Patents by Inventor Grace Park
Grace Park has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).
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Publication number: 20220243230Abstract: The present invention relates, at least in part, to the production of resveratrol from 4-coumaric acid. The production can be mediated in a transgenic Saccharomyces cell.Type: ApplicationFiled: April 21, 2022Publication date: August 4, 2022Applicant: Conagen Inc.Inventors: Grace Park, Ernesto Simon
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Publication number: 20210406997Abstract: Personal Profitability is a methodology, representing a set of integrated processes and concepts which enable an individual to achieve financial independence, through three key analyses: 1. Personal Monthly Cash How, 2. Personal Balance Sheet, and 3) Multi-Year Forecast. The forecast for these analyses are based on 4 key concepts: 1) Risks, 2) Opportunities, 3) Provision, and 4) Tasks. What makes this invention new is that an individual's multiple financial elements are connected in an end to end set of inter-related analyses, which when used together, show an individual their current state and how to forecast towards financial independence. By using Personal Profitability all actions and decisions impacting various elements of one's financial situation would be apparent through these analyses. Personal Profitability provides an integrated methodology which ties all aspects of financial management together.Type: ApplicationFiled: November 26, 2018Publication date: December 30, 2021Inventor: Grace Park
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Publication number: 20110125645Abstract: The present invention provides a system and method for providing a flexible limit subsidiary account that may be issued by a Foreign Financial Institution. In particular, the present provides a system and method for allowing a parent to provide funds to a subsidiary and to control the spending of subsidiary or spending capacity. The card account may be issued at the request of the parent who may retain the ability to define, modify, and/or terminate the spending and/or debt accumulation limits for the subsidiary card account as well as other features as described in the attached disclosure. The system may be configured to provide the ability for parent to eliminate risks associated with fluctuations in currency exchange rates by committing to fixed automatic long-term charges at a fixed foreign exchange rate for a fixed term.Type: ApplicationFiled: January 24, 2011Publication date: May 26, 2011Applicant: American Express Travel Related Services Company,Inventors: Marc Benkert, Chris Hobbs, Kazuhiko Okamoto, Grace Park, Tomer Rubinshtein
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Patent number: 7899742Abstract: The present invention provides a system and method for providing a flexible limit subsidiary account that may be issued by a Foreign Financial Institution. In particular, the present provides a system and method for allowing a parent to provide funds to a subsidiary and to control the spending of subsidiary or spending capacity. The card account may be issued at the request of the parent who may retain the ability to define, modify, and/or terminate the spending and/or debt accumulation limits for the subsidiary card account as well as other features as described in the attached disclosure. The system may be configured to provide the ability for parent to eliminate risks associated with fluctuations in currency exchange rates by committing to fixed automatic long-term charges at a fixed foreign exchange rate for a fixed term.Type: GrantFiled: June 19, 2003Date of Patent: March 1, 2011Assignee: American Express Travel Related Services Company, Inc.Inventors: Marc Benkert, Chris Hobbs, Kazuhiko Okamoto, Grace Park, Tomer Rubinshtein
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Patent number: 7401049Abstract: A system and method for providing a reloadable prepaid card account maintained by a foreign financial institution is provided. The foreign financial institution is provided with a domestic payment network authorization code, such as the bank identification number approved by the American Banking Association. The BIN along with a prepaid account number is loaded onto a prepaid card corresponding to the prepaid account. A prepaid cardholder may present the prepaid card to a merchant system for completion of a transaction request. The merchant system may be accessed domestically and may recognize the BIN as belonging to the foreign financial institution authorized to transact business on the merchant's domestic payment network. The merchant may seek satisfaction of the transaction request by submitting the transaction request to an acquirer which may forward the transaction request to the foreign financial institution for processing.Type: GrantFiled: May 23, 2002Date of Patent: July 15, 2008Assignee: American Express Travel Related Services Company, Inc.Inventors: Chris Hobbs, Grace Park, Tomer Rubinshtein
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Patent number: 6796497Abstract: The present invention provides a system and method for providing a flexible limit subsidiary card account. In particular, the present provides a system and method for allowing a parent to provide funds to a subsidiary and to control the spending of subsidiary or spending capacity. The card account may be issued at the request of the parent who may retain the ability to define, modify, and/or terminate the spending and/or debt accumulation limits for the subsidiary card account as well as other features as described in the attached disclosure.Type: GrantFiled: April 23, 2002Date of Patent: September 28, 2004Assignee: American Express Travel Related Services Company, Inc.Inventors: Marc Benkert, Grace Park, Tomer Rubinshtein
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Publication number: 20040143527Abstract: The present invention provides a system and method for providing a flexible limit subsidiary account that may be issued by a Foreign Financial Institution. In particular, the present provides a system and method for allowing a parent to provide funds to a subsidiary and to control the spending of subsidiary or spending capacity. The card account may be issued at the request of the parent who may retain the ability to define, modify, and/or terminate the spending and/or debt accumulation limits for the subsidiary card account as well as other features as described in the attached disclosure. The system may be configured to provide the ability for parent to eliminate risks associated with fluctuations in currency exchange rates by committing to fixed automatic long-term charges at a fixed foreign exchange rate for a fixed term.Type: ApplicationFiled: June 19, 2003Publication date: July 22, 2004Applicant: American Express Travel Related Services, Inc.Inventors: Marc Benkert, Chris Hobbs, Kazuhiko Okamoto, Grace Park, Tomer Rubinshtein
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Publication number: 20030197058Abstract: The present invention provides a system and method for providing a flexible limit subsidiary card account. In particular, the present provides a system and method for allowing a parent to provide funds to a subsidiary and to control the spending of subsidiary or spending capacity. The card account may be issued at the request of the parent who may retain the ability to define, modify, and/or terminate the spending and/or debt accumulation limits for the subsidiary card account as well as other features as described in the attached disclosure.Type: ApplicationFiled: April 23, 2002Publication date: October 23, 2003Applicant: American Express Travel Related Services, Inc.Inventors: Marc Benkert, Grace Park, Tomer Rubinshtein
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Publication number: 20020194124Abstract: A system and method for providing a reloadable prepaid card account maintained by a foreign financial institution is provided. The foreign financial institution is provided with a domestic payment network authorization code, such as the bank identification number approved by the American Banking Association. The BIN along with a prepaid account number is loaded onto a prepaid card corresponding to the prepaid account. A prepaid cardholder may present the prepaid card to a merchant system for completion of a transaction request. The merchant system may be accessed domestically and may recognize the BIN as belonging to the foreign financial institution authorized to transact business on the merchant's domestic payment network. The merchant may seek satisfaction of the transaction request by submitting the transaction request to an acquirer which may forward the transaction request to the foreign financial institution for processing.Type: ApplicationFiled: May 23, 2002Publication date: December 19, 2002Inventors: Chris Hobbs, Grace Park, Tomer Rubinshtein