystem to write credential information onto a secure element within the secondary user device. Once the secure element has been updated, the broker module may provide an activated pass to the secondary user device so that the secondary user device can be used to perform NFC-based financial transactions at a merchant terminal.
    Type: Application
    Filed: April 23, 2021
    Publication date: August 5, 2021
    Inventors: Jeremy T. Brown, George R. Dicker, Glen W. Steele, Morgan J. Grainger, Zachary A. Rosen
  • Patent number: 11074572
    Abstract: In some examples, an account is provisioned onto an electronic device. In some examples, the device receives a value to fund the account provisioned on the electronic device. In some examples, the electronic device transacts with a contactless transaction terminal using the provisioned account and displays an indication of the transaction. In some examples, the electronic device transmits information corresponding to the provisioned account without checking for authentication. In some examples, the device receives user input initiating a process for moving the account from a first device to a second device. In some examples, the device receives account payment credentials from a second device when a set of payment criteria are met.
    Type: Grant
    Filed: November 27, 2017
    Date of Patent: July 27, 2021
    Assignee: Apple Inc.
    Inventors: Marcel Van Os, Oluwatomiwa B. Alabi, Peter D. Anton, George R. Dicker, Donald W. Pitschel, Danvin Ruangchan, Glen W. Steele, Simon Tickner, Shawn T. Webster
  • Publication number: 20210201288
    Abstract: In some examples, an account is provisioned onto an electronic device. In some examples, the device receives a value to fund the account provisioned on the electronic device. In some examples, the electronic device transacts with a contactless transaction terminal using the provisioned account and displays an indication of the transaction. In some examples, the electronic device transmits information corresponding to the provisioned account without checking for authentication. In some examples, the device receives user input initiating a process for moving the account from a first device to a second device. In some examples, the device receives account payment credentials from a second device when a set of payment criteria are met.
    Type: Application
    Filed: March 12, 2021
    Publication date: July 1, 2021
    Inventors: Marcel VAN OS, Oluwatomiwa B. ALABI, Peter D. ANTON, George R. DICKER, Donald W. PITSCHEL, Danvin RUANGCHAN, Glen W. STEELE, Simon TICKNER, Shawn T. WEBSTER
  • Patent number: 11042846
    Abstract: To facilitate conducting a financial transaction via wireless communication between an electronic device and another electronic device, the electronic device determines a unique transaction identifier for the financial transaction based on financial-account information communicated to the other electronic device. The financial-account information specifies a financial account that is used to pay for the financial transaction. Moreover, the unique transaction identifier may be capable of being independently computed by one or more other entities associated with the financial transaction (such as a counterparty in the financial transaction or a payment network that processes payment for the financial transaction) based on the financial-account information communicated by the portable electronic device.
    Type: Grant
    Filed: September 2, 2014
    Date of Patent: June 22, 2021
    Assignee: Apple Inc.
    Inventors: George R. Dicker, Christopher B. Sharp, Ahmer A. Khan, Yousuf H. Vaid, Glen W. Steele, Christopher D. Adams, David T. Haggerty
  • Patent number: 11037131
    Abstract: To facilitate conducting a financial transaction via wireless communication between an electronic device and another electronic device, a secure element in the electronic device receives, from a third party, a notification associated with a financial transaction. This third party may be independent of a counterparty in the financial transaction, such as: a provider of the electronic device or a payment network that processes payment for the financial transaction. In response to the notification, the secure element requests, from the third party, receipt information associated with the financial transaction, and then receives the receipt information from the third party. This receipt information may include a first-level information, such as payment status. Alternatively or additionally, the receipt information may include a second-level information, such as an itemized list of purchased items, links to information and/or discounts.
    Type: Grant
    Filed: September 2, 2014
    Date of Patent: June 15, 2021
    Assignee: Apple Inc.
    Inventors: Yousuf H. Vaid, George R. Dicker, Ahmer A. Khan, Christopher B. Sharp, Glen W. Steele, Christopher D. Adams, David T. Haggerty
  • Patent number: 11017384
    Abstract: A system for provisioning credentials onto an electronic device is provided. The system may include a payment network subsystem, a service provider subsystem, a primary user device, and a secondary user device. The user may select a particular payment card to provision onto the secondary user device by providing an input at the primary user device. A broker module running on the service provider subsystem may then transfer a disabled pass to the secondary user device. Concurrently, the payment network subsystem may direct a trusted service manager module on the service provider subsystem to write credential information onto a secure element within the secondary user device. Once the secure element has been updated, the broker module may provide an activated pass to the secondary user device so that the secondary user device can be used to perform NFC-based financial transactions at a merchant terminal.
    Type: Grant
    Filed: September 2, 2014
    Date of Patent: May 25, 2021
    Assignee: Apple Inc.
    Inventors: Jeremy T. Brown, George R. Dicker, Glen W. Steele, Morgan J. Grainger, Zachary A. Rosen
  • Publication number: 20210027269
    Abstract: The present disclosure generally relates to user interfaces for managing peer-to-peer transfers. In some examples, a device provides user interfaces for initiating and managing transfers. In some examples, a device provides user interfaces corresponding to completed transfers. In some examples, a device provides user interfaces for providing visually distinguishable message object appearances based on message designation. In some examples, a device provides user interfaces for activating accounts for accepting and sending transfers. In some examples, a device provides user interfaces for exchanging accounts for use in a transfer. In some examples, a device provides user interfaces for splitting transfers between two or more accounts. In some examples, a device provides user interfaces for generating and displaying a transfers history list. In some examples, a device provides user interfaces for voice-activation of transfers.
    Type: Application
    Filed: September 29, 2020
    Publication date: January 28, 2021
    Inventors: Marcel VAN OS, Peter D. ANTON, Allison DRYER, Cas LEMMENS, Glen W. STEELE
  • Publication number: 20210004897
    Abstract: In some embodiments, exemplary user interfaces for provisioning an electronic device with an account are described. In some embodiments, exemplary user interfaces for providing usage information of an account are described. In some embodiments, exemplary user interfaces for providing visual feedback on a representation of an account are described. In some embodiments, exemplary user interfaces for managing the tracking of a category are described. In some embodiments, exemplary user interfaces for managing a transfer of items are described. In some embodiments, exemplary user interfaces for managing an authentication credential connected with an account are described. In some embodiments, exemplary user interfaces for activating a physical account object are described. In some embodiments, exemplary user interfaces for managing balance transfers are described.
    Type: Application
    Filed: September 21, 2020
    Publication date: January 7, 2021
    Inventors: Marcel VAN OS, Charles Tesan AHN, Jae Woo CHANG, Teofila CONNOR, Jarad FISHER, Nicholas V. KING, Pedro MARI, Mischa MCLACHLAN, Ashish NAGRE, Glen W. STEELE, Alan C. DYE
  • Publication number: 20200387897
    Abstract: A device implementing an inter-device credential transfer system may include at least one processor that is configured to receive a request to transfer a transaction credential from a first device to a second device, the transaction credential being associated with a stored monetary value and the request comprising a transaction credential identifier of the transaction credential. The at least one processor is further configured to prevent, responsive to the request, the transaction credential from being utilized for payment transactions by the first device. The at least one processor is further configured to provision an instance of the transaction credential on the second device. The at least one processor is further configured to cause the instance of the transaction credential to be activated on the second device with a balance corresponding to the stored monetary value associated with the transaction credential.
    Type: Application
    Filed: August 21, 2020
    Publication date: December 10, 2020
    Inventors: Benjamin D. CHESTER, Glen W. STEELE, Jeff W. LIN, Vineet CHADHA
  • Publication number: 20200302425
    Abstract: The disclosed technology provides enhanced financial statements such as credit statements that provide customized payment options to a customer that takes into account the total amount owed by the customer, and past payments made by the customer. The customized payment options are determined with the goal of providing more payment options that encourage financial health, while not overwhelming the customer with too many options or irrelevant options. The customized payment options can be displayed in an interactive user interface for paying a credit statement that can visually inform a user of the benefit of the respective payment options with respect to the impact of the respective payment option on the customer's financial health—at least as it pertains to a credit account for which the statement was issued.
    Type: Application
    Filed: March 23, 2020
    Publication date: September 24, 2020
    Inventors: Michael Artemiw, Aaron M. Melim, Ashish C. Nagre, Christine A. Franco, David T. Haggerty, Fadi S. Obeid, Glen W. Steele, Katie M. McIndoe, Mischa K. McLachlan, Richard W. Heard, Rima Kakarla, Akila Suresh, Jarad M. Fisher
  • Publication number: 20200302518
    Abstract: In some embodiments, exemplary user interfaces for provisioning an electronic device with an account are described. In some embodiments, exemplary user interfaces for providing usage information of an account are described. In some embodiments, exemplary user interfaces for providing visual feedback on a representation of an account are described. In some embodiments, exemplary user interfaces for managing the tracking of a category are described. In some embodiments, exemplary user interfaces for managing a transfer of items are described. In some embodiments, exemplary user interfaces for managing an authentication credential connected with an account are described. In some embodiments, exemplary user interfaces for activating a physical account object are described. In some embodiments, exemplary user interfaces for managing balance transfers are described.
    Type: Application
    Filed: September 24, 2019
    Publication date: September 24, 2020
    Inventors: Marcel VAN OS, Charles Tesan AHN, Jae Woo CHANG, Teofila CONNOR, Jarad FISHER, Nicholas V. KING, Pedro MARI, Mischa MCLACHLAN, Ashish NAGRE, Glen W. STEELE, Alan C. Dye
  • Publication number: 20200302517
    Abstract: In some embodiments, exemplary user interfaces for provisioning an electronic device with an account are described. In some embodiments, exemplary user interfaces for providing usage information of an account are described. In some embodiments, exemplary user interfaces for providing visual feedback on a representation of an account are described. In some embodiments, exemplary user interfaces for managing the tracking of a category are described. In some embodiments, exemplary user interfaces for managing a transfer of items are described. In some embodiments, exemplary user interfaces for managing an authentication credential connected with an account are described. In some embodiments, exemplary user interfaces for activating a physical account object are described. In some embodiments, exemplary user interfaces for managing balance transfers are described.
    Type: Application
    Filed: August 23, 2019
    Publication date: September 24, 2020
    Inventors: Marcel VAN OS, Michael Artemiw, Alan C. Dye, Jarad M. Fisher, Richard W. Heard, Christine Franco, Pedro Mari, Mischa McLachlan, Aaron Melim, Ashish C. Nagre, Glen W. Steele, Akila Suresh
  • Patent number: 10783576
    Abstract: In some embodiments, exemplary user interfaces for provisioning an electronic device with an account are described. In some embodiments, exemplary user interfaces for providing usage information of an account are described. In some embodiments, exemplary user interfaces for providing visual feedback on a representation of an account are described. In some embodiments, exemplary user interfaces for managing the tracking of a category are described. In some embodiments, exemplary user interfaces for managing a transfer of items are described. In some embodiments, exemplary user interfaces for managing an authentication credential connected with an account are described. In some embodiments, exemplary user interfaces for activating a physical account object are described. In some embodiments, exemplary user interfaces for managing balance transfers are described.
    Type: Grant
    Filed: September 24, 2019
    Date of Patent: September 22, 2020
    Assignee: APPLE INC.
    Inventors: Marcel Van Os, Charles Tesan Ahn, Jae Woo Chang, Teofila Connor, Jarad Fisher, Nicholas V. King, Pedro Mari, Mischa McLachlan, Ashish Nagre, Glen W. Steele, Alan C. Dye
  • Patent number: 10755270
    Abstract: A device implementing an inter-device credential transfer system may include at least one processor that is configured to receive a request to transfer a transaction credential from a first device to a second device, the transaction credential being associated with a stored monetary value and the request comprising a transaction credential identifier of the transaction credential. The at least one processor is further configured to prevent, responsive to the request, the transaction credential from being utilized for payment transactions by the first device. The at least one processor is further configured to provision an instance of the transaction credential on the second device. The at least one processor is further configured to cause the instance of the transaction credential to be activated on the second device with a balance corresponding to the stored monetary value associated with the transaction credential.
    Type: Grant
    Filed: August 11, 2017
    Date of Patent: August 25, 2020
    Assignee: Apple Inc.
    Inventors: Benjamin D. Chester, Glen W. Steele, Jeff W. Lin, Vineet Chadha
  • Publication number: 20200211047
    Abstract: The present disclosure generally relates to the use of loyalty accounts, private label payment accounts, and general payment accounts using an electronic device with an electronic wallet. Various accounts are linked to the electronic device. In some examples, the electronic device is NFC-enabled. The electronic device may be used to provide loyalty account information and payment account information to a payment terminal, such as an NFC-enabled payment terminal.
    Type: Application
    Filed: March 10, 2020
    Publication date: July 2, 2020
    Inventors: Marcel VAN OS, Donald W. PITSCHEL, Gregg SUZUKI, Lawrence Y. YANG, Peter D. ANTON, Glen W. STEELE, George R. DICKER
  • Patent number: 10600068
    Abstract: The present disclosure generally relates to the use of loyalty accounts, private label payment accounts, and general payment accounts using an electronic device with an electronic wallet. Various accounts are linked to the electronic device. In some examples, the electronic device is NFC-enabled. The electronic device may be used to provide loyalty account information and payment account information to a payment terminal, such as an NFC-enabled payment terminal.
    Type: Grant
    Filed: September 30, 2015
    Date of Patent: March 24, 2020
    Assignee: Apple Inc.
    Inventors: Marcel Van Os, Donald W. Pitschel, Gregg Suzuki, Lawrence Y. Yang, Peter D. Anton, Glen W. Steele, George R. Dicker
  • Patent number: 10601796
    Abstract: Systems, methods, and computer-readable media for personalizing program credentials are provided. For example, a program credential (e.g., loyalty pass) associated with a program provider (e.g., an issuer) subsystem may be customized using personal data. The personal data can be collected from an electronic device before provisioning the customized program credential on the electronic device for use in a suitable transaction. However, such personal data may not be collected unless an administration entity subsystem is first able to validate the program provider subsystem. The administration entity subsystem can generate tracking data that may be used during the validation and/or provisioning in order to track when program credentials are personalized.
    Type: Grant
    Filed: March 17, 2017
    Date of Patent: March 24, 2020
    Assignee: APPLE INC.
    Inventors: Christopher D. Adams, Scott D. Blakesley, Jack K. Chung, George R. Dicker, Glen W. Steele, Katherine B. Skinner, Yousuf H. Vaid
  • Publication number: 20200036695
    Abstract: Systems, methods, and computer-readable media for using an online resource to manage credentials on an electronic device are provided. In one example embodiment, a method, at an electronic device, includes, inter alia, receiving account data via an online resource, accessing commerce credential status data from a secure element of the electronic device, providing initial credential management option data via the online resource based on the received account data and based on the accessed commerce credential status data, in response to the providing, receiving a selection of an initial credential management option via the online resource, and changing the status of a credential on the secure element based on the received selection. Additional embodiments are also provided.
    Type: Application
    Filed: June 10, 2019
    Publication date: January 30, 2020
    Inventors: Christopher Sharp, David T. Haggerty, George R. Dicker, Glen W. Steele, Matthew R. Murphy, Timothy S. Hurley