Abstract: A system of processing a payment transaction for goods and/or services, the system comprising a kiosk for providing the goods and/or services, a payment application and a payment terminal. The kiosk includes a kiosk application and a data store for storing data in respect of the transaction. The payment application is adapted to read data from the data store and communicate with the payment terminal, the payment terminal being computationally separate from the kiosk application and adapted to contact a financial processor and communicate back to the data store. The kiosk application monitors the data returning from the payment terminal and acts accordingly.

Abstract: A quality assurance system for retail photofinishing includes a communication network; a retail photofinishing site including photofinishing equipment, a client computer connected to the communication network, and a process monitoring device connected to the computer; and a server located at a service center and connected to the communication network.