Abstract: The present invention provides techniques for managing, supporting and empowering Independent Agents to offer a method for enabling expert Service Providers to deliver, and charge for, advice to consumers, by connecting two parties in real time in an online chat. The present invention also provides the method and techniques for expert Service Providers, in turn, to provide their service through a multiplicity of Independent Agent channels without the potential for communication device conflict; thereby ensuring successful connections for consumers.

Abstract: During a card not present (CNP) transaction the user is required to provide more information which includes a two-way handover during transaction processing, merchant options in choosing these steps, security measures in storing information, and retrieving information to fight charge backs. APIs are provided to merchants to integrate with existing transaction processing software the supply sign off option information to the API. Merchants can sign off either prior to or after the transaction processing. Based on the sign off option, the smart phone app displays the steps required to complete the now enhanced sign off process. For the first sign off option, the user must first scan the credit card, then scan a photo id, and then sign the HI transaction. For the second sign off option, the user has to scan the credit card and sign the transaction. For the third sign off option, the user must sign the transaction.

Abstract: During a card not present (CNP) transaction the user is required to provide more information which includes a two-way handover during transaction processing, merchant options in choosing these steps, security measures in storing information, and retrieving information to fight charge backs. APIs are provided to merchants to integrate with existing transaction processing software the supply sign off option information to the API. Merchants can sign off either prior to or after the transaction processing. Based on the sign off option, the smart phone app displays the steps required to complete the now enhanced sign off process. For the first sign off option, the user must first scan the credit card, then scan a photo id, and then sign the transaction. For the second sign off option, the user has to scan the credit card and sign the transaction. For the third sign off option, the user must sign the transaction.

Abstract: A Conference System that allows Advisors to offer conference sessions to Users who buy conference session time through the system. All conference sessions shall be conducted over the phone. During the conference session, the Advisor shall be talking while all the Users shall be in listening only mode in order to maintain the Users privacy. Advisors and Users can email each other through the system message center before the conference session. During the conference session, the User and Advisor can chat real time online to answer specific questions. The Advisor and Users information such name, address, bank information, credit card info, email, phone numbers, etc are kept confidential through out the process and only “Account Name” is disclosed. The price per conference session varies from conference session to conference session. Each Advisor sets their individual conference session rate.

Abstract: The present invention provides techniques for managing, supporting and empowering Independent Agents to offer a method for enabling expert Advisors to deliver, and charge for, advice to consumers, by connecting two parties in real time in an online chat using mobile devices. The present invention also provides the method and techniques for expert Advisors, in turn, to provide their service through a multiplicity of Independent Agent channels without the potential for communication device conflict; thereby ensuring successful connections for consumers.

Abstract: The present invention provides techniques for managing, supporting and empowering Independent Agents to offer a method for enabling expert Advisors to deliver, and charge for, advice to consumers, by connecting two parties in real time in an online chat using mobile devices. The present invention also provides the method and techniques for expert Advisors, in turn, to provide their service through a multiplicity of Independent Agent channels without the potential for communication device conflict; thereby ensuring successful connections for consumers.

Abstract: A method of prevention/treatment of pathological consequences of DNA damage triggered by incorporation of circulating apoptotic chromatin fragments into healthy cells of individuals/patients in need therefore, said method comprising ex vivo or extra corporeal treatment of blood/plasma for removal of circulating chromatin fragments released from apoptotic cells which apoptotic chromatin fragments are capable of triggering DNA damage leading to genomic instability, senescence, apoptosis and cancerous transformation of healthy cells on being integrated into their genomes

Abstract: The present invention provides techniques for managing, supporting and empowering Independent Agents to offer a method for enabling expert Service Providers to deliver, and charge for, advice to consumers, by connecting two parties in real time in an online chat. The present invention also provides the method and techniques for expert Service Providers, in turn, to provide their service through a multiplicity of Independent Agent channels without the potential for communication device conflict; thereby ensuring successful connections for consumers.

Abstract: The present invention provides techniques for managing, supporting and empowering Independent Agents to offer a method for enabling expert Service Providers to deliver, and charge for, advice to consumers, by connecting two parties in real time. The present invention also provides the method and techniques for expert Service Providers, in turn, to provide their service through a multiplicity of Independent Agent channels without the potential for communication device conflict; thereby ensuring successful connections for consumers.

Abstract: It is the objective of the current invention to provide a system that will allow Users to contact Service Providers in specific fields. The User will choose a Service Provider via an Internet-based icon from within any one of a broad base of Internet interfaces maintained by the system or the Service Provider. Once a Service Provider is chosen, a pop-up window will appear telling that User if the Service Provider is available. If the Service Provider is available the system will connect the User with the Service Provider. If the Service Provider is unavailable the system will prompt the User to try again later or send an e-mail to the Service Provider.

Abstract: A Conference System that allows Advisors to offer conference sessions to Users who buy conference session time through the system. All conference sessions shall be conducted over the phone. During the conference session, the Advisor shall be talking while all the Users shall be in listening only mode in order to maintain the Users privacy. Advisors and Users can email each other through the system message center before the conference session. During the conference session, the User and Advisor can chat real time online to answer specific questions. The Advisor and Users information such name, address, bank information, credit card info, email, phone numbers, etc are kept confidential through out the process and only “Account Name” is disclosed. The price per conference session varies from conference session to conference session. Each Advisor sets their individual conference session rate.

Abstract: The present invention provides techniques for managing, supporting and empowering Independent Agents to offer a method for enabling expert Service Providers to deliver, and charge for, advice to consumers, by connecting two parties in real time in an online chat. The present invention also provides the method and techniques for expert Service Providers, in turn, to provide their service through a multiplicity of Independent Agent channels without the potential for communication device conflict; thereby ensuring successful connections for consumers.

Abstract: A system and method for automatically dynamically creating an extension number associated to an assigned telephone number to enable precise, efficient and scalable tracking of the origin of a telephone call from a prospect to an advertiser within a voice communication-based performance advertising multi-advertisement, multi-publisher framework. The present invention remedies the shortcomings of the prior art by generating the extension number dynamically and automatically based on an algorithm that defines an advertiser account, individual advertisement and the publisher, thereby allowing a most efficient and scalable method for tracking calls in such a framework. This current invention can be utilized to bring the number of necessary assigned telephone numbers for a system containing 100 advertisers with 99 advertisements each, published by 99 different publishers from the 980,100 required in the old system to just 100 telephone numbers. And this efficiency is exponentially realized.

Abstract: A system and method for automatically dynamically creating an extension number associated to an assigned telephone number to enable precise, efficient and scalable tracking of the origin of a telephone call from a prospect to an advertiser within a voice communication-based performance advertising multi-advertisement, multi-publisher framework. The present invention remedies the shortcomings of the prior art by generating the extension number dynamically and automatically based on an algorithm that defines an advertiser account, individual advertisement and the publisher, thereby allowing a most efficient and scalable method for tracking calls in such a framework. This current invention can be utilized to bring the number of necessary assigned telephone numbers for a system containing 100 advertisers with 99 advertisements each, published by 99 different publishers from the 980,100 required in the old system to just 100 telephone numbers. And this efficiency is exponentially realized.

Abstract: It is the objective of the current invention to provide a system and method for more convenient and more measurable telephone call based pay-for-performance Internet advertising. The present invention remedies the shortcomings of the prior art by allowing callers to connect to advertisers over the telephone by just a single click from a generally distributed Internet-based advertisement, by providing the capability to efficiently track precisely from which channel, of a multiplicity of Internet-based distribution channels, a unique advertiser's advertisement attracted an incoming call, and by providing a simple set pricing structure for advertisers and a complex, behind-the-scenes, combination of category, keyword, random selection and historical experience for priority display of advertisements.

Abstract: The present invention provides a system and method for enabling prospects to contact sponsoring advertisers on the telephone directly from an Internet-based advertisement with just a single-click and provides the ability to track from which Internet location (URL) these telephone calls are generated, thereby enabling a more convenient and efficient telephone call measured, Internet based pay-for-performance advertising platform.

Abstract: The present invention provides techniques for managing, supporting and empowering Independent Agents to offer a method for providing Clients with Phone Call Leads from Prospects generated via enabled Internet-based Advertisements, for monitoring and recording the precise details of these Phone Call Leads, and for charging those Clients for such successful Phone Call Leads. The present invention also provides the method and techniques for ensuring that Clients are only charged for successful incoming Phone Call Leads.