Abstract: A holder tray assembly for mounting on a torso of a wearer includes a tray capable of supporting objects and a pair of laterally-spaced apart support rods. Each rod has a pair of vertical and horizontal leg portions, the vertical leg portions for resting against the front torso area of a wearer, the horizontal leg portions projecting outwardly from the vertical leg portions and supporting the tray in a substantially horizontal plane and forwardly of a front side of the wearer's torso. The holder tray assembly also has a transverse support member extending between and attached to the vertical leg portions of the rods and a flexible member for encircling a back side of the wearer's torso and being attached at one end to the transverse support member.