Patents by Inventor Graham O'Donnell
Graham O'Donnell has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).
-
Patent number: 10592901Abstract: Controlled Payment Numbers (CPNs) which issue as a unique payment number for each transaction uniquely identify the transaction for matching the purchase and payment information. The issuance of the CPN is controlled by business rules which are designed to and effectively restrict the use of the CPN, such that if a user exceeds his authorization, a CPN is not issued. The business rules are set up according to a hierarchy of users. Further, a declining balance CPN is also provided.Type: GrantFiled: June 4, 2002Date of Patent: March 17, 2020Assignee: ORBIS PATENTS, LTD.Inventors: Daniel Ian Flitcroft, Graham O'Donnell, Conor Langford, James Carroll
-
Patent number: 9898730Abstract: A credit card system is provided which has the added feature of providing additional limited use credit card numbers and/or cards. These numbers and/or cards can be used for a single or limited use transaction, thereby reducing the potential for fraudulent reuse of these numbers and/or cards. The credit card system finds application to “card remote” transactions such as by phone or Internet. Additionally, when a single use or limited use credit card is used for “card present” transactions, so called “skimming” fraud is eliminated. Various other features enhance the credit card system which will allow secure trade without the use of elaborate encryption techniques. Methods for limiting, distributing and using a limited use card number, controlling the validity of a limited use credit card number, conducting a limited use credit card number transaction and providing remote access devices for accessing a limited use credit card number are also provided.Type: GrantFiled: April 29, 2014Date of Patent: February 20, 2018Assignee: ORBIT PATENTS LIMITEDInventors: Daniel Ian Flitcroft, Graham O'Donnell
-
Patent number: 9881298Abstract: A credit card system is provided which has the added feature of providing additional limited use credit card numbers and/or cards. These numbers and/or cards can be used for a single or limited use transaction, thereby reducing the potential for fraudulent reuse of these numbers and/or cards. The credit card system finds application to “card remote” transactions such as by phone or Internet. Additionally, when a single use or limited use credit card is used for “card present” transactions, so called “skimming” fraud is eliminated. Various other features enhance the credit card system, which will allow secure trade without the use of elaborate encryption techniques. Methods for limiting, distributing and using a limited use card number, controlling the validity of a limited use credit card number, conducting a limited use credit card number transaction and providing remote access devices for accessing a limited use credit card number are also provided.Type: GrantFiled: November 10, 2008Date of Patent: January 30, 2018Assignee: ORBIS PATENTS LIMITEDInventors: Daniel I. Flitcroft, Graham O'Donnell
-
Publication number: 20140236831Abstract: A credit card system is provided which has the added feature of providing additional limited use credit card numbers and/or cards. These numbers and/or cards can be used for a single or limited use transaction, thereby reducing the potential for fraudulent reuse of these numbers and/or cards. The credit card system finds application to “card remote” transactions such as by phone or Internet. Additionally, when a single use or limited use credit card is used for “card present” transactions, so called “skimming” fraud is eliminated. Various other features enhance the credit card system which will allow secure trade without the use of elaborate encryption techniques. Methods for limiting, distributing and using a limited use card number, controlling the validity of a limited use credit card number, conducting a limited use credit card number transaction and providing remote access devices for accessing a limited use credit card number are also provided.Type: ApplicationFiled: April 29, 2014Publication date: August 21, 2014Applicant: ORBIS PATENTS LTD.Inventors: Daniel Ian FLITCROFT, Graham O'Donnell
-
Patent number: 8756150Abstract: A credit card system is provided which has the added feature of providing additional limited use credit card numbers and/or cards. These numbers and/or cards can be used for a single or limited use transaction, thereby reducing the potential for fraudulent reuse of these numbers and/or cards. The credit card system finds application to “card remote” transactions such as by phone or Internet. Additionally, when a single use or limited use credit card is used for “card present” transactions, so called “skimming” fraud is eliminated. Various other features enhance the credit card system which will allow secure trade without the use of elaborate encryption techniques. Methods for limiting, distributing and using a limited use card number, controlling the validity of a limited use credit card number, conducting a limited use credit card number transaction and providing remote access devices for accessing a limited use credit card number are also provided.Type: GrantFiled: January 26, 2009Date of Patent: June 17, 2014Assignee: Orbis Patents LimitedInventors: Daniel I Flitcroft, Graham O'Donnell
-
Patent number: 8527416Abstract: Controlled Payment Numbers (CPNs) which issue as a unique payment number for each transaction uniquely identify the transaction for matching the purchase and payment information. The issuance of the CPN is controlled by business rules which are designed to and effectively restrict the use of the CPN, such that if a user exceeds his authorization, a CPN is not issued. The business rules are set up according to a hierarchy of users. Further, a declining balance CPN is also provided.Type: GrantFiled: January 18, 2008Date of Patent: September 3, 2013Assignee: Orbis Patents LimitedInventors: Daniel Ian Flitcroft, Graham O'Donnell, Conor Langford, James Carroll
-
Patent number: 7895122Abstract: The delivery of a secure method and system of generating person to person, business to business, business to person and person to business transactions involving transfer of funds from one party (the purchaser) to a second party (the vendor). The functionality of existing credit/debit cards and the associated infrastructure is extended to provide a secure global mechanism for individuals/businesses to receive funds without revealing confidential information or having to become credit/debit accepting merchants.Type: GrantFiled: August 20, 2008Date of Patent: February 22, 2011Assignee: Orbis Patents LimitedInventors: Daniel I. Flitcroft, Graham O'Donnell
-
Patent number: 7593896Abstract: A credit card system is provided which has the added feature of providing additional limited-use credit card numbers and/or cards. These numbers and/or cards can be used for a single transaction, thereby reducing the potential for fraudulent reuse of these numbers and/or cards. The credit card system finds application to “card remote” transactions such as by phone or Internet. Additionally, when a single use credit card is used for “card present” transactions, so called “skimming” fraud is eliminated. Various other features enhance the credit card system which will allow secure trade without the use of elaborate encryption techniques.Type: GrantFiled: October 19, 2000Date of Patent: September 22, 2009Assignee: Orbis Patents Ltd.Inventors: Daniel I. Flitcroft, Graham O'Donnell
-
Patent number: 7571142Abstract: A credit card system is provided which has the added feature of providing additional limited use credit card numbers and/or cards. These numbers and/or cards can be used for a single or limited use transaction, thereby reducing the potential for fraudulent reuse of these numbers and/or cards. The credit card system finds application to “card remote” transactions such as by phone or Internet. Additionally, when a single use or limited use credit card is used for “card present” transactions, so called “skimming” fraud is eliminated. Various other features enhance the credit card system which will allow secure trade without the use of elaborate encryption techniques. Methods for limiting, distributing and using a limited use card number, controlling the validity of a limited use credit card number, conducting a limited use credit card number transaction and providing remote access devices for accessing a limited use credit card number are also provided.Type: GrantFiled: February 18, 2000Date of Patent: August 4, 2009Assignee: Orbis Patents LimitedInventors: Daniel I. Flitcroft, Graham O'Donnell
-
Patent number: 7567934Abstract: A credit card system is provided which has the added feature of providing additional limited use credit card numbers and/or cards. These numbers and/or cards can be used for a single or limited use transaction, thereby reducing the potential for fraudulent reuse of these numbers and/or cards. The credit card system finds application to “card remote” transactions such as by phone or Internet. Additionally, when a single use or limited use credit card is used for “card present” transactions, so called “skimming” fraud is eliminated. Various other features enhance the credit card system, which will allow secure trade without the use of elaborate encryption techniques. Methods for limiting, distributing and using a limited use card number, controlling the validity of a limited use credit card number, conducting a limited use credit card number transaction and providing remote access devices for accessing a limited use credit card number are also provided.Type: GrantFiled: June 4, 2002Date of Patent: July 28, 2009Assignee: Orbis Patents Ltd.Inventors: Daniel I. Flitcroft, Graham O'Donnell
-
Publication number: 20090134217Abstract: A credit card system is provided which has the added feature of providing additional limited use credit card numbers and/or cards. These numbers and/or cards can be used for a single or limited use transaction, thereby reducing the potential for fraudulent reuse of these numbers and/or cards. The credit card system finds application to “card remote” transactions such as by phone or Internet. Additionally, when a single use or limited use credit card is used for “card present” transactions, so called “skimming” fraud is eliminated. Various other features enhance the credit card system which will allow secure trade without the use of elaborate encryption techniques. Methods for limiting, distributing and using a limited use card number, controlling the validity of a limited use credit card number, conducting a limited use credit card number transaction and providing remote access devices for accessing a limited use credit card number are also provided.Type: ApplicationFiled: January 26, 2009Publication date: May 28, 2009Applicant: ORBIS PATENTS LTD.Inventors: Daniel I. Flitcroft, Graham O'Donnell
-
Publication number: 20090070260Abstract: A credit card system is provided which has the added feature of providing additional limited use credit card numbers and/or cards. These numbers and/or cards can be used for a single or limited use transaction, thereby reducing the potential for fraudulent reuse of these numbers and/or cards. The credit card system finds application to “card remote” transactions such as by phone or Internet. Additionally, when a single use or limited use credit card is used for “card present” transactions, so called “skimming” fraud is eliminated. Various other features enhance the credit card system, which will allow secure trade without the use of elaborate encryption techniques. Methods for limiting, distributing and using a limited use card number, controlling the validity of a limited use credit card number, conducting a limited use credit card number transaction and providing remote access devices for accessing a limited use credit card number are also provided.Type: ApplicationFiled: November 10, 2008Publication date: March 12, 2009Applicant: ORBIS PATENTS LTD.Inventors: Daniel I. FLITCROFT, Graham O'Donnell
-
Publication number: 20090012897Abstract: The delivery of a secure method and system of generating person to person, business to business, business to person and person to business transactions involving transfer of funds from one party (the purchaser) to a second party (the vendor). The functionality of existing credit/debit cards and the associated infrastructure is extended to provide a secure global mechanism for individuals/businesses to receive funds without revealing confidential information or having to become credit/debit accepting merchants.Type: ApplicationFiled: August 20, 2008Publication date: January 8, 2009Applicant: ORBIS PATENTS LIMITEDInventors: Daniel I. Flitcroft, Graham O'Donnell
-
Patent number: 7437203Abstract: A construction of RTU assembly having a number of independently operational cells for systems functions is provided. Each cell is formed from a configurable component and effectively could be of the same construction as a conventional RTU that would be used for a particular function. There is inter-cell communication for the continuous downloading of information between cells. Ideally the information is controlled in such a way that each cell is aware of all the information that is being transferred, but only receives that information that it requires. In this way all the functions can be performed and the cells operate as equal peers and no one cell has priority over the other cells, such that the failure of one cell will cause the failure of all the others. There can be duplication of function in the cells and various “redundancy” of power, and I/O ports is built into the system.Type: GrantFiled: September 23, 2004Date of Patent: October 14, 2008Assignee: Viserge LimitedInventors: Graham O'Donnell, Morgan Sheehy, Adrian Kearney
-
Patent number: 7433845Abstract: The delivery of a secure method and system of generating person to person, business to business, business to person and person to business transactions involving transfer of funds from one party (the purchaser) to a second party (the vendor). The functionality of existing credit/debit cards and the associated infrastructure is extended to provide a secure global mechanism for individuals/businesses to receive funds without revealing confidential information or having to become credit/debit accepting merchants.Type: GrantFiled: April 13, 2000Date of Patent: October 7, 2008Assignee: Orbis Patents LimitedInventors: Daniel I. Flitcroft, Graham O'Donnell
-
Publication number: 20080120238Abstract: Controlled Payment Numbers (CPNs) which issue as a unique payment number for each transaction uniquely identify the transaction for matching the purchase and payment information. The issuance of the CPN is controlled by business rules which are designed to and effectively restrict the use of the CPN, such that if a user exceeds his authorization, a CPN is not issued. The business rules are set up according to a hierarchy of users. Further, a declining balance CPN is also provided.Type: ApplicationFiled: January 18, 2008Publication date: May 22, 2008Inventors: Daniel Flitcroft, Graham O'Donnell, Conor Langford, James Carroll
-
Patent number: 7136835Abstract: A credit card system is provided which has the added feature of providing additional limited-use credit card numbers and/or cards. These numbers and/or cards can be used for a single transaction, thereby reducing the potential for fraudulent reuse of these numbers and/or cards. The credit card system finds application to “card remote” transactions such as by phone or Internet. Additionally, when a single use credit card is used for “card present” transactions, so called “skimming” fraud is eliminated. Various other features enhance the credit card system which will allow secure trade without the use of elaborate encryption techniques.Type: GrantFiled: September 18, 2000Date of Patent: November 14, 2006Assignee: Orbis Patents Ltd.Inventors: Daniel I. Flitcroft, Graham O'Donnell
-
Publication number: 20050216107Abstract: A construction of RTU assembly is provided which has a number of independently operational cells for systems functions. Each cell is formed from a configurable component and effectively could be of the same construction as a conventional RTU that would be used for a particular function. There is inter-cell communication means for the continuous downloading of information between cells. Ideally the information is controlled in such a way that each cell is aware of all the information that is being transferred, but only receives that information that it requires. In this way all the functions can be performed and the cells operate as equal peers and no one cell has priority over the other cells, such that the failure of one cell will cause the failure of all the others. There can be a duplication of functions in the cells and various “redundancy” of power, and I/O ports is built into the system.Type: ApplicationFiled: September 23, 2004Publication date: September 29, 2005Inventors: Graham O'Donnell, Morgan Sheehy, Adrian Kearney
-
Patent number: 6636833Abstract: A credit card system is provided which has the added feature of providing additional limited-use credit card numbers and/or cards. These numbers and/or cards can be used for a single transaction, thereby reducing the potential for fraudulent reuse of these numbers and/or cards. The credit card system finds application to “card remote” transactions such as by phone or Internet. Additionally, when a single use credit card is used for “card present” transactions, so called “skimming” fraud is eliminated. Various other features enhance the credit card system which will allow secure trade without the use of elaborate encryption techniques.Type: GrantFiled: January 22, 1999Date of Patent: October 21, 2003Assignee: Obis Patents Ltd.Inventors: Daniel I. Flitcroft, Graham O'Donnell
-
Publication number: 20030130748Abstract: A construction of RTU assembly is provided which has a number of independently operational cells for systems functions. Each cell is formed from a configurable component and effectively could be of the same construction as a conventional RTU that would be used for a particular function. There is inter-cell communication means for the continuous downloading of information between cells. Ideally the information is controlled in such a way that each cell is aware of all the information that is being transferred, but only receives that information that it requires. In this way all the functions can be performed and the cells operate as equal peers and no one cell has priority over the other cells, such that the failure of one cell will cause the failure of all the others. There can be a duplication of functions in the cells and various “redundancy” of power, and I/O ports is built into the system.Type: ApplicationFiled: April 13, 2000Publication date: July 10, 2003Inventors: Graham O'Donnell, Morgan Sheehy, Adrian Kearney